Best Buy Table
LenderInitial RateTypeInitial PaymentReverting RateInitial Period (months)Total FeesOverall Cost for ComparisonEarly Repayment Charge3 Year Total Cost
1.74%Fixed£411.314.24%36m£203.7% APRC36m£14,392
1.95%Fixed£424.344.45%60m£303.6% APRC60m£14,946
1.65%Fixed£407.024.99%61m£5073.7% APRC0m£15,285
1.73%Fixed£410.834.24%40m£03.6% APRC40m£15,441
1.73%Fixed£410.834.24%40m£03.6% APRC40m£15,441

LenderInitial RateTypeInitial PaymentReverting RateInitial Period (months)Total FeesOverall Cost for ComparisonEarly Repayment Charge3 Year Total Cost
1.74%Fixed£411.314.24%36m£203.7% APRC36m£14,392
1.95%Fixed£424.344.45%60m£303.6% APRC60m£14,946
1.65%Fixed£407.024.99%61m£5073.7% APRC0m£15,285
1.73%Fixed£410.834.24%40m£03.6% APRC40m£15,441
1.73%Fixed£410.834.24%40m£03.6% APRC40m£15,441

LenderInitial RateTypeInitial PaymentReverting RateInitial Period (months)Total FeesOverall Cost for ComparisonEarly Repayment Charge3 Year Total Cost
2.49%Tracker£448.114.25%60m£353.6% APRC36m£15,967
2.94%Tracker£471.882.94%0m£03.0% APRC0m£16,713
2.49%Tracker£448.112.49%0m£2,0342.7% APRC24m£18,246
3.14%Tracker£481.533.14%0m£1,5703.3% APRC12m£19,000

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 20 Feb 2020 at 03:02 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision. You can choose how we are paid for mortgages: pay a fee on average £600, or we can accept commission from the lender.