| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | 3 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.21% | £539.50 | 6.24% | £999 | Fixed | 5.6% APRC | £22,091 | £186,242 | 66168 | 344 | 999 | HSBC Intermediary |
| 4.27% | £542.86 | 6.50% | £999 | Fixed | 6.1% APRC | £21,695 | £194,833 | 85621 | 1 | 999 | Santander |
| 4.30% | £544.54 | 5.74% | £1,024 | Fixed | 5.6% APRC | £22,565 | £184,002 | 91835 | 115 | 1024 | Barclays |
| 4.31% | £544.58 | 7.24% | £999 | Fixed | 6.6% APRC | £21,533 | £205,423 | 56709 | 42 | 999 | Halifax |
| 4.32% | £545.67 | 6.29% | £995 | Fixed | 5.9% APRC | £22,032 | £191,588 | 81785 | 140 | 995 | Skipton B.Society |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | 3 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.21% | £539.50 | 6.24% | £999 | Fixed | 5.6% APRC | £22,091 | £186,242 | 66168 | 344 | 999 | HSBC Intermediary |
| 4.27% | £542.86 | 6.50% | £999 | Fixed | 6.1% APRC | £21,695 | £194,833 | 85621 | 1 | 999 | Santander |
| 4.30% | £544.54 | 5.74% | £1,024 | Fixed | 5.6% APRC | £22,565 | £184,002 | 91835 | 115 | 1024 | Barclays |
| 4.31% | £544.58 | 7.24% | £999 | Fixed | 6.6% APRC | £21,533 | £205,423 | 56709 | 42 | 999 | Halifax |
| 4.32% | £545.67 | 6.29% | £995 | Fixed | 5.9% APRC | £22,032 | £191,588 | 81785 | 140 | 995 | Skipton B.Society |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | 3 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.34% | £546.79 | 4.34% | £999 | Tracker | 4.5% APRC | £20,783 | £165,136 | 84331 | 474 | 999 | Co-operative Bank |
| 4.35% | £547.35 | 5.74% | £1,024 | Tracker | 5.4% APRC | £20,809 | £181,490 | 64287 | 115 | 1024 | Barclays |
| 5.74% | £628.50 | 5.74% | £1,730 | Tracker | 6.1% APRC | £24,481 | £190,405 | 259545 | 1097 | 1730 | 1APP@AMM-UTB |
| 5.74% | £628.50 | 5.74% | £2,029 | Tracker | 6.1% APRC | £24,780 | £190,704 | 259546 | 1097 | 2029 | Brightstar-UTB |
| 6.20% | £656.58 | 6.20% | £2,028 | Tracker | 6.6% APRC | £25,840 | £199,177 | 241506 | 957 | 2028 | Brightstar-West One |
This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 19 Mar 2026 at 00:50 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.