Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for Comparison3 Year Total CostTotal Amount Payable Over Term
3.92%£522.946.24%£1,029Fixed5.8% APRC£19,855£189,947
3.92%£523.436.24%£1,034Fixed5.5% APRC£23,657£184,563
3.95%£525.087.24%£1,025Fixed6.1% APRC£22,241£196,874
3.96%£525.636.74%£999Fixed5.8% APRC£21,587£190,998
3.96%£525.636.75%£999Fixed5.8% APRC£22,923£191,091

Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for Comparison3 Year Total CostTotal Amount Payable Over Term
3.92%£522.946.24%£1,029Fixed5.8% APRC£19,855£189,947
3.92%£523.436.24%£1,034Fixed5.5% APRC£23,657£184,563
3.95%£525.087.24%£1,025Fixed6.1% APRC£22,241£196,874
3.96%£525.636.74%£999Fixed5.8% APRC£21,587£190,998
3.96%£525.636.75%£999Fixed5.8% APRC£22,923£191,091

Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for Comparison3 Year Total CostTotal Amount Payable Over Term
4.84%£575.314.84%£999Tracker5.1% APRC£21,810£173,692
4.85%£575.886.24%£1,034Tracker5.9% APRC£21,846£190,558
6.44%£671.466.44%£1,730Tracker6.8% APRC£26,028£203,293
6.44%£671.466.44%£2,029Tracker6.9% APRC£26,327£203,592
6.70%£687.766.70%£2,283Tracker7.2% APRC£27,217£208,786

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 04 Jul 2025 at 01:15 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.