Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.89%	£521.78	7.49%	£722.02	£1,495	Fixed	7.1% APRC	£14,018	20116	313	1495	TSB Bank
3.90%	£522.33	6.99%	£691.82	£1,025	Fixed	6.6% APRC	£13,924	64612	207	1025	NatWest
3.91%	£522.88	5.99%	£634.73	£1,024	Fixed	5.8% APRC	£13,653	12600	115	1024	Barclays
3.91%	£522.88	6.75%	£677.86	£999	Fixed	6.4% APRC	£14,724	20039	1	999	Santander
3.92%	£523.43	6.87%	£677.65	£999	Fixed	6.2% APRC	£15,563	4761	474	999	Co-operative Bank

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.89%	£521.78	7.49%	£722.02	£1,495	Fixed	7.1% APRC	£14,018	20116	313	1495	TSB Bank
3.90%	£522.33	6.99%	£691.82	£1,025	Fixed	6.6% APRC	£13,924	64612	207	1025	NatWest
3.91%	£522.88	5.99%	£634.73	£1,024	Fixed	5.8% APRC	£13,653	12600	115	1024	Barclays
3.91%	£522.88	6.75%	£677.86	£999	Fixed	6.4% APRC	£14,724	20039	1	999	Santander
3.92%	£523.43	6.87%	£677.65	£999	Fixed	6.2% APRC	£15,563	4761	474	999	Co-operative Bank

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.11%	£533.42	7.49%	£722.42	£1,499	Tracker	7.1% APRC	£14,301	61035	42	1499	Halifax
4.19%	£538.38	6.74%	£680.05	£1,014	Tracker	6.5% APRC	£13,435	26745	75	1014	Nationwide B.Soc
4.21%	£539.50	5.99%	£636.74	£1,024	Tracker	5.9% APRC	£14,052	64265	115	1024	Barclays
4.24%	£541.18	6.49%	£665.65	£999	Tracker	6.3% APRC	£13,637	21179	344	999	HSBC Intermediary
4.25%	£541.74	6.75%	£680.91	£999	Tracker	6.6% APRC	£13,976	25583	1	999	Santander

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 18 Oct 2025 at 01:39 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. You may have to pay other taxes and costs in addition to those shown here. Make sure that you read the separate key facts illustration before you make a decision. Remember: Your Home May Be Repossessed If You Do Not Keep Up Repayments on Your Mortgage.