Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for Comparison3 Year Total CostTotal Amount Payable Over Term
3.99%£527.286.74%£999Fixed5.8% APRC£21,647£191,185
4.00%£527.847.49%£1,525Fixed6.3% APRC£24,230£200,499
4.04%£530.057.24%£1,014Fixed6.1% APRC£21,448£197,535
4.05%£530.607.37%£999Fixed6.6% APRC£21,127£206,013
4.12%£533.986.49%£1,029Fixed6.1% APRC£20,252£194,366

Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for Comparison3 Year Total CostTotal Amount Payable Over Term
3.99%£527.286.74%£999Fixed5.8% APRC£21,647£191,185
4.00%£527.847.49%£1,525Fixed6.3% APRC£24,230£200,499
4.04%£530.057.24%£1,014Fixed6.1% APRC£21,448£197,535
4.05%£530.607.37%£999Fixed6.6% APRC£21,127£206,013
4.12%£533.986.49%£1,029Fixed6.1% APRC£20,252£194,366

Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for Comparison3 Year Total CostTotal Amount Payable Over Term
5.10%£590.436.49%£1,034Tracker6.2% APRC£22,369£195,170
5.39%£607.545.39%£999Tracker5.6% APRC£22,970£183,361
6.69%£687.136.69%£2,029Tracker7.1% APRC£26,891£208,293
6.69%£687.136.69%£1,730Tracker7.1% APRC£26,592£207,994
6.95%£703.596.95%£1,984Tracker7.4% APRC£27,488£213,236

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 24 Apr 2025 at 01:09 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.