Initial RateOverall Cost for ComparisonInitial PaymentReverting RateReverting PaymentTotal FeesTypeInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.34%4.5% APRC£546.794.34%£546.79£999Tracker0m£20,7830m£165,136
4.35%5.4% APRC£547.355.74%£614.77£1,024Tracker60m£20,8090m£181,490
4.59%5.9% APRC£560.956.00%£636.12£850Variable36m£21,14436m£189,080
5.00%5.4% APRC£584.595.00%£584.59£2,195Variable0m£23,36536m£177,697
5.02%6.3% APRC£585.766.74%£672.01£1,525Fixed64m£26,00364m£197,258

Initial RateOverall Cost for ComparisonInitial PaymentReverting RateReverting PaymentTotal FeesTypeInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.92%5.8% APRC£579.945.74%£623.47£1,024Fixed39m£23,85039m£186,447
5.02%6.3% APRC£585.766.74%£672.01£1,525Fixed64m£26,00364m£197,258
5.04%6.9% APRC£586.927.24%£708.44£995Fixed38m£22,12438m£208,909
5.06%6.4% APRC£588.096.49%£666.35£1,014Fixed36m£21,68536m£197,602
5.07%6.0% APRC£588.686.29%£649.41£995Fixed64m£26,39764m£191,931

Initial RateOverall Cost for ComparisonInitial PaymentReverting RateReverting PaymentTotal FeesTypeInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.34%4.5% APRC£546.794.34%£546.79£999Tracker0m£20,7830m£165,136
4.35%5.4% APRC£547.355.74%£614.77£1,024Tracker60m£20,8090m£181,490
5.84%6.2% APRC£634.565.84%£634.56£1,730Tracker0m£24,69924m£192,223
5.84%6.2% APRC£634.565.84%£634.56£1,694Tracker0m£24,66324m£192,187
6.20%6.6% APRC£656.586.20%£656.58£1,729Tracker0m£25,5410m£198,878

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital repayment basis over 25 years.
Source: Mortgage Brain. This information was last revised on 25 Sep 2026 at 00:58 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.