Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total Cost
3.77%£515.226.49%£662.10£999Fixed6.2% APRC£14,219
3.81%£516.937.49%£719.48£999Fixed7.0% APRC£14,356
3.83%£518.506.99%£690.88£1,025Fixed6.6% APRC£14,182
3.84%£519.047.49%£720.45£1,495Fixed7.0% APRC£15,378
3.85%£519.596.75%£677.54£999Fixed6.4% APRC£14,395

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total Cost
3.77%£515.226.49%£662.10£999Fixed6.2% APRC£14,219
3.81%£516.937.49%£719.48£999Fixed7.0% APRC£14,356
3.83%£518.506.99%£690.88£1,025Fixed6.6% APRC£14,182
3.84%£519.047.49%£720.45£1,495Fixed7.0% APRC£15,378
3.85%£519.596.75%£677.54£999Fixed6.4% APRC£14,395

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total Cost
4.11%£533.427.49%£721.23£1,499Tracker7.1% APRC£14,301
4.19%£538.386.74%£680.05£1,014Tracker6.5% APRC£13,435
4.21%£539.505.99%£636.74£1,024Tracker5.9% APRC£14,052
4.24%£541.186.49%£665.65£999Tracker6.3% APRC£13,637
4.25%£541.746.75%£680.91£999Tracker6.6% APRC£13,976

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 31 Aug 2025 at 01:40 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. You may have to pay other taxes and costs in addition to those shown here. Make sure that you read the separate key facts illustration before you make a decision. Remember: Your Home May Be Repossessed If You Do Not Keep Up Repayments on Your Mortgage.