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LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge3 Year Total CostTotal Amount Payable Over Term
4.35%£547.355.74%£1,024Tracker5.4% APRC60m0m£20,559£181,240
5.00%£584.596.49%£15Fixed6.2% APRC36m36m£20,560£196,379
5.09%£589.858.24%£224Fixed7.6% APRC36m36m£21,544£224,496
5.28%£600.407.24%£0Fixed6.8% APRC38m38m£21,614£208,660
5.59%£619.477.24%£0Fixed7.0% APRC38m38m£22,001£209,831

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge3 Year Total CostTotal Amount Payable Over Term
5.00%£584.596.49%£15Fixed6.2% APRC36m36m£20,560£196,379
5.09%£589.858.24%£224Fixed7.6% APRC36m36m£21,544£224,496
5.28%£600.407.24%£0Fixed6.8% APRC38m38m£21,614£208,660
5.59%£619.477.24%£0Fixed7.0% APRC38m38m£22,001£209,831
5.02%£585.766.80%£8Fixed6.4% APRC39m39m£22,095£199,883

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge3 Year Total CostTotal Amount Payable Over Term
4.35%£547.355.74%£1,024Tracker5.4% APRC60m0m£20,559£181,240

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 31 Mar 2026 at 01:21 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.