Do I Qualify?
LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.35%5.4% APRC£547.355.74%£1,024Tracker60m£20,5590m£181,240
5.04%6.8% APRC£586.927.24%£0Fixed38m£20,82938m£207,614
4.96%6.2% APRC£582.266.50%£0Fixed38m£20,93638m£196,535
5.20%6.3% APRC£596.306.49%£15Fixed36m£20,98236m£197,125
4.89%6.0% APRC£578.206.29%£0Fixed39m£21,74939m£193,079

LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
5.04%6.8% APRC£586.927.24%£0Fixed38m£20,82938m£207,614
4.96%6.2% APRC£582.266.50%£0Fixed38m£20,93638m£196,535
5.20%6.3% APRC£596.306.49%£15Fixed36m£20,98236m£197,125
4.89%6.0% APRC£578.206.29%£0Fixed39m£21,74939m£193,079
5.02%6.7% APRC£585.167.24%£0Fixed39m£21,75139m£207,137

LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.35%5.4% APRC£547.355.74%£1,024Tracker60m£20,5590m£181,240

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 15 Jun 2026 at 01:23 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.