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Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
3.88%£521.236.99%£671.66£1,025Fixed5.9% APRC£23,488
3.90%£521.857.49%£712.92£999Fixed6.7% APRC£20,710
3.92%£522.945.99%£630.58£1,029Fixed5.7% APRC£19,855
3.95%£525.085.99%£630.42£1,024Fixed5.6% APRC£21,857
3.99%£527.286.74%£673.40£1,014Fixed6.2% APRC£19,496

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
3.88%£521.236.99%£671.66£1,025Fixed5.9% APRC£23,488
3.90%£521.857.49%£712.92£999Fixed6.7% APRC£20,710
3.92%£522.945.99%£630.58£1,029Fixed5.7% APRC£19,855
3.95%£525.085.99%£630.42£1,024Fixed5.6% APRC£21,857
3.99%£527.286.74%£673.40£1,014Fixed6.2% APRC£19,496

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
4.59%£560.954.59%£560.95£999Tracker4.8% APRC£21,293
4.60%£561.525.99%£629.99£1,024Tracker5.6% APRC£21,319
6.19%£655.976.19%£655.97£1,730Tracker6.6% APRC£25,470
6.45%£672.096.45%£672.09£1,729Tracker6.8% APRC£26,099

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital repayment basis over 25 years.
Source: Mortgage Brain. This information was last revised on 18 Sep 2025 at 01:20 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.