Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.39%	£549.61	6.00%	£634.87	£0	Variable	5.7%	£19,886	38087	76	0	Newbury
4.35%	£547.35	5.74%	£614.77	£1,024	Tracker	5.4%	£20,559	64289	115	1024	Barclays
5.02%	£585.16	7.24%	£707.53	£0	Fixed	6.8%	£20,816	51111	42	0	Halifax
5.19%	£595.71	6.49%	£667.15	£15	Fixed	6.3%	£20,961	30345	75	15	Nationwide B.Soc
5.19%	£595.71	5.19%	£595.71	£874	Variable	5.4%	£21,320	7472	48	874	Ecology B.Soc

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
5.02%	£585.16	7.24%	£707.53	£0	Fixed	6.8%	£20,816	51111	42	0	Halifax
5.19%	£595.71	6.49%	£667.15	£15	Fixed	6.3%	£20,961	30345	75	15	Nationwide B.Soc
4.67%	£565.53	5.74%	£622.03	£1,024	Fixed	5.7%	£21,113	23559	115	1024	Barclays
5.29%	£601.61	6.94%	£693.17	£15	Fixed	6.7%	£21,368	35885	628	15	Bank of Ireland
4.85%	£575.88	6.50%	£664.77	£0	Fixed	6.2%	£21,640	64268	1	0	Santander

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.35%	£547.35	5.74%	£614.77	£1,024	Tracker	5.4%	£20,559	64289	115	1024	Barclays
5.49%	£613.49	5.49%	£613.49	£1,574	Discount	5.8%	£22,660	11890	48	1574	Ecology B.Soc
5.84%	£634.56	5.84%	£634.56	£1,730	Tracker	6.2%	£24,699	55642	1097	1730	United Trust Bank
6.20%	£656.58	6.20%	£656.58	£1,729	Tracker	6.6%	£25,541	39251	957	1729	West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 22 Jul 2026 at 01:37 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.