Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.09%	£532.82	4.09%	£532.82	£575	Variable	4.2%	0m	24m	£19,757	27376	48	575	Ecology B.Soc
4.34%	£546.79	4.34%	£546.79	£999	Tracker	4.5%	0m	0m	£20,783	55110	474	999	Co-operative Bank
4.35%	£547.35	5.74%	£614.77	£1,024	Tracker	5.4%	60m	0m	£20,559	64289	115	1024	Barclays
4.39%	£549.61	6.00%	£634.87	£0	Variable	5.7%	36m	36m	£19,886	38087	76	0	Newbury
4.73%	£568.97	6.29%	£652.02	£0	Fixed	6.0%	40m	40m	£21,415	8208	140	0	Skipton B.Society
4.85%	£575.88	6.80%	£679.14	£8	Fixed	6.3%	40m	40m	£21,738	82091	90	8	Principality
4.94%	£581.10	6.49%	£665.60	£15	Fixed	6.2%	36m	36m	£20,435	80602	75	15	Nationwide B.Soc
4.94%	£581.10	7.24%	£707.74	£0	Fixed	6.8%	38m	38m	£20,620	47258	313	0	TSB Bank
4.95%	£581.68	4.95%	£581.68	£440	Variable	5.1%	0m	24m	£21,480	52943	189	440	Stafford B.Society
4.95%	£581.68	6.94%	£690.60	£15	Fixed	6.5%	38m	38m	£21,150	35869	628	15	Bank of Ireland

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.73%	£568.97	6.29%	£652.02	£0	Fixed	6.0%	40m	40m	£21,415	8208	140	0	Skipton B.Society
4.85%	£575.88	6.80%	£679.14	£8	Fixed	6.3%	40m	40m	£21,738	82091	90	8	Principality
4.92%	£579.94	6.50%	£665.25	£0	Fixed	6.2%	39m	39m	£21,787	1386	1	0	Santander
4.94%	£581.10	6.49%	£665.60	£15	Fixed	6.2%	36m	36m	£20,435	80602	75	15	Nationwide B.Soc
4.94%	£581.10	7.24%	£707.74	£0	Fixed	6.8%	38m	38m	£20,620	47258	313	0	TSB Bank
4.95%	£581.68	6.94%	£690.60	£15	Fixed	6.5%	38m	38m	£21,150	35869	628	15	Bank of Ireland
4.95%	£581.68	6.62%	£671.33	£0	Fixed	6.3%	42m	42m	£21,975	81354	474	0	Co-operative Bank
4.99%	£584.01	6.00%	£638.23	£850	Fixed	6.0%	38m	38m	£21,974	38086	76	850	Newbury
5.02%	£585.16	7.24%	£707.15	£0	Fixed	6.7%	39m	39m	£21,751	71432	42	0	Halifax
5.47%	£612.30	6.75%	£683.65	£0	Fixed	6.6%	36m	36m	£22,043	82521	1335	0	Gen H

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.34%	£546.79	4.34%	£546.79	£999	Tracker	4.5%	0m	0m	£20,783	55110	474	999	Co-operative Bank
4.35%	£547.35	5.74%	£614.77	£1,024	Tracker	5.4%	60m	0m	£20,559	64289	115	1024	Barclays
5.49%	£613.49	5.49%	£613.49	£1,574	Discount	5.8%	0m	0m	£22,660	11890	48	1574	Ecology B.Soc
5.84%	£634.56	5.84%	£634.56	£1,730	Tracker	6.2%	0m	24m	£24,699	55642	1097	1730	United Trust Bank
6.20%	£656.58	6.20%	£656.58	£1,729	Tracker	6.6%	0m	0m	£25,541	39251	957	1729	West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 30 Jun 2026 at 01:04 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.