Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRCInitial Period (months)Early Repayment Charge3 Year Total Cost
3.99%£527.286.00%£632.28£850Variable5.7%36m36m£19,932
4.09%£532.824.09%£532.82£575Variable4.2%0m24m£19,757
4.34%£546.794.34%£546.79£999Tracker4.5%0m0m£20,783
4.35%£547.355.74%£614.77£1,024Tracker5.4%60m0m£20,559
4.95%£581.684.95%£581.68£440Variable5.1%0m24m£21,480
5.02%£585.766.80%£680.96£8Fixed6.4%38m38m£21,160
5.16%£593.957.60%£731.07£499Variable7.2%36m36m£21,981
5.19%£595.716.50%£667.29£0Fixed6.3%38m38m£21,421
5.20%£596.306.49%£667.21£15Fixed6.3%36m36m£20,982
5.43%£609.297.24%£710.34£0Fixed6.9%38m38m£21,684

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRCInitial Period (months)Early Repayment Charge3 Year Total Cost
4.65%£564.385.74%£621.90£1,024Fixed5.7%38m38m£21,072
5.02%£585.766.80%£680.96£8Fixed6.4%38m38m£21,160
5.19%£595.716.50%£667.29£0Fixed6.3%38m38m£21,421
5.20%£596.306.49%£667.21£15Fixed6.3%36m36m£20,982
5.24%£598.666.00%£640.04£850Fixed6.0%36m36m£22,502
5.29%£601.616.24%£649.74£0Fixed6.0%61m61m£22,695
5.30%£602.206.62%£673.88£0Fixed6.4%42m42m£22,717
5.35%£605.167.74%£739.82£35Fixed7.2%38m38m£22,085
5.43%£609.297.24%£710.34£0Fixed6.9%38m38m£21,684
5.59%£619.477.24%£712.45£0Fixed7.0%37m37m£22,001

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRCInitial Period (months)Early Repayment Charge3 Year Total Cost
4.34%£546.794.34%£546.79£999Tracker4.5%0m0m£20,783
4.35%£547.355.74%£614.77£1,024Tracker5.4%60m0m£20,559
5.74%£628.505.74%£628.50£1,730Tracker6.1%0m24m£24,481
6.20%£656.586.20%£656.58£1,729Tracker6.6%0m0m£25,541

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 01 Apr 2026 at 01:03 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.