Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for Comparison3 Year Total CostTotal Amount Payable Over Term
4.34%£546.794.34%£999Tracker4.5% APRC£20,783£165,136
4.35%£547.355.74%£1,024Tracker5.4% APRC£20,809£181,490
4.66%£564.956.24%£999Fixed5.8% APRC£23,015£189,019
4.67%£565.536.74%£1,025Fixed6.1% APRC£25,112£195,043
4.69%£566.676.50%£999Fixed6.2% APRC£21,624£196,718

Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for Comparison3 Year Total CostTotal Amount Payable Over Term
4.66%£564.956.24%£999Fixed5.8% APRC£23,015£189,019
4.67%£565.535.74%£1,024Fixed5.7% APRC£21,113£185,317
4.67%£565.536.74%£1,025Fixed6.1% APRC£25,112£195,043
4.69%£566.676.50%£999Fixed6.2% APRC£21,624£196,718
4.70%£567.256.54%£1,007Fixed6.3% APRC£23,068£196,541

Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for Comparison3 Year Total CostTotal Amount Payable Over Term
4.34%£546.794.34%£999Tracker4.5% APRC£20,783£165,136
4.35%£547.355.74%£1,024Tracker5.4% APRC£20,809£181,490
5.84%£634.565.84%£2,029Tracker6.2% APRC£24,998£192,522
5.84%£634.565.84%£1,730Tracker6.2% APRC£24,699£192,223
6.20%£656.586.20%£1,729Tracker6.6% APRC£25,541£198,878

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 16 Aug 2026 at 00:52 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.