TypeInitial RateOverall Cost for ComparisonInitial PaymentReverting RateReverting PaymentTotal FeesInitial Period (months)Early Repayment Charge2 Year Total Cost
Fixed1.05%6.1% APRC£426.536.99%£763.68£1,02025m25m£11,356
Fixed1.20%6.8% APRC£434.328.24%£837.64£1,01924m0m£11,293
Fixed2.70%6.1% APRC£516.106.75%£757.44£1824m24m£12,484
Fixed2.77%6.8% APRC£520.137.59%£812.75£2025m25m£12,578
Fixed3.95%6.9% APRC£590.717.24%£795.19£1,52527m27m£16,505

TypeInitial RateOverall Cost for ComparisonInitial PaymentReverting RateReverting PaymentTotal FeesInitial Period (months)Early Repayment Charge2 Year Total Cost
Fixed1.05%6.1% APRC£426.536.99%£763.68£1,02025m25m£11,356
Fixed1.20%6.8% APRC£434.328.24%£837.64£1,01924m0m£11,293
Fixed2.70%6.1% APRC£516.106.75%£757.44£1824m24m£12,484
Fixed2.77%6.8% APRC£520.137.59%£812.75£2025m25m£12,578
Fixed3.95%6.9% APRC£590.717.24%£795.19£1,52527m27m£16,505

TypeInitial RateOverall Cost for ComparisonInitial PaymentReverting RateReverting PaymentTotal FeesInitial Period (months)Early Repayment Charge2 Year Total Cost
Tracker4.48%7.4% APRC£623.427.74%£831.91£1,59926m0m£16,561
Tracker4.54%6.6% APRC£627.876.74%£766.82£1,01624m0m£15,585
Tracker4.54%6.8% APRC£627.876.99%£783.48£1,01424m0m£16,083
Tracker4.58%7.0% APRC£630.437.24%£798.97£1,02527m27m£16,424
Tracker4.61%6.2% APRC£632.366.24%£734.36£1,03424m0m£16,291

This table is based on a property value of £150,000 and a mortgage secured against that property of £112,500 calculated on a capital repayment basis over 25 years.
Source: Mortgage Brain. This information was last revised on 09 Jul 2025 at 01:38 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.