Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.06%	£530.65	7.24%	£707.22	£1,499	Tracker	6.9% APRC	£14,235	109298	42	1499	Halifax
4.14%	£535.60	6.74%	£678.48	£1,025	Tracker	6.5% APRC	£14,117	32163	207	1025	NatWest
4.17%	£537.27	5.74%	£622.41	£1,024	Tracker	5.7% APRC	£13,998	38231	115	1024	Barclays
4.17%	£537.27	6.49%	£665.34	£1,014	Tracker	6.3% APRC	£13,408	52389	75	1014	Nationwide B.Soc
4.20%	£538.94	6.50%	£666.06	£999	Tracker	6.3% APRC	£14,159	113266	1	999	Santander

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.96%	£582.26	6.24%	£653.59	£999	Fixed	6.2% APRC	£15,835	22816	344	999	HSBC Intermediary
5.06%	£588.09	7.99%	£759.56	£1,010	Fixed	7.8% APRC	£15,124	7026	71	1010	Monmouthshire
5.07%	£588.68	5.74%	£624.53	£1,024	Fixed	5.8% APRC	£17,149	38755	115	1024	Barclays
5.07%	£588.68	6.50%	£666.50	£999	Fixed	6.4% APRC	£16,310	112564	1	999	Santander
5.08%	£589.26	6.74%	£672.99	£1,025	Fixed	6.3% APRC	£19,239	110470	207	1025	NatWest

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.06%	£530.65	7.24%	£707.22	£1,499	Tracker	6.9% APRC	£14,235	109298	42	1499	Halifax
4.14%	£535.60	6.74%	£678.48	£1,025	Tracker	6.5% APRC	£14,117	32163	207	1025	NatWest
4.17%	£537.27	5.74%	£622.41	£1,024	Tracker	5.7% APRC	£13,998	38231	115	1024	Barclays
4.17%	£537.27	6.49%	£665.34	£1,014	Tracker	6.3% APRC	£13,408	52389	75	1014	Nationwide B.Soc
4.20%	£538.94	6.50%	£666.06	£999	Tracker	6.3% APRC	£14,159	113266	1	999	Santander

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 16 Oct 2026 at 01:11 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. You may have to pay other taxes and costs in addition to those shown here. Make sure that you read the separate key facts illustration before you make a decision. Remember: Your Home May Be Repossessed If You Do Not Keep Up Repayments on Your Mortgage.