Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.94%	£524.53	6.49%	£665.72	£999	Tracker	6.3% APRC	£13,687	9106	80	999	Virgin Money
3.94%	£524.53	6.49%	£664.29	£1,014	Tracker	6.3% APRC	£13,103	51138	75	1014	Nationwide B.Soc
3.96%	£525.14	7.24%	£706.11	£1,499	Tracker	6.9% APRC	£14,102	12680	42	1499	Halifax
3.99%	£527.28	6.00%	£632.28	£850	Variable	5.7% APRC	£14,556	2768	76	850	Newbury
3.99%	£527.28	6.24%	£650.08	£999	Tracker	6.1% APRC	£13,654	28942	344	999	HSBC Intermediary

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.11%	£533.93	6.24%	£649.89	£999	Fixed	6.1% APRC	£13,813	65990	344	999	HSBC Intermediary
4.19%	£538.38	6.74%	£678.74	£1,024	Fixed	6.5% APRC	£15,473	36597	163	1024	Clydesdale Bank PLC
4.26%	£542.30	6.29%	£652.79	£1,495	Fixed	6.2% APRC	£15,702	83586	140	1495	Skipton B.Society
4.27%	£542.86	6.50%	£665.24	£999	Fixed	6.3% APRC	£15,206	85427	1	999	Santander
4.30%	£544.54	5.74%	£619.39	£1,024	Fixed	5.6% APRC	£16,080	91835	115	1024	Barclays

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.94%	£524.53	6.49%	£665.72	£999	Tracker	6.3% APRC	£13,687	9106	80	999	Virgin Money
3.94%	£524.53	6.49%	£664.29	£1,014	Tracker	6.3% APRC	£13,103	51138	75	1014	Nationwide B.Soc
3.96%	£525.14	7.24%	£706.11	£1,499	Tracker	6.9% APRC	£14,102	12680	42	1499	Halifax
3.99%	£527.28	6.24%	£650.08	£999	Tracker	6.1% APRC	£13,654	28942	344	999	HSBC Intermediary
4.01%	£528.39	5.74%	£621.74	£1,024	Tracker	5.7% APRC	£13,785	37289	115	1024	Barclays

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 19 Mar 2026 at 01:04 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. You may have to pay other taxes and costs in addition to those shown here. Make sure that you read the separate key facts illustration before you make a decision. Remember: Your Home May Be Repossessed If You Do Not Keep Up Repayments on Your Mortgage.