Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRCInitial Period (months)Early Repayment Charge3 Year Total Cost
4.04%£530.056.15%£640.85£850Variable5.8%36m36m£20,032
4.14%£535.095.99%£632.02£30Fixed5.6%36m36m£19,043
4.19%£538.386.49%£650.26£0Fixed5.6%62m62m£20,401
4.20%£538.946.87%£679.43£0Fixed6.2%42m42m£20,429
4.22%£539.547.49%£715.49£0Fixed6.7%39m39m£20,101
4.23%£540.738.24%£756.71£1,019Fixed7.2%36m36m£20,335
4.29%£543.986.74%£675.47£15Fixed6.2%36m36m£19,098
4.29%£543.986.75%£674.76£0Fixed6.2%39m39m£20,487
4.34%£546.797.24%£698.43£530Fixed6.4%38m38m£19,804
4.78%£571.846.74%£670.83£1,020Fixed6.2%62m62m£19,504

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRCInitial Period (months)Early Repayment Charge3 Year Total Cost
4.14%£535.095.99%£632.02£30Fixed5.6%36m36m£19,043
4.19%£538.386.49%£650.26£0Fixed5.6%62m62m£20,401
4.20%£538.946.87%£679.43£0Fixed6.2%42m42m£20,429
4.22%£539.547.49%£715.49£0Fixed6.7%39m39m£20,101
4.23%£540.738.24%£756.71£1,019Fixed7.2%36m36m£20,335
4.25%£541.746.92%£682.10£8Fixed6.2%39m39m£20,504
4.29%£543.986.74%£675.47£15Fixed6.2%36m36m£19,098
4.29%£543.986.75%£674.76£0Fixed6.2%39m39m£20,487
4.34%£546.797.24%£698.43£530Fixed6.4%38m38m£19,804
4.78%£571.846.74%£670.83£1,020Fixed6.2%62m62m£19,504

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRCInitial Period (months)Early Repayment Charge3 Year Total Cost
4.59%£560.954.59%£560.95£999Tracker4.8%0m0m£21,293
4.60%£561.525.99%£629.99£1,024Tracker5.6%60m0m£21,069
6.19%£655.976.19%£655.97£1,730Tracker6.6%0m24m£25,470
6.45%£672.096.45%£672.09£1,729Tracker6.8%0m0m£26,099

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 18 Sep 2025 at 01:49 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.