Best Buy Table
LenderInitial RateTypeInitial PaymentReverting RateReverting PaymentInitial Period (months)Total FeesOverall Cost for ComparisonEarly Repayment Charge3 Year Total Cost
2.09%Fixed£428.254.24%£528.1536m£203.8% APRC36m£15,002
1.99%Variable£423.114.99%£564.4736m£254.3% APRC36m£15,157
2.12%Variable£432.874.45%£545.0436m£304.0% APRC36m£15,168
2.34%Fixed£440.604.25%£530.2936m£353.8% APRC36m£15,697
2.20%Variable£433.373.45%£490.2736m£2503.2% APRC36m£16,001

LenderInitial RateTypeInitial PaymentReverting RateReverting PaymentInitial Period (months)Total FeesOverall Cost for ComparisonEarly Repayment Charge3 Year Total Cost
2.09%Fixed£428.254.24%£528.1536m£203.8% APRC36m£15,002
2.34%Fixed£440.604.25%£530.2936m£353.8% APRC36m£15,697
1.63%Fixed£405.864.24%£522.7240m£9993.7% APRC40m£16,010
1.63%Fixed£405.864.24%£522.7240m£9993.7% APRC40m£16,010
2.09%Fixed£427.984.74%£540.9561m£5073.8% APRC0m£16,039

LenderInitial RateTypeInitial PaymentReverting RateReverting PaymentInitial Period (months)Total FeesOverall Cost for ComparisonEarly Repayment Charge3 Year Total Cost
2.39%Tracker£443.104.25%£523.0760m£353.6% APRC36m£15,787
2.14%Tracker£430.704.24%£519.9160m£1,0193.6% APRC0m£16,089
2.94%Tracker£471.882.94%£471.880m£2253.0% APRC0m£16,138
2.64%Tracker£455.702.64%£455.700m£1,0342.8% APRC0m£17,414
2.74%Tracker£460.805.04%£572.8736m£1,1744.6% APRC36m£17,613

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 19 Nov 2018 at 02:43 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.