Best Buys

Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Initial Period (months)	3 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.99%	5.7% APRC	£527.28	6.00%	£632.28	£850	Variable	36m	£19,932	36m	£186,854	2768	76	850	Newbury
4.34%	4.5% APRC	£546.79	4.34%	£546.79	£999	Tracker	0m	£20,783	0m	£165,136	55110	474	999	Co-operative Bank
4.35%	5.4% APRC	£547.35	5.74%	£614.77	£1,024	Tracker	60m	£20,809	0m	£181,490	64287	115	1024	Barclays
4.64%	6.1% APRC	£563.81	6.74%	£667.96	£1,025	Fixed	63m	£25,049	63m	£194,852	14505	207	1025	NatWest
4.68%	6.0% APRC	£566.10	6.49%	£656.49	£1,014	Fixed	60m	£22,758	60m	£192,038	52872	75	1014	Nationwide B.Soc

Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Initial Period (months)	3 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.64%	6.1% APRC	£563.81	6.74%	£667.96	£1,025	Fixed	63m	£25,049	63m	£194,852	14505	207	1025	NatWest
4.65%	5.7% APRC	£564.38	5.74%	£621.72	£1,024	Fixed	39m	£23,285	39m	£185,384	74100	115	1024	Barclays
4.68%	6.0% APRC	£566.10	6.49%	£656.49	£1,014	Fixed	60m	£22,758	60m	£192,038	52872	75	1014	Nationwide B.Soc
4.74%	6.8% APRC	£569.54	7.24%	£706.32	£995	Fixed	38m	£21,498	38m	£207,693	95831	313	995	TSB Bank
4.83%	6.0% APRC	£574.73	6.50%	£657.75	£999	Fixed	63m	£24,465	63m	£193,069	101886	1	999	Santander

Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Initial Period (months)	3 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.34%	4.5% APRC	£546.79	4.34%	£546.79	£999	Tracker	0m	£20,783	0m	£165,136	55110	474	999	Co-operative Bank
4.35%	5.4% APRC	£547.35	5.74%	£614.77	£1,024	Tracker	60m	£20,809	0m	£181,490	64287	115	1024	Barclays
5.54%	5.9% APRC	£616.48	5.54%	£616.48	£1,694	Tracker	0m	£24,012	24m	£186,763	47568	1097	1694	impact-UTB
5.74%	6.1% APRC	£628.50	5.74%	£628.50	£1,730	Tracker	0m	£24,481	24m	£190,405	91115	1097	1730	United Trust Bank
6.20%	6.6% APRC	£656.58	6.20%	£656.58	£1,928	Tracker	0m	£25,740	0m	£199,077	241508	957	1928	impact-West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital repayment basis over 25 years.

Source: Mortgage Brain. This information was last revised on 28 Mar 2026 at 00:54 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.