Best Buys

Initial Rate	Type	Initial Payment	Reverting Rate	Reverting Payment	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.54%	Variable	£558.11	7.34%	£717.39	24m	£25	7.0% APRC	24m	£13,120	25218	6	25	Beverley BS
4.79%	Tracker	£572.42	6.49%	£668.04	24m	£15	6.3% APRC	0m	£13,253	32676	75	15	Nationwide B.Soc
4.64%	Variable	£563.81	7.74%	£742.18	24m	£0	7.3% APRC	24m	£13,381	36219	156	0	Scottish B.Soc
4.05%	Tracker	£530.60	6.24%	£650.35	24m	£999	6.1% APRC	0m	£13,383	24097	344	999	HSBC Intermediary
4.49%	Variable	£555.27	7.24%	£705.33	24m	£0	6.7% APRC	24m	£13,426	4428	190	0	Bath Inv. + B.Soc.

Initial Rate	Type	Initial Payment	Reverting Rate	Reverting Payment	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
5.03%	Fixed	£586.34	6.49%	£669.04	24m	£15	6.4% APRC	24m	£13,587	28571	75	15	Nationwide B.Soc
5.00%	Fixed	£584.59	5.74%	£625.52	26m	£25	5.7% APRC	26m	£13,635	33883	115	25	Barclays
4.89%	Fixed	£578.20	7.74%	£743.35	24m	£0	7.4% APRC	24m	£13,727	84264	156	0	Scottish B.Soc
5.26%	Fixed	£599.23	7.24%	£713.16	26m	£0	7.0% APRC	26m	£13,882	51481	42	0	Halifax
4.88%	Fixed	£577.62	6.24%	£653.22	27m	£0	6.1% APRC	27m	£14,074	52652	344	0	HSBC Intermediary

Initial Rate	Type	Initial Payment	Reverting Rate	Reverting Payment	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.79%	Tracker	£572.42	6.49%	£668.04	24m	£15	6.3% APRC	0m	£13,253	32676	75	15	Nationwide B.Soc
4.05%	Tracker	£530.60	6.24%	£650.35	24m	£999	6.1% APRC	0m	£13,383	24097	344	999	HSBC Intermediary
4.04%	Tracker	£530.05	5.74%	£621.86	24m	£1,024	5.7% APRC	0m	£13,575	26763	115	1024	Barclays
4.74%	Tracker	£569.54	6.74%	£681.50	27m	£30	6.5% APRC	27m	£13,588	48315	207	30	NatWest
4.14%	Tracker	£535.60	6.50%	£665.79	24m	£999	6.3% APRC	0m	£13,828	64864	1	999	Santander

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 24 Jul 2026 at 01:09 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.