| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | 3 Year Total Cost | Early Repayment Charge | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.35% | £547.35 | 5.74% | £1,024 | Tracker | 5.4% APRC | 60m | £20,559 | 0m | £181,240 | 64289 | 115 | 1024 | Barclays |
| 5.29% | £601.61 | 7.24% | £0 | Fixed | 6.9% APRC | 38m | £21,108 | 38m | £208,376 | 93988 | 313 | 0 | TSB Bank |
| 5.34% | £604.57 | 6.49% | £15 | Fixed | 6.3% APRC | 36m | £21,280 | 36m | £197,647 | 81149 | 75 | 15 | Nationwide B.Soc |
| 5.53% | £615.88 | 6.80% | £8 | Fixed | 6.5% APRC | 38m | £22,245 | 38m | £202,073 | 100943 | 90 | 8 | Principality |
| 5.35% | £604.54 | 7.24% | £0 | Fixed | 6.9% APRC | 39m | £22,451 | 39m | £208,504 | 80195 | 42 | 0 | Halifax |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | 3 Year Total Cost | Early Repayment Charge | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 5.29% | £601.61 | 7.24% | £0 | Fixed | 6.9% APRC | 38m | £21,108 | 38m | £208,376 | 93988 | 313 | 0 | TSB Bank |
| 5.34% | £604.57 | 6.49% | £15 | Fixed | 6.3% APRC | 36m | £21,280 | 36m | £197,647 | 81149 | 75 | 15 | Nationwide B.Soc |
| 5.53% | £615.88 | 6.80% | £8 | Fixed | 6.5% APRC | 38m | £22,245 | 38m | £202,073 | 100943 | 90 | 8 | Principality |
| 4.88% | £577.62 | 5.74% | £25 | Fixed | 5.6% APRC | 39m | £22,267 | 39m | £184,790 | 76873 | 115 | 25 | Barclays |
| 5.35% | £604.54 | 7.24% | £0 | Fixed | 6.9% APRC | 39m | £22,451 | 39m | £208,504 | 80195 | 42 | 0 | Halifax |
This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 18 Sep 2026 at 01:24 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.