Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.99%	£527.28	6.00%	£632.28	£850	Variable	5.7%	36m	36m	£19,932	2768	76	850	Newbury
4.05%	£530.10	7.24%	£699.84	£0	Fixed	6.4%	39m	39m	£19,760	29672	42	0	Halifax
4.09%	£532.82	4.09%	£532.82	£575	Variable	4.2%	0m	24m	£19,757	27376	48	575	Ecology B.Soc
4.10%	£533.37	6.50%	£659.85	£0	Fixed	6.0%	38m	38m	£19,176	2953	1	0	Santander
4.12%	£534.49	6.80%	£674.17	£8	Fixed	6.1%	39m	39m	£20,242	12900	90	8	Principality
4.15%	£536.15	6.29%	£648.58	£0	Fixed	5.8%	38m	38m	£19,301	123	140	0	Skipton B.Society
4.22%	£540.06	7.74%	£731.39	£35	Fixed	6.9%	38m	38m	£19,741	78336	57	35	Leeds B Society
4.24%	£541.18	7.24%	£702.64	£0	Fixed	6.5%	38m	38m	£19,182	27085	313	0	TSB Bank
4.30%	£544.54	6.49%	£661.46	£15	Fixed	6.0%	36m	36m	£19,118	37062	75	15	Nationwide B.Soc
4.39%	£549.61	6.94%	£687.09	£15	Fixed	6.4%	37m	37m	£19,496	27062	628	15	Bank of Ireland

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.05%	£530.10	7.24%	£699.84	£0	Fixed	6.4%	39m	39m	£19,760	29672	42	0	Halifax
4.10%	£533.37	6.50%	£659.85	£0	Fixed	6.0%	38m	38m	£19,176	2953	1	0	Santander
4.12%	£534.49	6.80%	£674.17	£8	Fixed	6.1%	39m	39m	£20,242	12900	90	8	Principality
4.14%	£535.60	6.62%	£665.53	£0	Fixed	6.0%	41m	41m	£20,309	8967	474	0	Co-operative Bank
4.15%	£536.15	6.29%	£648.58	£0	Fixed	5.8%	38m	38m	£19,301	123	140	0	Skipton B.Society
4.22%	£540.06	7.74%	£731.39	£35	Fixed	6.9%	38m	38m	£19,741	78336	57	35	Leeds B Society
4.24%	£541.18	7.24%	£702.64	£0	Fixed	6.5%	38m	38m	£19,182	27085	313	0	TSB Bank
4.24%	£541.29	7.99%	£747.71	£1,019	Fixed	7.2%	36m	36m	£20,355	5259	198	1019	Furness B.Soc
4.30%	£544.54	6.49%	£661.46	£15	Fixed	6.0%	36m	36m	£19,118	37062	75	15	Nationwide B.Soc
4.39%	£549.61	6.94%	£687.09	£15	Fixed	6.4%	37m	37m	£19,496	27062	628	15	Bank of Ireland

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.34%	£546.79	4.34%	£546.79	£999	Tracker	4.5%	0m	0m	£20,783	13108	474	999	Co-operative Bank
4.35%	£547.35	5.74%	£614.77	£1,024	Tracker	5.4%	60m	0m	£20,559	64289	115	1024	Barclays
5.54%	£616.48	5.54%	£616.48	£1,730	Tracker	5.9%	0m	24m	£24,048	41569	1097	1730	United Trust Bank
6.20%	£656.58	6.20%	£656.58	£1,729	Tracker	6.6%	0m	0m	£25,541	39251	957	1729	West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 06 Mar 2026 at 01:04 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.