Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.80%	£775.28	6.49%	£987.07	£1,014	Fixed	6.0%	£28,424	21485	75	1014	Nationwide B.Soc
3.89%	£782.67	7.49%	£1,071.43	£995	Fixed	6.7%	£28,871	3210	313	995	TSB Bank
4.08%	£798.40	7.74%	£1,095.43	£35	Fixed	6.9%	£29,041	218	57	35	Leeds B Society
4.19%	£806.81	7.49%	£1,073.76	£0	Fixed	6.7%	£29,045	59629	42	0	Halifax
4.09%	£799.23	4.09%	£799.23	£575	Variable	4.2%	£29,347	27376	48	575	Ecology B.Soc

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.80%	£775.28	6.49%	£987.07	£1,014	Fixed	6.0%	£28,424	21485	75	1014	Nationwide B.Soc
3.89%	£782.67	7.49%	£1,071.43	£995	Fixed	6.7%	£28,871	3210	313	995	TSB Bank
4.08%	£798.40	7.74%	£1,095.43	£35	Fixed	6.9%	£29,041	218	57	35	Leeds B Society
4.19%	£806.81	7.49%	£1,073.76	£0	Fixed	6.7%	£29,045	59629	42	0	Halifax
4.24%	£811.77	7.19%	£1,049.66	£15	Fixed	6.5%	£29,434	26863	628	15	Bank of Ireland

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.35%	£821.03	5.74%	£922.16	£1,024	Tracker	5.4%	£30,411	64289	115	1024	Barclays
4.34%	£820.18	4.34%	£820.18	£999	Tracker	4.5%	£30,625	13108	474	999	Co-operative Bank
5.94%	£960.96	5.94%	£960.96	£2,114	Tracker	6.3%	£36,834	211325	1097	2114	Brightstar-UTB
6.20%	£984.87	6.20%	£984.87	£2,028	Tracker	6.5%	£37,658	243506	957	2028	Brightstar-West One

This table is based on a property value of £250,000 and a mortgage secured against that property of £150,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 22 Dec 2025 at 02:20 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.