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LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
3.92%£523.436.87%£999Fixed6.2% APRC£20,867
3.94%£524.537.74%£1,034Fixed6.9% APRC£21,430
3.95%£525.085.99%£1,024Fixed5.6% APRC£20,007
3.98%£526.736.99%£1,025Fixed5.9% APRC£23,689
3.99%£527.286.74%£1,014Fixed6.2% APRC£19,496

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
3.92%£523.436.87%£999Fixed6.2% APRC£20,867
3.94%£524.537.74%£1,034Fixed6.9% APRC£21,430
3.95%£525.085.99%£1,024Fixed5.6% APRC£20,007
3.98%£526.736.99%£1,025Fixed5.9% APRC£23,689
3.99%£527.286.74%£1,014Fixed6.2% APRC£19,496

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
4.59%£560.954.59%£999Tracker4.8% APRC£21,293
4.60%£561.525.99%£1,024Tracker5.6% APRC£21,319
6.19%£655.976.19%£1,730Tracker6.6% APRC£25,470
6.19%£655.976.19%£2,029Tracker6.6% APRC£25,769
6.45%£672.096.45%£1,729Tracker6.8% APRC£26,099

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital repayment basis over 25 years.
Source: Mortgage Brain. This information was last revised on 17 Oct 2025 at 01:27 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.