Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRCInitial Period (months)Early Repayment Charge3 Year Total Cost
3.90%£522.335.99%£630.78£1,024Fixed5.6%37m37m£19,558
4.04%£530.056.15%£640.85£850Variable5.8%36m36m£20,032
4.17%£537.276.80%£674.54£8Fixed6.1%39m39m£20,342
4.21%£539.506.75%£674.61£0Fixed6.2%38m38m£19,397
4.23%£540.738.09%£747.73£1,019Fixed7.1%36m36m£20,335
4.24%£541.186.74%£675.13£15Fixed6.2%36m36m£18,997
4.24%£541.187.49%£717.60£0Fixed6.7%37m37m£19,182
4.24%£540.667.49%£715.07£0Fixed6.7%40m40m£20,142
4.52%£556.976.74%£667.85£1,020Fixed6.1%62m62m£18,962
4.59%£560.957.19%£702.81£15Fixed6.6%37m37m£19,904

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRCInitial Period (months)Early Repayment Charge3 Year Total Cost
3.90%£522.335.99%£630.78£1,024Fixed5.6%37m37m£19,558
4.17%£537.276.80%£674.54£8Fixed6.1%39m39m£20,342
4.21%£539.506.75%£674.61£0Fixed6.2%38m38m£19,397
4.22%£540.066.87%£680.52£0Fixed6.2%40m40m£20,470
4.23%£540.738.09%£747.73£1,019Fixed7.1%36m36m£20,335
4.24%£541.186.74%£675.13£15Fixed6.2%36m36m£18,997
4.24%£541.187.49%£717.60£0Fixed6.7%37m37m£19,182
4.24%£540.667.49%£715.07£0Fixed6.7%40m40m£20,142
4.52%£556.976.74%£667.85£1,020Fixed6.1%62m62m£18,962
4.59%£560.957.19%£702.81£15Fixed6.6%37m37m£19,904

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRCInitial Period (months)Early Repayment Charge3 Year Total Cost
4.59%£560.954.59%£560.95£999Tracker4.8%0m0m£21,293
4.60%£561.525.99%£629.99£1,024Tracker5.6%60m0m£21,069
6.19%£655.976.19%£655.97£1,730Tracker6.6%0m24m£25,470
6.45%£672.096.45%£672.09£1,729Tracker6.8%0m0m£26,099

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 14 Nov 2025 at 02:04 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.