Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRCInitial Period (months)Early Repayment Charge3 Year Total Cost
4.34%£546.794.34%£546.79£999Tracker4.5%0m0m£20,783
4.35%£547.355.74%£614.77£1,024Tracker5.4%60m0m£20,559
4.39%£549.616.00%£634.87£0Variable5.7%36m36m£19,886
5.00%£584.596.24%£646.73£0Fixed5.9%61m61m£22,078
5.09%£589.857.94%£750.76£1,254Variable7.5%36m36m£22,589
5.19%£595.715.19%£595.71£940Variable5.4%0m24m£22,486
5.19%£595.715.19%£595.71£589Variable5.4%0m36m£21,035
5.29%£601.617.24%£710.17£0Fixed6.9%38m38m£21,108
5.34%£604.576.49%£668.06£15Fixed6.3%36m36m£21,280
5.53%£615.886.80%£684.31£8Fixed6.5%38m38m£22,245

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRCInitial Period (months)Early Repayment Charge3 Year Total Cost
5.00%£584.596.24%£646.73£0Fixed5.9%61m61m£22,078
5.13%£592.195.74%£624.80£25Fixed5.7%39m39m£22,796
5.29%£601.617.24%£710.17£0Fixed6.9%38m38m£21,108
5.34%£604.576.49%£668.06£15Fixed6.3%36m36m£21,280
5.39%£607.546.50%£668.38£0Fixed6.3%39m39m£22,785
5.39%£607.546.00%£640.81£850Fixed6.1%37m37m£22,821
5.42%£609.326.29%£656.84£0Fixed6.2%39m39m£22,874
5.45%£610.487.24%£710.18£0Fixed6.9%39m39m£22,666
5.53%£615.886.80%£684.31£8Fixed6.5%38m38m£22,245
5.93%£640.038.38%£783.01£0Fixed7.9%36m36m£22,831

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRCInitial Period (months)Early Repayment Charge3 Year Total Cost
4.34%£546.794.34%£546.79£999Tracker4.5%0m0m£20,783
4.35%£547.355.74%£614.77£1,024Tracker5.4%60m0m£20,559
5.49%£613.495.49%£613.49£1,289Discount5.8%0m0m£22,375
5.84%£634.565.84%£634.56£1,730Tracker6.2%0m24m£24,699
6.20%£656.586.20%£656.58£1,729Tracker6.6%0m0m£25,541

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 22 Sep 2026 at 01:11 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.