| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | 3 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.83% | £518.50 | 6.49% | £999 | Fixed | 5.6% APRC | £22,160 | £186,653 | 14655 | 344 | 999 | HSBC Intermediary |
| 3.86% | £520.14 | 6.87% | £999 | Fixed | 6.2% APRC | £20,748 | £197,559 | 29010 | 474 | 999 | Co-operative Bank |
| 3.88% | £521.23 | 6.99% | £1,025 | Fixed | 5.8% APRC | £23,488 | £192,761 | 12013 | 207 | 1025 | NatWest |
| 3.90% | £522.33 | 5.99% | £1,024 | Fixed | 5.6% APRC | £22,682 | £185,722 | 10614 | 115 | 1024 | Barclays |
| 3.90% | £522.33 | 6.75% | £999 | Fixed | 6.2% APRC | £20,953 | £196,940 | 37621 | 1 | 999 | Santander |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | 3 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.83% | £518.50 | 6.49% | £999 | Fixed | 5.6% APRC | £22,160 | £186,653 | 14655 | 344 | 999 | HSBC Intermediary |
| 3.86% | £520.14 | 6.87% | £999 | Fixed | 6.2% APRC | £20,748 | £197,559 | 29010 | 474 | 999 | Co-operative Bank |
| 3.88% | £521.23 | 6.99% | £1,025 | Fixed | 5.8% APRC | £23,488 | £192,761 | 12013 | 207 | 1025 | NatWest |
| 3.90% | £522.33 | 5.99% | £1,024 | Fixed | 5.6% APRC | £22,682 | £185,722 | 10614 | 115 | 1024 | Barclays |
| 3.90% | £522.33 | 6.75% | £999 | Fixed | 6.2% APRC | £20,953 | £196,940 | 37621 | 1 | 999 | Santander |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | 3 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.59% | £560.95 | 4.59% | £999 | Tracker | 4.8% APRC | £21,293 | £169,384 | 13108 | 474 | 999 | Co-operative Bank |
| 4.60% | £561.52 | 5.99% | £1,024 | Tracker | 5.6% APRC | £21,319 | £185,993 | 64287 | 115 | 1024 | Barclays |
| 6.19% | £655.97 | 6.19% | £1,730 | Tracker | 6.6% APRC | £25,470 | £198,646 | 225482 | 1097 | 1730 | 1APP@AMM-UTB |
| 6.19% | £655.97 | 6.19% | £2,029 | Tracker | 6.6% APRC | £25,769 | £198,945 | 225483 | 1097 | 2029 | Brightstar-UTB |
| 6.45% | £672.09 | 6.45% | £2,028 | Tracker | 6.9% APRC | £26,398 | £203,830 | 243506 | 957 | 2028 | Brightstar-West One |
This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 29 Aug 2025 at 01:12 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.