Best Buys

Initial Rate	Type	Initial Payment	Reverting Rate	Reverting Payment	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.34%	Variable	£546.79	7.34%	£716.45	24m	£25	7.0% APRC	24m	£12,848	23233	6	25	Beverley BS
4.25%	Tracker	£541.74	5.74%	£622.75	24m	£25	5.6% APRC	24m	£12,857	64275	115	25	Barclays
4.69%	Tracker	£566.67	6.49%	£667.61	24m	£15	6.3% APRC	0m	£13,115	108589	75	15	Nationwide B.Soc
4.64%	Variable	£563.81	7.74%	£742.18	24m	£0	7.3% APRC	24m	£13,381	6555	156	0	Scottish B.Soc
4.49%	Variable	£555.27	7.24%	£705.33	24m	£0	6.7% APRC	24m	£13,426	4428	190	0	Bath Inv. + B.Soc.

Initial Rate	Type	Initial Payment	Reverting Rate	Reverting Payment	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
5.20%	Fixed	£596.30	6.24%	£655.01	25m	£0	6.2% APRC	25m	£13,661	10033	344	0	HSBC Intermediary
5.23%	Fixed	£598.07	6.49%	£669.85	24m	£15	6.4% APRC	24m	£13,869	108246	75	15	Nationwide B.Soc
5.20%	Fixed	£596.30	5.74%	£626.35	26m	£25	5.8% APRC	26m	£13,916	113748	115	25	Barclays
5.19%	Fixed	£595.71	7.74%	£744.72	24m	£0	7.5% APRC	24m	£14,147	74451	156	0	Scottish B.Soc
5.62%	Fixed	£620.63	7.24%	£714.80	26m	£0	7.1% APRC	26m	£14,395	109539	42	0	Halifax

Initial Rate	Type	Initial Payment	Reverting Rate	Reverting Payment	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.25%	Tracker	£541.74	5.74%	£622.75	24m	£25	5.6% APRC	24m	£12,857	64275	115	25	Barclays
4.69%	Tracker	£566.67	6.49%	£667.61	24m	£15	6.3% APRC	0m	£13,115	108589	75	15	Nationwide B.Soc
4.69%	Tracker	£566.67	6.49%	£669.67	25m	£0	6.4% APRC	0m	£13,699	115284	80	0	Virgin Money
4.91%	Tracker	£579.36	6.74%	£682.32	27m	£30	6.5% APRC	27m	£13,824	20804	207	30	NatWest
4.39%	Tracker	£549.61	6.24%	£651.83	24m	£999	6.2% APRC	0m	£13,840	100422	344	999	HSBC Intermediary

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 21 Apr 2026 at 01:06 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.