Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRCInitial Period (months)Early Repayment Charge3 Year Total Cost
4.34%£546.794.34%£546.79£999Tracker4.5%0m0m£20,783
4.35%£547.355.74%£614.77£1,024Tracker5.4%60m0m£20,559
4.39%£549.616.00%£634.87£0Variable5.7%36m36m£19,886
4.78%£571.847.74%£735.68£35Fixed7.1%38m38m£20,885
4.90%£578.786.50%£665.38£0Fixed6.2%38m38m£20,811
4.94%£581.106.49%£665.60£15Fixed6.2%36m36m£20,435
4.94%£581.107.24%£707.74£0Fixed6.8%38m38m£20,620
5.00%£584.596.80%£680.83£8Fixed6.4%38m38m£21,118
5.19%£595.715.19%£595.71£589Variable5.4%0m36m£21,035
5.29%£601.616.94%£693.17£15Fixed6.7%37m37m£21,368

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRCInitial Period (months)Early Repayment Charge3 Year Total Cost
4.74%£569.546.24%£643.97£0Fixed5.7%61m61m£21,532
4.78%£571.847.74%£735.68£35Fixed7.1%38m38m£20,885
4.87%£577.046.29%£653.24£0Fixed6.0%39m39m£21,707
4.90%£578.786.50%£665.38£0Fixed6.2%38m38m£20,811
4.94%£581.106.49%£665.60£15Fixed6.2%36m36m£20,435
4.94%£581.107.24%£707.74£0Fixed6.8%38m38m£20,620
5.00%£584.596.80%£680.83£8Fixed6.4%38m38m£21,118
5.10%£589.837.24%£707.72£0Fixed6.8%39m39m£21,920
5.29%£601.616.94%£693.17£15Fixed6.7%37m37m£21,368
5.40%£608.136.24%£654.21£0Fixed6.2%37m37m£21,518

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRCInitial Period (months)Early Repayment Charge3 Year Total Cost
4.34%£546.794.34%£546.79£999Tracker4.5%0m0m£20,783
4.35%£547.355.74%£614.77£1,024Tracker5.4%60m0m£20,559
5.49%£613.495.49%£613.49£1,289Discount5.8%0m0m£22,375
5.84%£634.565.84%£634.56£1,730Tracker6.2%0m24m£24,699
6.20%£656.586.20%£656.58£1,729Tracker6.6%0m0m£25,541

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 04 Sep 2026 at 01:10 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.