Best Buys

Do I Qualify?

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.34%	£546.79	4.34%	£999	Tracker	4.5% APRC	£20,783	21747	474	999	Co-operative Bank
4.35%	£547.35	5.74%	£1,024	Tracker	5.4% APRC	£20,809	64287	115	1024	Barclays
4.64%	£563.81	6.50%	£999	Fixed	6.2% APRC	£21,271	27423	1	999	Santander
4.67%	£565.53	6.24%	£999	Fixed	5.8% APRC	£23,036	48604	344	999	HSBC Intermediary
4.69%	£566.67	6.74%	£1,025	Fixed	6.1% APRC	£23,756	52832	207	1025	NatWest

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.64%	£563.81	6.50%	£999	Fixed	6.2% APRC	£21,271	27423	1	999	Santander
4.67%	£565.53	5.74%	£1,024	Fixed	5.7% APRC	£23,327	76864	115	1024	Barclays
4.67%	£565.53	6.24%	£999	Fixed	5.8% APRC	£23,036	48604	344	999	HSBC Intermediary
4.69%	£566.67	6.74%	£1,025	Fixed	6.1% APRC	£23,756	52832	207	1025	NatWest
4.74%	£568.98	7.24%	£999	Fixed	6.4% APRC	£23,348	19680	42	999	Halifax

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.34%	£546.79	4.34%	£999	Tracker	4.5% APRC	£20,783	21747	474	999	Co-operative Bank
4.35%	£547.35	5.74%	£1,024	Tracker	5.4% APRC	£20,809	64287	115	1024	Barclays
5.84%	£634.56	5.84%	£1,730	Tracker	6.2% APRC	£24,699	204289	1097	1730	1APP@AMM-UTB
5.84%	£634.56	5.84%	£2,029	Tracker	6.2% APRC	£24,998	204291	1097	2029	Brightstar-UTB
6.20%	£656.58	6.20%	£1,729	Tracker	6.6% APRC	£25,541	39251	957	1729	West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital repayment basis over 25 years.

Source: Mortgage Brain. This information was last revised on 13 Sep 2026 at 01:00 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.