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Initial RateOverall Cost for ComparisonInitial PaymentReverting RateReverting PaymentTotal FeesType3 Year Total CostTotal Amount Payable Over Term
4.35%5.4% APRC£547.355.74%£614.77£1,024Tracker£20,559£181,240
5.27%6.1% APRC£600.436.29%£655.71£0Fixed£22,553£194,502
5.29%6.9% APRC£601.617.24%£710.17£0Fixed£21,108£208,376
5.34%6.3% APRC£604.576.49%£668.06£15Fixed£21,280£197,647
5.63%6.6% APRC£621.886.80%£684.94£8Fixed£22,461£202,465

Initial RateOverall Cost for ComparisonInitial PaymentReverting RateReverting PaymentTotal FeesType3 Year Total CostTotal Amount Payable Over Term
5.27%6.1% APRC£600.436.29%£655.71£0Fixed£22,553£194,502
5.29%6.9% APRC£601.617.24%£710.17£0Fixed£21,108£208,376
5.34%6.3% APRC£604.576.49%£668.06£15Fixed£21,280£197,647
5.45%6.9% APRC£610.487.24%£710.18£0Fixed£22,666£208,916
5.63%6.6% APRC£621.886.80%£684.94£8Fixed£22,461£202,465

Initial RateOverall Cost for ComparisonInitial PaymentReverting RateReverting PaymentTotal FeesType3 Year Total CostTotal Amount Payable Over Term
4.35%5.4% APRC£547.355.74%£614.77£1,024Tracker£20,559£181,240

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital repayment basis over 25 years.
Source: Mortgage Brain. This information was last revised on 28 Sep 2026 at 00:54 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.