Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.09%	£532.82	6.74%	£661.41	£0	Fixed	5.7%	63m	63m	£20,383	63552	344	0	HSBC Intermediary
4.27%	£542.34	6.49%	£660.54	£30	Fixed	6.0%	36m	36m	£19,304	12728	1369	30	MPowered Mtgs Resi
4.28%	£542.90	7.99%	£744.36	£0	Fixed	7.0%	40m	40m	£20,223	60600	42	0	Halifax
4.34%	£546.79	7.64%	£726.50	£510	Fixed	6.9%	38m	38m	£20,089	9570	628	510	Bank of Ireland
4.35%	£547.35	7.24%	£704.47	£15	Fixed	6.6%	36m	36m	£19,220	28098	75	15	Nationwide B.Soc
4.38%	£549.04	6.75%	£675.83	£0	Fixed	6.2%	38m	38m	£19,740	53843	1	0	Santander
4.42%	£551.30	7.49%	£712.40	£530	Fixed	6.6%	38m	38m	£19,967	7351	360	530	Accord Mortgages
4.46%	£553.56	7.09%	£693.77	£8	Fixed	6.4%	38m	38m	£20,001	50178	90	8	Principality
4.59%	£560.95	7.99%	£749.57	£495	Fixed	7.3%	37m	37m	£20,389	54234	313	495	TSB - Intermediaries
4.80%	£573.00	7.24%	£697.83	£1,020	Fixed	6.5%	61m	61m	£19,546	57185	80	1020	Virgin Money

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.09%	£532.82	6.74%	£661.41	£0	Fixed	5.7%	63m	63m	£20,383	63552	344	0	HSBC Intermediary
4.27%	£542.34	6.49%	£660.54	£30	Fixed	6.0%	36m	36m	£19,304	12728	1369	30	MPowered Mtgs Resi
4.28%	£542.90	7.99%	£744.36	£0	Fixed	7.0%	40m	40m	£20,223	60600	42	0	Halifax
4.34%	£546.79	7.64%	£726.50	£510	Fixed	6.9%	38m	38m	£20,089	9570	628	510	Bank of Ireland
4.35%	£547.35	7.24%	£704.47	£15	Fixed	6.6%	36m	36m	£19,220	28098	75	15	Nationwide B.Soc
4.38%	£549.04	6.75%	£675.83	£0	Fixed	6.2%	38m	38m	£19,740	53843	1	0	Santander
4.42%	£551.30	7.49%	£712.40	£530	Fixed	6.6%	38m	38m	£19,967	7351	360	530	Accord Mortgages
4.46%	£553.56	7.09%	£693.77	£8	Fixed	6.4%	38m	38m	£20,001	50178	90	8	Principality
4.59%	£560.95	7.99%	£749.57	£495	Fixed	7.3%	37m	37m	£20,389	54234	313	495	TSB - Intermediaries
4.80%	£573.00	7.24%	£697.83	£1,020	Fixed	6.5%	61m	61m	£19,546	57185	80	1020	Virgin Money

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
5.10%	£590.43	6.49%	£660.96	£1,034	Tracker	6.2%	60m	0m	£22,119	28644	115	1034	Barclays
5.24%	£598.66	5.24%	£598.66	£35	Tracker	5.4%	0m	0m	£21,712	29065	208	35	Hanley Economic
5.39%	£607.54	5.39%	£607.54	£999	Tracker	5.6%	0m	0m	£22,970	26832	474	999	Co-operative Bank
6.69%	£687.13	6.69%	£687.13	£1,730	Tracker	7.1%	0m	24m	£26,592	3216	1097	1730	United Trust Bank
6.95%	£703.59	6.95%	£703.59	£1,984	Tracker	7.4%	0m	0m	£27,488	38101	957	1984	West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 02 May 2025 at 02:00 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.