Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.68%	£510.33	6.74%	£676.04	£1,025	Fixed	6.4% APRC	£13,985	12049	207	1025	NatWest
3.71%	£511.96	6.24%	£647.50	£999	Fixed	6.0% APRC	£14,141	70865	344	999	HSBC Intermediary
3.72%	£512.50	6.50%	£662.41	£999	Fixed	6.2% APRC	£14,474	34677	1	999	Santander
3.73%	£512.58	7.24%	£696.64	£999	Fixed	6.4% APRC	£15,200	76285	42	999	Halifax
3.74%	£513.59	7.24%	£705.66	£1,495	Fixed	6.8% APRC	£15,246	9360	313	1495	TSB Bank

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.68%	£510.33	6.74%	£676.04	£1,025	Fixed	6.4% APRC	£13,985	12049	207	1025	NatWest
3.71%	£511.96	6.24%	£647.50	£999	Fixed	6.0% APRC	£14,141	70865	344	999	HSBC Intermediary
3.72%	£512.50	6.50%	£662.41	£999	Fixed	6.2% APRC	£14,474	34677	1	999	Santander
3.73%	£512.58	7.24%	£696.64	£999	Fixed	6.4% APRC	£15,200	76285	42	999	Halifax
3.74%	£513.59	7.24%	£705.66	£1,495	Fixed	6.8% APRC	£15,246	9360	313	1495	TSB Bank

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.86%	£519.66	7.24%	£704.96	£1,499	Tracker	6.8% APRC	£13,971	63450	42	1499	Halifax
3.94%	£524.53	6.49%	£665.25	£999	Tracker	6.3% APRC	£13,687	9106	80	999	Virgin Money
3.94%	£524.53	6.49%	£664.29	£1,014	Tracker	6.3% APRC	£13,103	51138	75	1014	Nationwide B.Soc
3.99%	£527.28	6.24%	£650.08	£999	Tracker	6.1% APRC	£13,654	28942	344	999	HSBC Intermediary
4.00%	£527.84	6.50%	£665.15	£999	Tracker	6.3% APRC	£13,892	1687	1	999	Santander

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 27 Feb 2026 at 01:03 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. You may have to pay other taxes and costs in addition to those shown here. Make sure that you read the separate key facts illustration before you make a decision. Remember: Your Home May Be Repossessed If You Do Not Keep Up Repayments on Your Mortgage.