Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.34%	£546.79	4.34%	£546.79	£999	Tracker	4.5%	0m	0m	£20,783	56784	474	999	Co-operative Bank
4.35%	£547.35	5.74%	£614.77	£1,024	Tracker	5.4%	60m	0m	£20,559	64289	115	1024	Barclays
4.39%	£549.61	6.00%	£634.87	£0	Variable	5.7%	36m	36m	£19,886	38087	76	0	Newbury
4.78%	£571.84	7.74%	£735.68	£35	Fixed	7.1%	38m	38m	£20,885	77030	57	35	Leeds B Society
4.90%	£578.78	6.50%	£665.38	£0	Fixed	6.2%	38m	38m	£20,811	27446	1	0	Santander
4.94%	£581.10	6.49%	£665.60	£15	Fixed	6.2%	36m	36m	£20,435	547	75	15	Nationwide B.Soc
4.94%	£581.10	7.24%	£707.74	£0	Fixed	6.8%	38m	38m	£20,620	76682	313	0	TSB Bank
5.00%	£584.59	6.80%	£680.83	£8	Fixed	6.4%	38m	38m	£21,118	1245	90	8	Principality
5.19%	£595.71	5.19%	£595.71	£589	Variable	5.4%	0m	36m	£21,035	42140	48	589	Ecology B.Soc
5.29%	£601.61	6.94%	£693.17	£15	Fixed	6.7%	37m	37m	£21,368	30963	628	15	Bank of Ireland

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.74%	£569.54	6.24%	£643.97	£0	Fixed	5.7%	61m	61m	£21,532	13125	344	0	HSBC Intermediary
4.78%	£571.84	7.74%	£735.68	£35	Fixed	7.1%	38m	38m	£20,885	77030	57	35	Leeds B Society
4.87%	£577.04	6.29%	£653.24	£0	Fixed	6.0%	39m	39m	£21,707	49557	140	0	Skipton B.Society
4.90%	£578.78	6.50%	£665.38	£0	Fixed	6.2%	38m	38m	£20,811	27446	1	0	Santander
4.94%	£581.10	6.49%	£665.60	£15	Fixed	6.2%	36m	36m	£20,435	547	75	15	Nationwide B.Soc
4.94%	£581.10	7.24%	£707.74	£0	Fixed	6.8%	38m	38m	£20,620	76682	313	0	TSB Bank
5.00%	£584.59	6.80%	£680.83	£8	Fixed	6.4%	38m	38m	£21,118	1245	90	8	Principality
5.10%	£589.83	7.24%	£707.72	£0	Fixed	6.8%	39m	39m	£21,920	50651	42	0	Halifax
5.29%	£601.61	6.94%	£693.17	£15	Fixed	6.7%	37m	37m	£21,368	30963	628	15	Bank of Ireland
5.40%	£608.13	6.24%	£654.21	£0	Fixed	6.2%	37m	37m	£21,518	4936	686	0	West Brom BS

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.34%	£546.79	4.34%	£546.79	£999	Tracker	4.5%	0m	0m	£20,783	56784	474	999	Co-operative Bank
4.35%	£547.35	5.74%	£614.77	£1,024	Tracker	5.4%	60m	0m	£20,559	64289	115	1024	Barclays
5.49%	£613.49	5.49%	£613.49	£1,289	Discount	5.8%	0m	0m	£22,375	42156	48	1289	Ecology B.Soc
5.84%	£634.56	5.84%	£634.56	£1,730	Tracker	6.2%	0m	24m	£24,699	55642	1097	1730	United Trust Bank
6.20%	£656.58	6.20%	£656.58	£1,729	Tracker	6.6%	0m	0m	£25,541	39251	957	1729	West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 04 Sep 2026 at 01:10 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.