Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.96%	£525.14	7.24%	£705.53	£1,499	Tracker	6.8% APRC	£14,102	35282	42	1499	Halifax
4.06%	£531.16	5.74%	£621.95	£1,024	Tracker	5.7% APRC	£13,852	43446	115	1024	Barclays
4.09%	£532.82	4.09%	£532.82	£575	Variable	4.2% APRC	£13,363	27376	48	575	Ecology B.Soc
4.09%	£532.82	6.24%	£650.52	£999	Tracker	6.1% APRC	£13,787	42208	344	999	HSBC Intermediary
4.09%	£532.82	6.89%	£688.42	£1,010	Variable	6.6% APRC	£13,673	43060	50	1010	Hinckley + Rugby BS

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.62%	£562.67	6.50%	£666.96	£999	Fixed	6.4% APRC	£15,683	49410	1	999	Santander
4.64%	£563.81	7.74%	£740.57	£1,534	Fixed	7.5% APRC	£16,619	48425	57	1534	Leeds B Society
4.66%	£564.95	6.24%	£642.83	£999	Fixed	5.8% APRC	£17,138	36953	344	999	HSBC Intermediary
4.68%	£566.10	6.49%	£669.29	£1,024	Fixed	6.5% APRC	£14,709	36122	80	1024	Virgin Money
4.68%	£566.10	6.49%	£667.57	£1,014	Fixed	6.4% APRC	£14,100	41993	75	1014	Nationwide B.Soc

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.96%	£525.14	7.24%	£705.53	£1,499	Tracker	6.8% APRC	£14,102	35282	42	1499	Halifax
4.06%	£531.16	5.74%	£621.95	£1,024	Tracker	5.7% APRC	£13,852	43446	115	1024	Barclays
4.09%	£532.82	6.24%	£650.52	£999	Tracker	6.1% APRC	£13,787	42208	344	999	HSBC Intermediary
4.09%	£532.82	7.74%	£737.54	£1,034	Tracker	7.3% APRC	£14,086	48413	57	1034	Leeds B Society
4.14%	£535.60	6.49%	£665.20	£1,014	Tracker	6.3% APRC	£13,368	30057	75	1014	Nationwide B.Soc

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 28 May 2026 at 01:02 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. You may have to pay other taxes and costs in addition to those shown here. Make sure that you read the separate key facts illustration before you make a decision. Remember: Your Home May Be Repossessed If You Do Not Keep Up Repayments on Your Mortgage.