Best Buys

Initial Rate	Initial Payment	Incentive period (months)	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	Early Repayment Charge	SchemeID	BaselenderId	TotalFees	LenderName
4.74%	£854.31	24m	7.99%	£1,137.06	£0	Fixed	7.6% APRC	24m	21150	156	0	Scottish B.Soc
4.75%	£855.18	24m	6.24%	£980.03	£35	Tracker	6.1% APRC	24m	27684	115	35	Barclays
4.28%	£815.24	24m	8.24%	£1,144.08	£1,019	Fixed	7.4% APRC	24m	8238	198	1019	Furness B.Soc
4.54%	£837.16	24m	6.74%	£1,022.43	£999	Tracker	6.6% APRC	0m	41970	344	999	HSBC Intermediary
4.90%	£868.17	26m	8.44%	£1,178.49	£25	Fixed	7.9% APRC	26m	51288	66	25	Melton B Society

Initial Rate	Initial Payment	Incentive period (months)	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	Early Repayment Charge	SchemeID	BaselenderId	TotalFees	LenderName
4.74%	£854.31	24m	7.99%	£1,137.06	£0	Fixed	7.6% APRC	24m	21150	156	0	Scottish B.Soc
4.28%	£815.24	24m	8.24%	£1,144.08	£1,019	Fixed	7.4% APRC	24m	8238	198	1019	Furness B.Soc
4.90%	£868.17	26m	8.44%	£1,178.49	£25	Fixed	7.9% APRC	26m	51288	66	25	Melton B Society
4.59%	£841.43	27m	6.74%	£1,021.14	£0	Fixed	6.5% APRC	27m	63523	344	0	HSBC Intermediary
4.40%	£825.26	24m	8.14%	£1,148.49	£999	Fixed	7.7% APRC	24m	28091	71	999	Monmouthshire

Initial Rate	Initial Payment	Incentive period (months)	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	Early Repayment Charge	SchemeID	BaselenderId	TotalFees	LenderName
4.75%	£855.18	24m	6.24%	£980.03	£35	Tracker	6.1% APRC	24m	27684	115	35	Barclays
4.54%	£837.16	24m	6.74%	£1,022.43	£999	Tracker	6.6% APRC	0m	41970	344	999	HSBC Intermediary
4.99%	£876.01	0m	4.99%	£876.01	£35	Tracker	5.1% APRC	0m	29065	208	35	Hanley Economic
4.48%	£831.23	28m	7.74%	£1,107.51	£1,499	Tracker	7.3% APRC	0m	61455	42	1499	Halifax
4.85%	£863.83	24m	6.54%	£1,002.06	£765	Tracker	6.3% APRC	0m	16094	140	765	Skipton B.Society

This table is based on a property value of £200,000 and a mortgage secured against that property of £150,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 24 May 2025 at 01:50 hours

Disclaimer: This information is intended as general guidance only and you should seek independent advice for your circumstances before acting on any suggestions made. These products can be withdrawn at anytime by the lender. Buy to Let mortgages are not regulated by the Financial Services Authority.