Best Buys

Initial Rate	Type	Initial Payment	Reverting Rate	Reverting Payment	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.69%	Tracker	£566.67	6.49%	£667.61	24m	£15	6.3% APRC	0m	£13,115	34490	75	15	Nationwide B.Soc
4.54%	Variable	£558.11	7.34%	£717.39	24m	£25	7.0% APRC	24m	£13,120	25218	6	25	Beverley BS
4.88%	Fixed	£577.62	6.24%	£653.67	25m	£0	6.1% APRC	25m	£13,213	6376	344	0	HSBC Intermediary
4.74%	Tracker	£569.54	6.74%	£681.83	26m	£30	6.5% APRC	26m	£13,349	59370	207	30	NatWest
4.64%	Variable	£563.81	7.74%	£742.18	24m	£0	7.3% APRC	24m	£13,381	6555	156	0	Scottish B.Soc

Initial Rate	Type	Initial Payment	Reverting Rate	Reverting Payment	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.88%	Fixed	£577.62	6.24%	£653.67	25m	£0	6.1% APRC	25m	£13,213	6376	344	0	HSBC Intermediary
5.11%	Fixed	£591.02	6.49%	£669.37	24m	£15	6.4% APRC	24m	£13,699	44685	75	15	Nationwide B.Soc
4.83%	Fixed	£574.73	6.50%	£668.24	26m	£0	6.3% APRC	26m	£13,769	10651	1	0	Santander
5.09%	Fixed	£589.85	7.24%	£713.12	26m	£0	7.0% APRC	26m	£13,856	53768	313	0	TSB Bank
5.11%	Fixed	£591.02	6.74%	£683.54	26m	£30	6.6% APRC	26m	£13,864	59237	207	30	NatWest

Initial Rate	Type	Initial Payment	Reverting Rate	Reverting Payment	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.69%	Tracker	£566.67	6.49%	£667.61	24m	£15	6.3% APRC	0m	£13,115	34490	75	15	Nationwide B.Soc
4.74%	Tracker	£569.54	6.74%	£681.83	26m	£30	6.5% APRC	26m	£13,349	59370	207	30	NatWest
4.09%	Tracker	£532.82	6.24%	£650.52	24m	£999	6.1% APRC	0m	£13,437	42361	344	999	HSBC Intermediary
4.06%	Tracker	£531.16	5.74%	£621.95	24m	£1,024	5.7% APRC	0m	£13,602	43448	115	1024	Barclays
4.44%	Tracker	£552.43	7.24%	£709.95	26m	£995	7.0% APRC	0m	£13,953	29828	313	995	TSB Bank

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 05 Jun 2026 at 01:07 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.