LenderInitial RateTypeInitial PaymentReverting RateReverting PaymentInitial Period (months)Total FeesOverall Cost for ComparisonEarly Repayment Charge3 Year Total Cost
2.19%Variable£433.175.60%£598.1836m£154.8% APRC36m£15,764
1.99%Variable£423.374.10%£512.0460m£8503.4% APRC36m£16,191
2.55%Variable£451.142.55%£451.140m£2242.6% APRC24m£16,365
2.24%Variable£435.645.89%£613.2637m£1,0245.1% APRC37m£16,807
2.74%Variable£460.805.24%£583.2536m£654.7% APRC36m£16,854

LenderInitial RateTypeInitial PaymentReverting RateReverting PaymentInitial Period (months)Total FeesOverall Cost for ComparisonEarly Repayment Charge3 Year Total Cost
3.99%Fixed£527.285.24%£591.4036m£205.0% APRC36m£18,567
3.62%Fixed£507.084.89%£564.5737m£1,0154.5% APRC37m£19,365
3.58%Fixed£504.924.54%£548.4662m£04.2% APRC62m£19,836
4.40%Fixed£550.173.96%£528.1338m£04.2% APRC38m£19,936
4.00%Fixed£527.844.65%£558.4239m£84.5% APRC39m£20,001

LenderInitial RateTypeInitial PaymentReverting RateReverting PaymentInitial Period (months)Total FeesOverall Cost for ComparisonEarly Repayment Charge3 Year Total Cost
3.00%Tracker£474.215.24%£575.7060m£1,7844.6% APRC60m£19,601
4.14%Tracker£535.604.14%£535.600m£1,5704.4% APRC12m£20,947

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 16 Aug 2022 at 01:40 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision.