Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.06%	£530.65	7.24%	£706.66	£1,499	Tracker	6.9% APRC	£14,235	45279	42	1499	Halifax
4.13%	£535.04	6.49%	£665.16	£1,014	Tracker	6.3% APRC	£13,355	62909	75	1014	Nationwide B.Soc
4.14%	£535.60	6.50%	£665.79	£999	Tracker	6.3% APRC	£14,078	77098	1	999	Santander
4.15%	£536.15	5.74%	£622.33	£1,024	Tracker	5.7% APRC	£13,972	3900	115	1024	Barclays
4.18%	£537.83	6.74%	£679.13	£1,025	Tracker	6.5% APRC	£13,933	38113	207	1025	NatWest

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.66%	£564.95	5.74%	£623.90	£1,024	Fixed	5.8% APRC	£16,574	76821	115	1024	Barclays
4.68%	£566.10	7.99%	£757.75	£1,010	Fixed	7.7% APRC	£14,596	71132	71	1010	Monmouthshire
4.69%	£566.67	6.50%	£663.66	£999	Fixed	6.2% APRC	£16,736	73009	1	999	Santander
4.69%	£566.67	6.74%	£668.91	£1,025	Fixed	6.1% APRC	£18,448	54246	207	1025	NatWest
4.79%	£572.42	6.94%	£693.48	£1,510	Fixed	6.8% APRC	£17,356	63566	628	1510	Bank of Ireland

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.06%	£530.65	7.24%	£706.66	£1,499	Tracker	6.9% APRC	£14,235	45279	42	1499	Halifax
4.13%	£535.04	6.49%	£665.16	£1,014	Tracker	6.3% APRC	£13,355	62909	75	1014	Nationwide B.Soc
4.14%	£535.60	6.50%	£665.79	£999	Tracker	6.3% APRC	£14,078	77098	1	999	Santander
4.15%	£536.15	5.74%	£622.33	£1,024	Tracker	5.7% APRC	£13,972	3900	115	1024	Barclays
4.18%	£537.83	6.74%	£679.13	£1,025	Tracker	6.5% APRC	£13,933	38113	207	1025	NatWest

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 15 Sep 2026 at 01:07 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. You may have to pay other taxes and costs in addition to those shown here. Make sure that you read the separate key facts illustration before you make a decision. Remember: Your Home May Be Repossessed If You Do Not Keep Up Repayments on Your Mortgage.