Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.68%	£510.33	6.49%	£662.11	£999	Fixed	6.2% APRC	£13,247	17822	344	999	HSBC Intermediary
3.70%	£511.41	6.74%	£677.74	£1,014	Fixed	6.4% APRC	£12,788	20227	75	1014	Nationwide B.Soc
3.72%	£512.50	6.75%	£677.37	£999	Fixed	6.4% APRC	£13,524	12147	1	999	Santander
3.74%	£513.59	6.99%	£691.52	£1,525	Fixed	6.7% APRC	£13,851	6060	207	1525	NatWest
3.79%	£516.31	7.49%	£721.47	£1,495	Fixed	7.1% APRC	£13,886	73201	313	1495	TSB Bank

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.68%	£510.33	6.49%	£662.11	£999	Fixed	6.2% APRC	£13,247	17822	344	999	HSBC Intermediary
3.70%	£511.41	6.74%	£677.74	£1,014	Fixed	6.4% APRC	£12,788	20227	75	1014	Nationwide B.Soc
3.72%	£512.50	6.75%	£677.37	£999	Fixed	6.4% APRC	£13,524	12147	1	999	Santander
3.74%	£513.59	6.99%	£691.52	£1,525	Fixed	6.7% APRC	£13,851	6060	207	1525	NatWest
3.79%	£516.31	7.49%	£721.47	£1,495	Fixed	7.1% APRC	£13,886	73201	313	1495	TSB Bank

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.11%	£533.42	7.49%	£721.82	£1,499	Tracker	7.1% APRC	£14,301	25768	42	1499	Halifax
4.19%	£538.38	6.74%	£681.95	£999	Tracker	6.6% APRC	£14,019	28740	80	999	Virgin Money
4.19%	£538.38	6.74%	£680.05	£1,014	Tracker	6.5% APRC	£13,435	51138	75	1014	Nationwide B.Soc
4.21%	£539.50	5.99%	£636.74	£1,024	Tracker	5.9% APRC	£14,052	64265	115	1024	Barclays
4.24%	£541.18	6.49%	£665.65	£999	Tracker	6.3% APRC	£13,637	21179	344	999	HSBC Intermediary

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 05 Dec 2025 at 01:37 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. You may have to pay other taxes and costs in addition to those shown here. Make sure that you read the separate key facts illustration before you make a decision. Remember: Your Home May Be Repossessed If You Do Not Keep Up Repayments on Your Mortgage.