Best Buys

Initial Rate	Type	Initial Payment	Reverting Rate	Reverting Payment	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.18%	Fixed	£537.83	6.24%	£650.57	25m	£35	6.0% APRC	25m	£12,523	33833	115	35	Barclays
4.29%	Fixed	£543.98	6.99%	£695.28	24m	£15	6.7% APRC	24m	£12,571	20992	75	15	Nationwide B.Soc
4.38%	Fixed	£548.51	6.24%	£651.09	24m	£30	6.0% APRC	24m	£12,944	9650	1369	30	MPowered Mtgs Resi
4.49%	Fixed	£555.27	7.74%	£740.89	25m	£0	7.3% APRC	25m	£13,026	34630	313	0	TSB Bank
4.32%	Fixed	£545.67	6.75%	£680.40	26m	£0	6.4% APRC	26m	£13,071	17770	1	0	Santander

Initial Rate	Type	Initial Payment	Reverting Rate	Reverting Payment	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.18%	Fixed	£537.83	6.24%	£650.57	25m	£35	6.0% APRC	25m	£12,523	33833	115	35	Barclays
4.29%	Fixed	£543.98	6.99%	£695.28	24m	£15	6.7% APRC	24m	£12,571	20992	75	15	Nationwide B.Soc
4.38%	Fixed	£548.51	6.24%	£651.09	24m	£30	6.0% APRC	24m	£12,944	9650	1369	30	MPowered Mtgs Resi
4.49%	Fixed	£555.27	7.74%	£740.89	25m	£0	7.3% APRC	25m	£13,026	34630	313	0	TSB Bank
4.32%	Fixed	£545.67	6.75%	£680.40	26m	£0	6.4% APRC	26m	£13,071	17770	1	0	Santander

Initial Rate	Type	Initial Payment	Reverting Rate	Reverting Payment	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.75%	Tracker	£570.12	6.24%	£653.35	24m	£35	6.1% APRC	24m	£13,548	27684	115	35	Barclays
4.44%	Tracker	£552.43	6.99%	£695.97	24m	£1,014	6.8% APRC	0m	£13,772	26745	75	1014	Nationwide B.Soc
4.49%	Tracker	£555.27	6.74%	£681.40	24m	£999	6.6% APRC	0m	£13,825	41960	344	999	HSBC Intermediary
4.97%	Tracker	£582.84	7.24%	£712.17	27m	£30	6.9% APRC	27m	£14,008	40264	207	30	NatWest
4.35%	Tracker	£547.35	6.75%	£681.36	24m	£999	6.6% APRC	0m	£14,110	54518	1	999	Santander

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 17 May 2025 at 01:57 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.