Best Buys

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	3 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.29%	£543.98	6.74%	£15	Fixed	6.2% APRC	36m	£19,098	36m	£197,422	59731	75	15	Nationwide B.Soc
4.78%	£571.84	6.74%	£1,020	Fixed	6.2% APRC	62m	£19,504	62m	£191,499	32120	80	1020	Virgin Money
4.34%	£546.79	7.24%	£530	Fixed	6.4% APRC	38m	£19,804	38m	£202,327	40621	360	530	Accord Mortgages
4.22%	£539.54	7.49%	£0	Fixed	6.7% APRC	39m	£20,101	39m	£207,535	43059	42	0	Halifax
4.23%	£540.73	8.24%	£1,019	Fixed	7.2% APRC	36m	£20,335	36m	£218,164	45191	198	1019	Furness B.Soc

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	3 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.29%	£543.98	6.74%	£15	Fixed	6.2% APRC	36m	£19,098	36m	£197,422	59731	75	15	Nationwide B.Soc
4.78%	£571.84	6.74%	£1,020	Fixed	6.2% APRC	62m	£19,504	62m	£191,499	32120	80	1020	Virgin Money
4.34%	£546.79	7.24%	£530	Fixed	6.4% APRC	38m	£19,804	38m	£202,327	40621	360	530	Accord Mortgages
4.22%	£539.54	7.49%	£0	Fixed	6.7% APRC	39m	£20,101	39m	£207,535	43059	42	0	Halifax
4.23%	£540.73	8.24%	£1,019	Fixed	7.2% APRC	36m	£20,335	36m	£218,164	45191	198	1019	Furness B.Soc

Lender	Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	3 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
	4.60%	£561.52	5.99%	£1,024	Tracker	5.6% APRC	60m	£21,069	0m	£185,743	64289	115	1024	Barclays

Lender

Overall Cost for Comparison

Initial Period (months)

3 Year Total Cost

Early Repayment Charge

Total Amount Payable Over Term

4.60%

£561.52

5.99%

£1,024

Tracker

5.6% APRC

60m

£21,069

£185,743

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 17 Sep 2025 at 02:18 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.