Best Buys

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	3 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.70%	£567.25	6.49%	£15	Fixed	6.2% APRC	36m	£19,936	36m	£195,253	20791	75	15	Nationwide B.Soc
4.79%	£572.42	7.24%	£0	Fixed	6.7% APRC	38m	£20,307	38m	£206,602	21039	313	0	TSB Bank
4.35%	£547.35	5.74%	£1,024	Tracker	5.4% APRC	60m	£20,559	0m	£181,240	64289	115	1024	Barclays
4.78%	£571.27	7.24%	£0	Fixed	6.7% APRC	39m	£21,249	39m	£206,139	53913	42	0	Halifax
5.09%	£589.85	8.24%	£224	Fixed	7.6% APRC	36m	£21,544	36m	£224,496	12065	132	224	Teachers B Society

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	3 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.70%	£567.25	6.49%	£15	Fixed	6.2% APRC	36m	£19,936	36m	£195,253	20791	75	15	Nationwide B.Soc
4.79%	£572.42	7.24%	£0	Fixed	6.7% APRC	38m	£20,307	38m	£206,602	21039	313	0	TSB Bank
4.78%	£571.27	7.24%	£0	Fixed	6.7% APRC	39m	£21,249	39m	£206,139	53913	42	0	Halifax
5.09%	£589.85	8.24%	£224	Fixed	7.6% APRC	36m	£21,544	36m	£224,496	12065	132	224	Teachers B Society
4.89%	£578.20	6.50%	£0	Fixed	6.2% APRC	39m	£21,724	39m	£196,103	91887	1	0	Santander

Lender	Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	3 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
	4.35%	£547.35	5.74%	£1,024	Tracker	5.4% APRC	60m	£20,559	0m	£181,240	64289	115	1024	Barclays

Lender

Overall Cost for Comparison

Initial Period (months)

3 Year Total Cost

Early Repayment Charge

Total Amount Payable Over Term

4.35%

£547.35

5.74%

£1,024

Tracker

5.4% APRC

60m

£20,559

£181,240

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 22 Mar 2026 at 01:14 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.