Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.80%	£516.86	6.74%	£677.71	£999	Fixed	6.4% APRC	£13,404	61602	344	999	HSBC Intermediary
3.80%	£516.86	6.75%	£677.78	£999	Fixed	6.4% APRC	£13,379	37871	1	999	Santander
3.81%	£516.93	7.74%	£734.42	£999	Fixed	7.2% APRC	£14,356	32142	42	999	Halifax
3.86%	£520.14	5.99%	£634.85	£1,024	Fixed	5.8% APRC	£13,587	64401	115	1024	Barclays
3.87%	£520.69	7.24%	£706.39	£1,025	Fixed	6.8% APRC	£14,235	64008	207	1025	NatWest

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.80%	£516.86	6.74%	£677.71	£999	Fixed	6.4% APRC	£13,404	61602	344	999	HSBC Intermediary
3.80%	£516.86	6.75%	£677.78	£999	Fixed	6.4% APRC	£13,379	37871	1	999	Santander
3.81%	£516.93	7.74%	£734.42	£999	Fixed	7.2% APRC	£14,356	32142	42	999	Halifax
3.86%	£520.14	5.99%	£634.85	£1,024	Fixed	5.8% APRC	£13,587	64401	115	1024	Barclays
3.87%	£520.69	7.24%	£706.39	£1,025	Fixed	6.8% APRC	£14,235	64008	207	1025	NatWest

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.11%	£533.42	7.74%	£736.21	£1,499	Tracker	7.3% APRC	£14,301	65129	42	1499	Halifax
4.21%	£539.50	5.99%	£636.74	£1,024	Tracker	5.9% APRC	£14,052	64265	115	1024	Barclays
4.24%	£541.18	6.74%	£680.27	£999	Tracker	6.5% APRC	£13,487	41960	344	999	HSBC Intermediary
4.25%	£541.74	6.75%	£680.91	£999	Tracker	6.6% APRC	£14,226	18294	1	999	Santander
4.35%	£547.35	6.99%	£696.95	£995	Tracker	6.8% APRC	£14,230	61172	80	995	Virgin Money

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 09 Aug 2025 at 01:46 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. You may have to pay other taxes and costs in addition to those shown here. Make sure that you read the separate key facts illustration before you make a decision. Remember: Your Home May Be Repossessed If You Do Not Keep Up Repayments on Your Mortgage.