Best Buys

Initial Rate	Type	Initial Payment	Reverting Rate	Reverting Payment	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.31%	Fixed	£545.10	6.74%	£679.77	26m	£0	6.4% APRC	26m	£12,282	22047	344	0	HSBC Intermediary
4.39%	Fixed	£549.61	6.99%	£695.74	24m	£15	6.7% APRC	24m	£12,706	14997	75	15	Nationwide B.Soc
4.38%	Fixed	£548.51	6.24%	£651.09	24m	£30	6.0% APRC	24m	£12,944	9650	1369	30	MPowered Mtgs Resi
4.57%	Fixed	£559.81	7.24%	£710.60	26m	£30	6.9% APRC	26m	£12,965	63226	207	30	NatWest
4.26%	Fixed	£542.30	6.75%	£680.11	26m	£0	6.4% APRC	26m	£12,990	33777	1	0	Santander

Initial Rate	Type	Initial Payment	Reverting Rate	Reverting Payment	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.31%	Fixed	£545.10	6.74%	£679.77	26m	£0	6.4% APRC	26m	£12,282	22047	344	0	HSBC Intermediary
4.39%	Fixed	£549.61	6.99%	£695.74	24m	£15	6.7% APRC	24m	£12,706	14997	75	15	Nationwide B.Soc
4.38%	Fixed	£548.51	6.24%	£651.09	24m	£30	6.0% APRC	24m	£12,944	9650	1369	30	MPowered Mtgs Resi
4.57%	Fixed	£559.81	7.24%	£710.60	26m	£30	6.9% APRC	26m	£12,965	63226	207	30	NatWest
4.26%	Fixed	£542.30	6.75%	£680.11	26m	£0	6.4% APRC	26m	£12,990	33777	1	0	Santander

Initial Rate	Type	Initial Payment	Reverting Rate	Reverting Payment	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.75%	Tracker	£570.12	6.24%	£653.35	24m	£35	6.1% APRC	24m	£13,548	27684	115	35	Barclays
4.97%	Tracker	£582.84	7.24%	£712.55	26m	£30	7.0% APRC	26m	£13,768	40264	207	30	NatWest
4.44%	Tracker	£552.43	6.99%	£695.97	24m	£1,014	6.8% APRC	0m	£13,772	26745	75	1014	Nationwide B.Soc
4.49%	Tracker	£555.27	6.74%	£681.40	24m	£999	6.6% APRC	0m	£13,825	41960	344	999	HSBC Intermediary
4.99%	Tracker	£584.01	4.99%	£584.01	0m	£35	5.1% APRC	0m	£14,176	29065	208	35	Hanley Economic

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 05 Jun 2025 at 01:54 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.