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LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
3.83%£518.506.74%£999Fixed5.7% APRC£21,328
3.85%£519.596.24%£1,034Fixed5.4% APRC£23,516
3.87%£520.696.75%£999Fixed5.7% APRC£22,492
3.90%£522.337.24%£1,025Fixed6.0% APRC£23,528
3.92%£522.946.24%£1,029Fixed5.8% APRC£19,855

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
3.83%£518.506.74%£999Fixed5.7% APRC£21,328
3.85%£519.596.24%£1,034Fixed5.4% APRC£23,516
3.87%£520.696.75%£999Fixed5.7% APRC£22,492
3.90%£522.337.24%£1,025Fixed6.0% APRC£23,528
3.92%£522.946.24%£1,029Fixed5.8% APRC£19,855

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
4.84%£575.314.84%£999Tracker5.1% APRC£21,810
4.85%£575.886.24%£1,034Tracker5.9% APRC£21,846
6.44%£671.466.44%£1,730Tracker6.8% APRC£26,028
6.44%£671.466.44%£2,029Tracker6.9% APRC£26,327
6.70%£687.766.70%£2,028Tracker7.2% APRC£26,962

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital repayment basis over 25 years.
Source: Mortgage Brain. This information was last revised on 13 Jul 2025 at 01:30 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.