Best Buys

Initial Rate	Type	Initial Payment	Reverting Rate	Reverting Payment	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.69%	Tracker	£566.67	6.49%	£667.61	24m	£15	6.3% APRC	0m	£13,115	34490	75	15	Nationwide B.Soc
4.54%	Variable	£558.11	7.34%	£717.39	24m	£25	7.0% APRC	24m	£13,120	25218	6	25	Beverley BS
4.94%	Fixed	£581.10	6.24%	£653.71	26m	£0	6.1% APRC	26m	£13,296	42319	344	0	HSBC Intermediary
4.64%	Variable	£563.81	7.74%	£742.18	24m	£0	7.3% APRC	24m	£13,381	6555	156	0	Scottish B.Soc
4.49%	Variable	£555.27	7.24%	£705.33	24m	£0	6.7% APRC	24m	£13,426	4428	190	0	Bath Inv. + B.Soc.

Initial Rate	Type	Initial Payment	Reverting Rate	Reverting Payment	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.94%	Fixed	£581.10	6.24%	£653.71	26m	£0	6.1% APRC	26m	£13,296	42319	344	0	HSBC Intermediary
5.11%	Fixed	£591.02	6.49%	£669.37	24m	£15	6.4% APRC	24m	£13,699	44685	75	15	Nationwide B.Soc
4.99%	Fixed	£584.01	7.74%	£743.81	24m	£0	7.4% APRC	24m	£13,866	13119	156	0	Scottish B.Soc
5.13%	Fixed	£592.19	6.74%	£683.63	26m	£30	6.6% APRC	26m	£13,893	32937	207	30	NatWest
5.24%	Fixed	£598.66	6.24%	£655.01	26m	£0	6.2% APRC	26m	£13,993	30963	686	0	West Brom BS

Initial Rate	Type	Initial Payment	Reverting Rate	Reverting Payment	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.69%	Tracker	£566.67	6.49%	£667.61	24m	£15	6.3% APRC	0m	£13,115	34490	75	15	Nationwide B.Soc
4.09%	Tracker	£532.82	6.24%	£650.52	24m	£999	6.1% APRC	0m	£13,437	42361	344	999	HSBC Intermediary
4.91%	Tracker	£579.36	6.74%	£682.62	26m	£30	6.5% APRC	26m	£13,585	20804	207	30	NatWest
4.06%	Tracker	£531.16	5.74%	£621.95	24m	£1,024	5.7% APRC	0m	£13,602	43448	115	1024	Barclays
4.44%	Tracker	£552.43	7.24%	£709.47	27m	£995	6.9% APRC	0m	£13,953	29828	313	995	TSB Bank

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 20 May 2026 at 01:07 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.