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Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.99%	£527.28	6.00%	£632.28	£850	Variable	5.7% APRC	£19,932	2806	76	850	Newbury
4.09%	£532.82	4.09%	£532.82	£575	Variable	4.2% APRC	£19,757	27376	48	575	Ecology B.Soc
4.34%	£546.79	4.34%	£546.79	£999	Tracker	4.5% APRC	£20,783	55110	474	999	Co-operative Bank
4.35%	£547.35	5.74%	£614.77	£1,024	Tracker	5.4% APRC	£20,809	64287	115	1024	Barclays
4.70%	£567.25	4.70%	£567.25	£2,195	Variable	5.0% APRC	£22,741	4619	114	2195	Swansea B.Soc

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.80%	£573.00	6.49%	£657.78	£1,014	Fixed	6.0% APRC	£23,008	107955	75	1014	Nationwide B.Soc
4.83%	£574.73	6.50%	£658.04	£999	Fixed	6.0% APRC	£24,715	116711	1	999	Santander
4.86%	£576.46	6.74%	£670.50	£1,530	Fixed	6.2% APRC	£25,640	9984	360	1530	Accord Mortgages
4.92%	£579.94	6.74%	£671.50	£1,025	Fixed	6.2% APRC	£24,238	105595	207	1025	NatWest
4.94%	£581.10	7.74%	£725.95	£995	Fixed	6.8% APRC	£24,818	113589	156	995	Scottish B.Soc

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.34%	£546.79	4.34%	£546.79	£999	Tracker	4.5% APRC	£20,783	55110	474	999	Co-operative Bank
4.35%	£547.35	5.74%	£614.77	£1,024	Tracker	5.4% APRC	£20,809	64287	115	1024	Barclays
5.74%	£628.50	5.74%	£628.50	£1,730	Tracker	6.1% APRC	£24,481	91115	1097	1730	United Trust Bank
6.20%	£656.58	6.20%	£656.58	£1,729	Tracker	6.6% APRC	£25,541	39251	957	1729	West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital repayment basis over 25 years.

Source: Mortgage Brain. This information was last revised on 12 Apr 2026 at 00:53 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.