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Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.88%	£521.23	6.99%	£672.23	£1,025	Fixed	5.9% APRC	£22,101	52244	207	1025	NatWest
3.89%	£521.78	6.74%	£660.50	£1,014	Fixed	5.8% APRC	£21,147	65373	75	1014	Nationwide B.Soc
3.92%	£523.43	6.74%	£660.73	£1,024	Fixed	5.8% APRC	£22,741	68154	80	1024	Virgin Money
3.92%	£523.43	6.87%	£678.17	£999	Fixed	6.2% APRC	£20,867	66381	474	999	Co-operative Bank
3.92%	£522.94	7.49%	£712.43	£999	Fixed	6.7% APRC	£20,750	38803	42	999	Halifax

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.88%	£521.23	6.99%	£672.23	£1,025	Fixed	5.9% APRC	£22,101	52244	207	1025	NatWest
3.89%	£521.78	6.74%	£660.50	£1,014	Fixed	5.8% APRC	£21,147	65373	75	1014	Nationwide B.Soc
3.92%	£523.43	6.74%	£660.73	£1,024	Fixed	5.8% APRC	£22,741	68154	80	1024	Virgin Money
3.92%	£523.43	6.87%	£678.17	£999	Fixed	6.2% APRC	£20,867	66381	474	999	Co-operative Bank
3.92%	£522.94	7.49%	£712.43	£999	Fixed	6.7% APRC	£20,750	38803	42	999	Halifax

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.59%	£560.95	4.59%	£560.95	£999	Tracker	4.8% APRC	£21,293	13108	474	999	Co-operative Bank
4.60%	£561.52	5.99%	£629.99	£1,024	Tracker	5.6% APRC	£21,319	64287	115	1024	Barclays
6.19%	£655.97	6.19%	£655.97	£1,730	Tracker	6.6% APRC	£25,470	3216	1097	1730	United Trust Bank
6.45%	£672.09	6.45%	£672.09	£1,729	Tracker	6.8% APRC	£26,099	12182	957	1729	West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital repayment basis over 25 years.

Source: Mortgage Brain. This information was last revised on 07 Nov 2025 at 01:17 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.