Best Buys

Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Payment	Total Fees	Type	Initial Period (months)	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.35%	5.4% APRC	£547.35	£614.77	£1,024	Tracker	60m	0m	£181,490	64287	115	1024	Barclays
4.60%	5.9% APRC	£561.52	£655.47	£999	Fixed	62m	62m	£191,790	11673	1	999	Santander
4.69%	6.2% APRC	£566.67	£668.91	£1,525	Fixed	62m	62m	£195,859	14185	207	1525	NatWest
4.69%	6.4% APRC	£566.67	£695.16	£995	Fixed	62m	62m	£201,577	71841	313	995	TSB Bank
4.70%	6.8% APRC	£566.68	£705.25	£999	Fixed	38m	38m	£207,308	70675	42	999	Halifax

Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Payment	Total Fees	Type	Initial Period (months)	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.60%	5.9% APRC	£561.52	£655.47	£999	Fixed	62m	62m	£191,790	11673	1	999	Santander
4.62%	5.5% APRC	£562.67	£616.99	£1,024	Fixed	63m	63m	£182,779	58128	115	1024	Barclays
4.69%	6.2% APRC	£566.67	£668.91	£1,525	Fixed	62m	62m	£195,859	14185	207	1525	NatWest
4.69%	6.4% APRC	£566.67	£695.16	£995	Fixed	62m	62m	£201,577	71841	313	995	TSB Bank
4.70%	6.8% APRC	£566.68	£705.25	£999	Fixed	38m	38m	£207,308	70675	42	999	Halifax

Lender

Initial Rate

Overall Cost for Comparison

Initial Period (months)

Early Repayment Charge

Total Amount Payable Over Term

4.35%

5.4% APRC

£547.35

£614.77

£1,024

Tracker

60m

£181,490

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital repayment basis over 25 years.

Source: Mortgage Brain. This information was last revised on 10 Jun 2026 at 00:53 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.