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Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
3.87%£520.696.75%£659.74£999Fixed5.7% APRC£22,492
3.90%£522.337.24%£684.86£1,025Fixed6.0% APRC£23,528
3.91%£522.886.74%£659.71£999Fixed5.8% APRC£21,487
3.92%£522.946.24%£644.29£1,029Fixed5.8% APRC£19,855
3.92%£523.436.24%£634.44£1,034Fixed5.5% APRC£23,657

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
3.87%£520.696.75%£659.74£999Fixed5.7% APRC£22,492
3.90%£522.337.24%£684.86£1,025Fixed6.0% APRC£23,528
3.91%£522.886.74%£659.71£999Fixed5.8% APRC£21,487
3.92%£522.946.24%£644.29£1,029Fixed5.8% APRC£19,855
3.92%£523.436.24%£634.44£1,034Fixed5.5% APRC£23,657

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
4.84%£575.314.84%£575.31£999Tracker5.1% APRC£21,810
4.85%£575.886.24%£645.38£1,034Tracker5.9% APRC£21,846
6.44%£671.466.44%£671.46£1,730Tracker6.8% APRC£26,028
6.70%£687.766.70%£687.76£1,729Tracker7.1% APRC£26,663

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital repayment basis over 25 years.
Source: Mortgage Brain. This information was last revised on 09 Jul 2025 at 01:22 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.