Best Buys

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.34%	Tracker	£546.79	4.34%	0m	£999	4.5% APRC	0m	£20,783	55110	474	999	Co-operative Bank
4.35%	Tracker	£547.35	5.74%	60m	£1,024	5.4% APRC	0m	£20,809	64287	115	1024	Barclays
4.39%	Variable	£549.61	6.00%	36m	£850	5.8% APRC	36m	£20,736	29120	76	850	Newbury
4.56%	Fixed	£559.24	6.24%	61m	£999	5.8% APRC	61m	£22,807	5986	344	999	HSBC Intermediary
4.60%	Fixed	£561.52	6.50%	62m	£999	5.9% APRC	62m	£23,983	11673	1	999	Santander

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.56%	Fixed	£559.24	6.24%	61m	£999	5.8% APRC	61m	£22,807	5986	344	999	HSBC Intermediary
4.60%	Fixed	£561.52	6.50%	62m	£999	5.9% APRC	62m	£23,983	11673	1	999	Santander
4.62%	Fixed	£562.67	5.74%	63m	£1,024	5.5% APRC	63m	£25,086	58128	115	1024	Barclays
4.69%	Fixed	£566.67	6.74%	62m	£1,525	6.2% APRC	62m	£24,256	14185	207	1525	NatWest
4.69%	Fixed	£566.67	6.94%	38m	£1,510	6.6% APRC	38m	£22,105	8884	628	1510	Bank of Ireland

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.34%	Tracker	£546.79	4.34%	0m	£999	4.5% APRC	0m	£20,783	55110	474	999	Co-operative Bank
4.35%	Tracker	£547.35	5.74%	60m	£1,024	5.4% APRC	0m	£20,809	64287	115	1024	Barclays
5.84%	Tracker	£634.56	5.84%	0m	£1,730	6.2% APRC	24m	£24,699	55642	1097	1730	United Trust Bank
6.20%	Tracker	£656.58	6.20%	0m	£1,729	6.6% APRC	0m	£25,541	39251	957	1729	West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 11 Jun 2026 at 00:58 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.