LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.29%£543.986.99%£15Fixed6.4% APRC36m£19,09836m£201,176
4.32%£545.147.74%£0Fixed6.9% APRC38m£19,37538m£212,082
4.39%£549.617.74%£0Fixed6.9% APRC38m£19,48638m£212,558
4.31%£545.106.75%£0Fixed6.2% APRC38m£19,59938m£197,625
3.95%£525.086.24%£1,034Fixed5.8% APRC38m£19,66738m£189,555

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.29%£543.986.99%£15Fixed6.4% APRC36m£19,09836m£201,176
4.32%£545.147.74%£0Fixed6.9% APRC38m£19,37538m£212,082
4.39%£549.617.74%£0Fixed6.9% APRC38m£19,48638m£212,558
4.31%£545.106.75%£0Fixed6.2% APRC38m£19,59938m£197,625
3.95%£525.086.24%£1,034Fixed5.8% APRC38m£19,66738m£189,555

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.85%£575.886.24%£1,034Tracker5.9% APRC60m£21,5960m£190,308

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 12 Jul 2025 at 02:33 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.