Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.99%	£527.28	6.00%	£632.28	£850	Variable	5.7%	36m	36m	£19,932	2768	76	850	Newbury
4.09%	£532.82	4.09%	£532.82	£575	Variable	4.2%	0m	24m	£19,757	27376	48	575	Ecology B.Soc
4.34%	£546.79	4.34%	£546.79	£999	Tracker	4.5%	0m	0m	£20,783	84331	474	999	Co-operative Bank
4.35%	£547.35	5.74%	£614.77	£1,024	Tracker	5.4%	60m	0m	£20,559	64289	115	1024	Barclays
4.39%	£549.61	6.24%	£639.83	£0	Fixed	5.6%	62m	62m	£20,809	67058	344	0	HSBC Intermediary
4.49%	£555.38	7.99%	£749.58	£1,019	Fixed	7.3%	36m	36m	£20,863	59378	198	1019	Furness B.Soc
4.59%	£560.95	6.50%	£662.96	£0	Fixed	6.1%	39m	39m	£21,100	85628	1	0	Santander
4.63%	£562.68	7.24%	£704.29	£0	Fixed	6.6%	39m	39m	£20,938	57457	42	0	Halifax
4.70%	£567.25	6.49%	£664.08	£15	Fixed	6.2%	36m	36m	£19,936	20791	75	15	Nationwide B.Soc
4.79%	£572.42	7.24%	£706.68	£0	Fixed	6.7%	38m	38m	£20,307	21039	313	0	TSB Bank

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.39%	£549.61	6.24%	£639.83	£0	Fixed	5.6%	62m	62m	£20,809	67058	344	0	HSBC Intermediary
4.49%	£555.38	7.99%	£749.58	£1,019	Fixed	7.3%	36m	36m	£20,863	59378	198	1019	Furness B.Soc
4.59%	£560.95	6.50%	£662.96	£0	Fixed	6.1%	39m	39m	£21,100	85628	1	0	Santander
4.59%	£560.95	6.00%	£635.89	£850	Fixed	5.8%	37m	37m	£21,144	8970	76	850	Newbury
4.60%	£561.52	6.62%	£669.04	£0	Fixed	6.2%	41m	41m	£21,246	84295	474	0	Co-operative Bank
4.62%	£562.67	6.80%	£677.84	£8	Fixed	6.2%	39m	39m	£21,261	81343	90	8	Principality
4.63%	£562.68	7.24%	£704.29	£0	Fixed	6.6%	39m	39m	£20,938	57457	42	0	Halifax
4.70%	£567.25	6.49%	£664.08	£15	Fixed	6.2%	36m	36m	£19,936	20857	75	15	Nationwide B.Soc
4.79%	£572.42	7.24%	£706.68	£0	Fixed	6.7%	38m	38m	£20,307	21039	313	0	TSB Bank
4.99%	£584.01	8.24%	£756.28	£25	Fixed	7.1%	38m	38m	£21,199	55044	65	25	Marsden

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.34%	£546.79	4.34%	£546.79	£999	Tracker	4.5%	0m	0m	£20,783	84331	474	999	Co-operative Bank
4.35%	£547.35	5.74%	£614.77	£1,024	Tracker	5.4%	60m	0m	£20,559	64289	115	1024	Barclays
5.54%	£616.48	5.54%	£616.48	£1,730	Tracker	5.9%	0m	24m	£24,048	41569	1097	1730	United Trust Bank
6.20%	£656.58	6.20%	£656.58	£1,729	Tracker	6.6%	0m	0m	£25,541	39251	957	1729	West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 18 Mar 2026 at 01:08 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.