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Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Rate	Total Fees	Type	Initial Period (months)	3 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.40%	6.1% APRC	£550.17	6.49%	£15	Fixed	36m	£19,321	36m	£194,123	72435	75	15	Nationwide B.Soc
4.34%	6.0% APRC	£546.79	6.50%	£0	Fixed	38m	£19,659	38m	£194,079	48751	1	0	Santander
4.79%	6.7% APRC	£572.42	7.24%	£0	Fixed	38m	£20,307	38m	£206,602	21039	313	0	TSB Bank
4.35%	5.4% APRC	£547.35	5.74%	£1,024	Tracker	60m	£20,559	0m	£181,240	64289	115	1024	Barclays
4.49%	7.3% APRC	£555.38	7.99%	£1,019	Fixed	36m	£20,863	36m	£218,752	59378	198	1019	Furness B.Soc

Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Rate	Total Fees	Type	Initial Period (months)	3 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.40%	6.1% APRC	£550.17	6.49%	£15	Fixed	36m	£19,321	36m	£194,123	72435	75	15	Nationwide B.Soc
4.34%	6.0% APRC	£546.79	6.50%	£0	Fixed	38m	£19,659	38m	£194,079	48751	1	0	Santander
4.79%	6.7% APRC	£572.42	7.24%	£0	Fixed	38m	£20,307	38m	£206,602	21039	313	0	TSB Bank
4.49%	7.3% APRC	£555.38	7.99%	£1,019	Fixed	36m	£20,863	36m	£218,752	59378	198	1019	Furness B.Soc
4.63%	6.6% APRC	£562.68	7.24%	£0	Fixed	39m	£20,938	39m	£205,514	57457	42	0	Halifax

Lender	Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Rate	Total Fees	Type	Initial Period (months)	3 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
	4.35%	5.4% APRC	£547.35	5.74%	£1,024	Tracker	60m	£20,559	0m	£181,240	64289	115	1024	Barclays

Lender

Initial Rate

Overall Cost for Comparison

Initial Period (months)

3 Year Total Cost

Early Repayment Charge

Total Amount Payable Over Term

4.35%

5.4% APRC

£547.35

5.74%

£1,024

Tracker

60m

£20,559

£181,240

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 16 Mar 2026 at 01:23 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.