Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC3 Year Total Cost
4.39%£549.616.00%£634.87£0Variable5.7%£19,886
4.35%£547.355.74%£614.77£1,024Tracker5.4%£20,559
5.04%£586.926.49%£666.23£15Fixed6.3%£20,644
5.09%£589.857.24%£708.79£0Fixed6.8%£20,685
4.34%£546.794.34%£546.79£999Tracker4.5%£20,783

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC3 Year Total Cost
5.04%£586.926.49%£666.23£15Fixed6.3%£20,644
5.09%£589.857.24%£708.79£0Fixed6.8%£20,685
4.90%£578.786.50%£665.38£0Fixed6.2%£20,811
5.18%£595.136.80%£682.03£8Fixed6.4%£21,498
5.11%£591.027.74%£738.10£35Fixed7.2%£21,576

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC3 Year Total Cost
4.35%£547.355.74%£614.77£1,024Tracker5.4%£20,559
4.34%£546.794.34%£546.79£999Tracker4.5%£20,783
5.49%£613.495.49%£613.49£1,289Discount5.8%£22,375
5.84%£634.565.84%£634.56£1,730Tracker6.2%£24,699
6.20%£656.586.20%£656.58£1,729Tracker6.6%£25,541

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 11 Sep 2026 at 01:47 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.