Do I Qualify?
| Initial Rate | Overall Cost for Comparison | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | 3 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.95% | 5.8% APRC | £525.08 | 6.24% | £644.42 | £1,034 | Fixed | £19,667 | £189,555 | 52303 | 115 | 1034 | Barclays |
| 4.29% | 6.4% APRC | £543.98 | 6.99% | £689.69 | £15 | Fixed | £19,098 | £201,176 | 59731 | 75 | 15 | Nationwide B.Soc |
| 4.31% | 6.2% APRC | £545.10 | 6.75% | £675.33 | £0 | Fixed | £19,599 | £197,625 | 15376 | 1 | 0 | Santander |
| 4.32% | 6.9% APRC | £545.14 | 7.74% | £731.36 | £0 | Fixed | £19,375 | £212,082 | 39149 | 42 | 0 | Halifax |
| 4.39% | 6.9% APRC | £549.61 | 7.74% | £732.72 | £0 | Fixed | £19,486 | £212,558 | 51725 | 313 | 0 | TSB Bank |
| Initial Rate | Overall Cost for Comparison | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | 3 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.95% | 5.8% APRC | £525.08 | 6.24% | £644.42 | £1,034 | Fixed | £19,667 | £189,555 | 52303 | 115 | 1034 | Barclays |
| 4.29% | 6.4% APRC | £543.98 | 6.99% | £689.69 | £15 | Fixed | £19,098 | £201,176 | 59731 | 75 | 15 | Nationwide B.Soc |
| 4.31% | 6.2% APRC | £545.10 | 6.75% | £675.33 | £0 | Fixed | £19,599 | £197,625 | 15376 | 1 | 0 | Santander |
| 4.32% | 6.9% APRC | £545.14 | 7.74% | £731.36 | £0 | Fixed | £19,375 | £212,082 | 39149 | 42 | 0 | Halifax |
| 4.39% | 6.9% APRC | £549.61 | 7.74% | £732.72 | £0 | Fixed | £19,486 | £212,558 | 51725 | 313 | 0 | TSB Bank |
This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital repayment basis over 25 years.
Source: Mortgage Brain. This information was last revised on 12 Jul 2025 at 01:23 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.