Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.24%	£541.18	6.74%	£663.67	£0	Fixed	5.8%	62m	62m	£19,603	63576	344	0	HSBC Intermediary
4.29%	£543.98	6.40%	£656.37	£850	Variable	6.1%	36m	36m	£20,533	5791	76	850	Newbury
4.34%	£546.26	6.49%	£661.00	£30	Fixed	6.0%	36m	36m	£19,445	19732	1369	30	MPowered Mtgs Resi
4.37%	£548.48	7.24%	£704.62	£15	Fixed	6.6%	36m	36m	£19,260	38926	75	15	Nationwide B.Soc
4.38%	£549.04	6.75%	£675.43	£0	Fixed	6.2%	39m	39m	£20,670	13442	1	0	Santander
4.39%	£549.07	7.99%	£745.93	£0	Fixed	7.1%	39m	39m	£20,446	15637	42	0	Halifax
4.53%	£557.65	8.39%	£767.39	£1,019	Fixed	7.4%	36m	36m	£20,944	6079	198	1019	Furness B.Soc
4.58%	£560.38	7.09%	£694.20	£8	Fixed	6.4%	39m	39m	£21,178	21407	90	8	Principality
4.87%	£577.04	7.24%	£698.17	£1,020	Fixed	6.5%	62m	62m	£19,694	28742	80	1020	Virgin Money
4.89%	£578.20	7.95%	£748.88	£0	Fixed	7.2%	38m	38m	£20,915	17005	175	0	Vernon BS

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.24%	£541.18	6.74%	£663.67	£0	Fixed	5.8%	62m	62m	£19,603	63576	344	0	HSBC Intermediary
4.34%	£546.26	6.49%	£661.00	£30	Fixed	6.0%	36m	36m	£19,445	19732	1369	30	MPowered Mtgs Resi
4.37%	£548.48	7.24%	£704.62	£15	Fixed	6.6%	36m	36m	£19,260	38926	75	15	Nationwide B.Soc
4.38%	£549.04	6.75%	£675.43	£0	Fixed	6.2%	39m	39m	£20,670	13442	1	0	Santander
4.39%	£549.07	7.99%	£745.93	£0	Fixed	7.1%	39m	39m	£20,446	15637	42	0	Halifax
4.53%	£557.65	8.39%	£767.39	£1,019	Fixed	7.4%	36m	36m	£20,944	6079	198	1019	Furness B.Soc
4.58%	£560.38	7.09%	£694.20	£8	Fixed	6.4%	39m	39m	£21,178	21407	90	8	Principality
4.58%	£560.38	7.37%	£711.68	£0	Fixed	6.7%	40m	40m	£21,205	2738	474	0	Co-operative Bank
4.87%	£577.04	7.24%	£698.17	£1,020	Fixed	6.5%	62m	62m	£19,694	28742	80	1020	Virgin Money
4.89%	£578.20	7.95%	£748.88	£0	Fixed	7.2%	38m	38m	£20,915	17005	175	0	Vernon BS

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
5.10%	£590.43	6.49%	£660.96	£1,034	Tracker	6.2%	60m	0m	£22,119	28644	115	1034	Barclays
5.24%	£598.66	5.24%	£598.66	£35	Tracker	5.4%	0m	0m	£21,712	29065	208	35	Hanley Economic
5.39%	£607.54	5.39%	£607.54	£999	Tracker	5.6%	0m	0m	£22,970	26832	474	999	Co-operative Bank
6.69%	£687.13	6.69%	£687.13	£1,730	Tracker	7.1%	0m	24m	£26,592	3216	1097	1730	United Trust Bank
6.69%	£687.13	6.69%	£687.13	£1,984	Tracker	7.1%	0m	24m	£26,896	3990	957	1984	West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 24 Mar 2025 at 01:32 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.