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LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge3 Year Total CostTotal Amount Payable Over Term
4.35%£547.355.74%£1,024Tracker5.4% APRC60m0m£20,559£181,240
5.29%£601.617.24%£0Fixed6.9% APRC38m38m£21,108£208,376
5.34%£604.576.49%£15Fixed6.3% APRC36m36m£21,280£197,647
5.45%£610.487.24%£0Fixed6.9% APRC38m38m£21,977£209,344
5.63%£621.886.80%£8Fixed6.6% APRC38m38m£22,461£202,465

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge3 Year Total CostTotal Amount Payable Over Term
5.29%£601.617.24%£0Fixed6.9% APRC38m38m£21,108£208,376
5.34%£604.576.49%£15Fixed6.3% APRC36m36m£21,280£197,647
5.45%£610.487.24%£0Fixed6.9% APRC38m38m£21,977£209,344
5.63%£621.886.80%£8Fixed6.6% APRC38m38m£22,461£202,465
5.27%£600.436.29%£0Fixed6.1% APRC40m40m£22,553£194,502

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge3 Year Total CostTotal Amount Payable Over Term
4.35%£547.355.74%£1,024Tracker5.4% APRC60m0m£20,559£181,240

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 27 Sep 2026 at 01:30 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.