Best Buys

Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Initial Period (months)	3 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.88%	5.9% APRC	£521.23	6.99%	£671.66	£1,025	Fixed	63m	£23,488	63m	£193,046	12013	207	1025	NatWest
3.90%	6.7% APRC	£521.85	7.49%	£712.92	£999	Fixed	39m	£20,710	39m	£207,423	42661	42	999	Halifax
3.92%	5.7% APRC	£522.94	5.99%	£630.58	£1,029	Fixed	36m	£19,855	36m	£186,328	31776	1369	1029	MPowered Mtgs Resi
3.95%	5.6% APRC	£525.08	5.99%	£630.42	£1,024	Fixed	39m	£21,857	39m	£186,122	15352	115	1024	Barclays
3.99%	6.2% APRC	£527.28	6.74%	£673.40	£1,014	Fixed	36m	£19,496	36m	£197,274	59469	75	1014	Nationwide B.Soc

Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Initial Period (months)	3 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.88%	5.9% APRC	£521.23	6.99%	£671.66	£1,025	Fixed	63m	£23,488	63m	£193,046	12013	207	1025	NatWest
3.90%	6.7% APRC	£521.85	7.49%	£712.92	£999	Fixed	39m	£20,710	39m	£207,423	42661	42	999	Halifax
3.92%	5.7% APRC	£522.94	5.99%	£630.58	£1,029	Fixed	36m	£19,855	36m	£186,328	31776	1369	1029	MPowered Mtgs Resi
3.95%	5.6% APRC	£525.08	5.99%	£630.42	£1,024	Fixed	39m	£21,857	39m	£186,122	15352	115	1024	Barclays
3.99%	6.2% APRC	£527.28	6.74%	£673.40	£1,014	Fixed	36m	£19,496	36m	£197,274	59469	75	1014	Nationwide B.Soc

Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Initial Period (months)	3 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.59%	4.8% APRC	£560.95	4.59%	£560.95	£999	Tracker	0m	£21,293	0m	£169,384	13108	474	999	Co-operative Bank
4.60%	5.6% APRC	£561.52	5.99%	£629.99	£1,024	Tracker	60m	£21,319	0m	£185,993	64287	115	1024	Barclays
6.19%	6.6% APRC	£655.97	6.19%	£655.97	£1,730	Tracker	0m	£25,470	24m	£198,646	3216	1097	1730	United Trust Bank
6.19%	6.6% APRC	£655.97	6.19%	£655.97	£1,929	Tracker	0m	£25,669	24m	£198,845	225486	1097	1929	impact-UTB
6.45%	6.9% APRC	£672.09	6.45%	£672.09	£1,928	Tracker	0m	£26,298	0m	£203,730	243508	957	1928	impact-West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital repayment basis over 25 years.

Source: Mortgage Brain. This information was last revised on 18 Sep 2025 at 01:24 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.