Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRCInitial Period (months)Early Repayment Charge3 Year Total Cost
3.95%£525.085.99%£631.12£1,024Fixed5.7%37m37m£19,657
4.04%£530.056.15%£640.85£850Variable5.8%36m36m£20,032
4.25%£541.746.80%£675.59£8Fixed6.1%38m38m£19,576
4.29%£543.986.99%£684.81£530Fixed6.3%38m38m£19,703
4.29%£543.986.74%£675.47£15Fixed6.2%36m36m£19,098
4.29%£543.987.49%£717.98£0Fixed6.8%37m37m£19,283
4.29%£543.986.75%£675.19£0Fixed6.2%38m38m£19,558
4.36%£547.397.49%£717.70£0Fixed6.8%37m37m£19,456
4.59%£560.957.19%£702.81£15Fixed6.6%37m37m£19,904
4.78%£571.846.74%£670.83£1,020Fixed6.2%62m62m£19,504

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRCInitial Period (months)Early Repayment Charge3 Year Total Cost
3.95%£525.085.99%£631.12£1,024Fixed5.7%37m37m£19,657
4.25%£541.746.80%£675.59£8Fixed6.1%38m38m£19,576
4.29%£543.986.74%£675.47£15Fixed6.2%36m36m£19,098
4.29%£543.987.49%£717.98£0Fixed6.8%37m37m£19,283
4.29%£543.986.75%£675.19£0Fixed6.2%38m38m£19,558
4.29%£543.986.99%£684.81£530Fixed6.3%38m38m£19,703
4.36%£547.397.49%£717.70£0Fixed6.8%37m37m£19,456
4.45%£553.007.74%£733.18£35Fixed7.0%38m38m£20,207
4.59%£560.957.19%£702.81£15Fixed6.6%37m37m£19,904
4.78%£571.846.74%£670.83£1,020Fixed6.2%62m62m£19,504

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRCInitial Period (months)Early Repayment Charge3 Year Total Cost
4.59%£560.954.59%£560.95£999Tracker4.8%0m0m£21,293
4.60%£561.525.99%£629.99£1,024Tracker5.6%60m0m£21,069
6.19%£655.976.19%£655.97£1,730Tracker6.6%0m24m£25,470
6.45%£672.096.45%£672.09£1,729Tracker6.8%0m0m£26,099

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 01 Nov 2025 at 01:43 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.