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Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.75%	£514.13	5.74%	£615.90	£1,024	Fixed	5.4% APRC	£19,613	2016	115	1024	Barclays
3.75%	£514.13	6.49%	£645.53	£999	Fixed	5.6% APRC	£21,170	8654	344	999	HSBC Intermediary
3.76%	£514.68	6.50%	£645.66	£999	Fixed	5.6% APRC	£22,523	53072	1	999	Santander
3.78%	£515.77	6.74%	£658.13	£1,025	Fixed	5.7% APRC	£21,902	17151	207	1025	NatWest
3.79%	£516.31	6.49%	£646.49	£1,014	Fixed	5.6% APRC	£20,949	111	75	1014	Nationwide B.Soc

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.75%	£514.13	5.74%	£615.90	£1,024	Fixed	5.4% APRC	£19,613	2016	115	1024	Barclays
3.75%	£514.13	6.49%	£645.53	£999	Fixed	5.6% APRC	£21,170	8654	344	999	HSBC Intermediary
3.76%	£514.68	6.50%	£645.66	£999	Fixed	5.6% APRC	£22,523	53072	1	999	Santander
3.78%	£515.77	6.74%	£658.13	£1,025	Fixed	5.7% APRC	£21,902	17151	207	1025	NatWest
3.79%	£516.31	6.49%	£646.49	£1,014	Fixed	5.6% APRC	£20,949	111	75	1014	Nationwide B.Soc

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.34%	£546.79	4.34%	£546.79	£999	Tracker	4.5% APRC	£20,783	13108	474	999	Co-operative Bank
4.35%	£547.35	5.74%	£614.77	£1,024	Tracker	5.4% APRC	£20,809	64287	115	1024	Barclays
5.94%	£640.64	5.94%	£640.64	£1,730	Tracker	6.3% APRC	£24,918	3216	1097	1730	United Trust Bank
6.20%	£656.58	6.20%	£656.58	£1,729	Tracker	6.6% APRC	£25,541	12182	957	1729	West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital repayment basis over 25 years.

Source: Mortgage Brain. This information was last revised on 07 Jan 2026 at 01:19 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.