Initial RateTypeInitial PaymentReverting RateReverting PaymentInitial Period (months)Total FeesOverall Cost for ComparisonEarly Repayment Charge2 Year Total Cost
4.79%Tracker£572.426.49%£668.0424m£156.3% APRC0m£13,253
4.68%Tracker£566.106.74%£681.2127m£306.5% APRC27m£13,505
4.84%Variable£575.317.34%£718.7624m£257.1% APRC24m£13,532
4.60%Tracker£561.526.31%£656.2126m£06.1% APRC26m£13,606
4.22%Tracker£540.066.24%£651.0924m£9996.1% APRC0m£13,610

Initial RateTypeInitial PaymentReverting RateReverting PaymentInitial Period (months)Total FeesOverall Cost for ComparisonEarly Repayment Charge2 Year Total Cost
5.46%Fixed£611.706.49%£670.7624m£156.5% APRC24m£14,196
5.50%Fixed£614.095.74%£627.5626m£255.8% APRC26m£14,343
5.63%Fixed£621.886.24%£656.6426m£06.3% APRC26m£14,550
5.40%Fixed£608.136.50%£670.7626m£06.5% APRC26m£14,570
5.39%Fixed£607.547.99%£761.0624m£117.7% APRC24m£14,592

Initial RateTypeInitial PaymentReverting RateReverting PaymentInitial Period (months)Total FeesOverall Cost for ComparisonEarly Repayment Charge2 Year Total Cost
4.79%Tracker£572.426.49%£668.0424m£156.3% APRC0m£13,253
4.68%Tracker£566.106.74%£681.2127m£306.5% APRC27m£13,505
4.60%Tracker£561.526.31%£656.2126m£06.1% APRC26m£13,606
4.22%Tracker£540.066.24%£651.0924m£9996.1% APRC0m£13,610
4.44%Tracker£552.437.24%£708.9928m£9956.9% APRC0m£13,703

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 19 Oct 2026 at 01:13 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.