Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRCInitial Period (months)Early Repayment Charge3 Year Total Cost
3.95%£525.086.24%£644.42£1,034Fixed5.8%38m38m£19,667
4.10%£533.376.74%£662.01£0Fixed5.7%62m62m£20,069
4.14%£535.096.24%£645.77£30Fixed5.8%36m36m£19,043
4.19%£538.386.30%£650.14£850Variable6.0%36m36m£20,332
4.29%£543.986.99%£689.69£15Fixed6.4%36m36m£19,098
4.31%£545.106.75%£675.33£0Fixed6.2%38m38m£19,599
4.32%£545.147.74%£731.36£0Fixed6.9%38m38m£19,375
4.39%£549.617.74%£732.72£0Fixed6.9%38m38m£19,486
4.66%£564.957.44%£717.29£15Fixed6.8%38m38m£20,048
4.78%£571.846.99%£684.34£1,020Fixed6.3%61m61m£19,504

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRCInitial Period (months)Early Repayment Charge3 Year Total Cost
3.95%£525.086.24%£644.42£1,034Fixed5.8%38m38m£19,667
4.10%£533.376.74%£662.01£0Fixed5.7%62m62m£20,069
4.14%£535.096.24%£645.77£30Fixed5.8%36m36m£19,043
4.24%£541.187.12%£695.27£0Fixed6.4%39m39m£20,511
4.29%£543.986.99%£689.69£15Fixed6.4%36m36m£19,098
4.31%£545.106.75%£675.33£0Fixed6.2%38m38m£19,599
4.32%£545.147.74%£731.36£0Fixed6.9%38m38m£19,375
4.39%£549.617.74%£732.72£0Fixed6.9%38m38m£19,486
4.66%£564.957.44%£717.29£15Fixed6.8%38m38m£20,048
4.78%£571.846.99%£684.34£1,020Fixed6.3%61m61m£19,504

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRCInitial Period (months)Early Repayment Charge3 Year Total Cost
4.84%£575.314.84%£575.31£999Tracker5.1%0m0m£21,810
4.85%£575.886.24%£645.38£1,034Tracker5.9%60m0m£21,596
6.44%£671.466.44%£671.46£1,730Tracker6.8%0m24m£26,028
6.70%£687.766.70%£687.76£1,729Tracker7.1%0m0m£26,663

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 09 Jul 2025 at 01:53 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.