Best Buys

Initial Rate	Type	Initial Payment	Reverting Rate	Reverting Payment	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.22%	Fixed	£540.06	6.24%	£650.42	26m	£0	6.0% APRC	26m	£12,311	11601	344	0	HSBC Intermediary
4.13%	Fixed	£535.04	6.74%	£678.88	26m	£30	6.4% APRC	26m	£12,521	45729	207	30	NatWest
4.14%	Fixed	£535.60	7.24%	£708.41	26m	£0	6.8% APRC	26m	£12,554	73688	313	0	TSB Bank
4.29%	Fixed	£543.98	6.49%	£665.88	24m	£15	6.2% APRC	24m	£12,571	26972	75	15	Nationwide B.Soc
3.99%	Fixed	£527.28	6.50%	£664.25	26m	£0	6.1% APRC	26m	£12,630	1863	1	0	Santander

Initial Rate	Type	Initial Payment	Reverting Rate	Reverting Payment	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.22%	Fixed	£540.06	6.24%	£650.42	26m	£0	6.0% APRC	26m	£12,311	11601	344	0	HSBC Intermediary
4.13%	Fixed	£535.04	6.74%	£678.88	26m	£30	6.4% APRC	26m	£12,521	45729	207	30	NatWest
4.14%	Fixed	£535.60	7.24%	£708.41	26m	£0	6.8% APRC	26m	£12,554	73688	313	0	TSB Bank
4.29%	Fixed	£543.98	6.49%	£665.88	24m	£15	6.2% APRC	24m	£12,571	26972	75	15	Nationwide B.Soc
3.99%	Fixed	£527.28	6.50%	£664.25	26m	£0	6.1% APRC	26m	£12,630	1863	1	0	Santander

Initial Rate	Type	Initial Payment	Reverting Rate	Reverting Payment	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.25%	Tracker	£541.74	5.74%	£622.75	24m	£25	5.6% APRC	24m	£12,857	64275	115	25	Barclays
3.94%	Tracker	£524.53	6.49%	£664.29	24m	£1,014	6.3% APRC	0m	£13,103	51138	75	1014	Nationwide B.Soc
4.57%	Tracker	£559.81	6.74%	£681.03	26m	£30	6.5% APRC	26m	£13,115	78166	207	30	NatWest
3.99%	Tracker	£527.28	6.24%	£650.08	24m	£999	6.1% APRC	0m	£13,304	32156	344	999	HSBC Intermediary
4.00%	Tracker	£527.84	6.50%	£665.15	24m	£999	6.3% APRC	0m	£13,642	1739	1	999	Santander

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 07 Mar 2026 at 01:06 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.