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Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.34%	£546.79	4.34%	£546.79	£999	Tracker	4.5% APRC	£20,783	21747	474	999	Co-operative Bank
4.35%	£547.35	5.74%	£614.77	£1,024	Tracker	5.4% APRC	£20,809	64287	115	1024	Barclays
4.69%	£566.67	6.00%	£636.74	£0	Variable	5.8% APRC	£20,500	16896	76	0	Newbury
4.89%	£578.20	4.89%	£578.20	£719	Variable	5.1% APRC	£21,534	85114	48	719	Ecology B.Soc
5.00%	£584.59	5.00%	£584.59	£2,195	Variable	5.4% APRC	£23,365	2604	114	2195	Swansea B.Soc

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
5.08%	£589.26	6.24%	£647.17	£999	Fixed	6.0% APRC	£24,739	106891	344	999	HSBC Intermediary
5.08%	£589.26	6.74%	£672.99	£1,025	Fixed	6.3% APRC	£25,981	110470	207	1025	NatWest
5.09%	£589.85	6.49%	£666.54	£1,014	Fixed	6.4% APRC	£21,749	47120	75	1014	Nationwide B.Soc
5.11%	£591.02	6.49%	£661.77	£1,024	Fixed	6.2% APRC	£24,271	59788	80	1024	Virgin Money
5.12%	£591.60	5.74%	£624.84	£1,024	Fixed	5.8% APRC	£22,402	28197	115	1024	Barclays

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.34%	£546.79	4.34%	£546.79	£999	Tracker	4.5% APRC	£20,783	21747	474	999	Co-operative Bank
4.35%	£547.35	5.74%	£614.77	£1,024	Tracker	5.4% APRC	£20,809	64287	115	1024	Barclays
6.04%	£646.75	6.04%	£646.75	£1,730	Tracker	6.4% APRC	£25,138	40279	1097	1730	United Trust Bank
6.10%	£650.43	6.10%	£650.43	£1,530	Tracker	6.5% APRC	£25,120	4607	957	1530	West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital repayment basis over 25 years.

Source: Mortgage Brain. This information was last revised on 05 Oct 2026 at 00:57 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.