Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.06%	£530.65	7.24%	£706.10	£1,499	Tracker	6.9% APRC	£14,235	57939	42	1499	Halifax
4.12%	£534.49	6.24%	£650.66	£999	Tracker	6.1% APRC	£13,827	65673	344	999	HSBC Intermediary
4.13%	£535.04	6.49%	£665.16	£1,014	Tracker	6.3% APRC	£13,355	27034	75	1014	Nationwide B.Soc
4.14%	£535.60	6.50%	£665.79	£999	Tracker	6.3% APRC	£13,828	64789	1	999	Santander
4.15%	£536.15	5.74%	£622.33	£1,024	Tracker	5.7% APRC	£13,972	3900	115	1024	Barclays

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.54%	£558.11	6.94%	£691.83	£1,510	Fixed	6.8% APRC	£17,009	34720	628	1510	Bank of Ireland
4.56%	£559.24	6.50%	£666.67	£999	Fixed	6.4% APRC	£15,601	47041	1	999	Santander
4.61%	£562.09	6.24%	£652.23	£999	Fixed	6.2% APRC	£14,489	65620	344	999	HSBC Intermediary
4.64%	£563.81	7.74%	£740.57	£1,034	Fixed	7.4% APRC	£16,119	32157	57	1034	Leeds B Society
4.65%	£564.38	6.49%	£667.44	£1,014	Fixed	6.4% APRC	£14,059	27720	75	1014	Nationwide B.Soc

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.06%	£530.65	7.24%	£706.10	£1,499	Tracker	6.9% APRC	£14,235	57939	42	1499	Halifax
4.12%	£534.49	6.24%	£650.66	£999	Tracker	6.1% APRC	£13,827	65673	344	999	HSBC Intermediary
4.13%	£535.04	6.49%	£665.16	£1,014	Tracker	6.3% APRC	£13,355	27034	75	1014	Nationwide B.Soc
4.14%	£535.60	6.50%	£665.79	£999	Tracker	6.3% APRC	£13,828	64789	1	999	Santander
4.15%	£536.15	5.74%	£622.33	£1,024	Tracker	5.7% APRC	£13,972	3900	115	1024	Barclays

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 29 Aug 2026 at 01:04 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. You may have to pay other taxes and costs in addition to those shown here. Make sure that you read the separate key facts illustration before you make a decision. Remember: Your Home May Be Repossessed If You Do Not Keep Up Repayments on Your Mortgage.