Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.09%	£799.23	4.09%	£799.23	£575	Variable	4.2%	£29,347	38639	48	575	Ecology B.Soc
4.70%	£850.87	6.49%	£996.12	£15	Fixed	6.2%	£30,146	20791	75	15	Nationwide B.Soc
4.68%	£849.15	7.24%	£1,058.83	£0	Fixed	6.7%	£30,319	94341	142	0	Lloyds Bank
4.35%	£821.03	5.74%	£922.16	£1,024	Tracker	5.4%	£30,411	64289	115	1024	Barclays
4.44%	£828.65	7.24%	£1,056.20	£995	Fixed	6.7%	£30,526	21038	313	995	TSB Bank

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.70%	£850.87	6.49%	£996.12	£15	Fixed	6.2%	£30,146	20791	75	15	Nationwide B.Soc
4.68%	£849.15	7.24%	£1,058.83	£0	Fixed	6.7%	£30,319	94341	142	0	Lloyds Bank
4.44%	£828.65	7.24%	£1,056.20	£995	Fixed	6.7%	£30,526	21038	313	995	TSB Bank
4.78%	£856.91	7.24%	£1,058.74	£0	Fixed	6.7%	£30,849	94229	42	0	Halifax
4.89%	£867.30	6.50%	£997.57	£0	Fixed	6.2%	£32,599	91887	1	0	Santander

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.35%	£821.03	5.74%	£922.16	£1,024	Tracker	5.4%	£30,411	64289	115	1024	Barclays
5.74%	£942.75	5.74%	£942.75	£2,114	Tracker	6.1%	£36,178	259549	1097	2114	Brightstar-UTB
6.20%	£984.87	6.20%	£984.87	£2,028	Tracker	6.5%	£37,658	241506	957	2028	Brightstar-West One
7.26%	£1,085.18	7.26%	£1,085.18	£124	Tracker	7.5%	£38,930	81267	351	124	Precise Mortgages

This table is based on a property value of £250,000 and a mortgage secured against that property of £150,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 23 Mar 2026 at 01:17 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.