Best Buys

Type	Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	1.05%	6.1% APRC	£426.53	6.99%	£763.68	£1,020	25m	25m	£11,356	13217	80	1020	Virgin Money
Fixed	1.20%	6.8% APRC	£434.32	8.24%	£837.64	£1,019	24m	0m	£11,293	5248	198	1019	Furness B.Soc
Fixed	2.70%	6.1% APRC	£516.10	6.75%	£757.44	£18	24m	24m	£12,484	40195	220	18	Kensington
Fixed	2.77%	6.8% APRC	£520.13	7.59%	£812.75	£20	25m	25m	£12,578	67447	803	20	Leek BuildingSociety
Fixed	3.95%	6.9% APRC	£590.71	7.24%	£795.19	£1,525	27m	27m	£16,505	23471	207	1525	NatWest

Type	Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	1.05%	6.1% APRC	£426.53	6.99%	£763.68	£1,020	25m	25m	£11,356	13217	80	1020	Virgin Money
Fixed	1.20%	6.8% APRC	£434.32	8.24%	£837.64	£1,019	24m	0m	£11,293	5248	198	1019	Furness B.Soc
Fixed	2.70%	6.1% APRC	£516.10	6.75%	£757.44	£18	24m	24m	£12,484	40195	220	18	Kensington
Fixed	2.77%	6.8% APRC	£520.13	7.59%	£812.75	£20	25m	25m	£12,578	67447	803	20	Leek BuildingSociety
Fixed	3.95%	6.9% APRC	£590.71	7.24%	£795.19	£1,525	27m	27m	£16,505	23471	207	1525	NatWest

Type	Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	4.48%	7.4% APRC	£623.42	7.74%	£831.91	£1,599	26m	0m	£16,561	28568	42	1599	Halifax
Tracker	4.54%	6.6% APRC	£627.87	6.74%	£766.82	£1,016	24m	0m	£15,585	39431	344	1016	HSBC Intermediary
Tracker	4.54%	6.8% APRC	£627.87	6.99%	£783.48	£1,014	24m	0m	£16,083	14849	75	1014	Nationwide B.Soc
Tracker	4.58%	7.0% APRC	£630.43	7.24%	£798.97	£1,025	27m	27m	£16,424	26843	207	1025	NatWest
Tracker	4.61%	6.2% APRC	£632.36	6.24%	£734.36	£1,034	24m	0m	£16,291	17464	115	1034	Barclays

This table is based on a property value of £150,000 and a mortgage secured against that property of £112,500 calculated on a capital repayment basis over 25 years.

Source: Mortgage Brain. This information was last revised on 09 Jul 2025 at 01:38 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.