Best Buys

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	APRC	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.90%	£527.81	6.85%	£30	Fixed	6.6%	25m	25m	£12,052	47701	267	30	AIB
4.24%	£541.18	6.74%	£15	Fixed	6.4%	24m	24m	£12,503	10030	75	15	Nationwide B.Soc
4.25%	£541.74	5.99%	£25	Fixed	5.8%	26m	26m	£12,607	13963	115	25	Barclays
4.29%	£543.98	6.49%	£0	Fixed	6.2%	25m	25m	£12,406	28555	344	0	HSBC Intermediary
4.34%	£546.79	7.49%	£0	Fixed	7.0%	26m	26m	£12,823	20175	313	0	TSB Bank

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	APRC	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.90%	£527.81	6.85%	£30	Fixed	6.6%	25m	25m	£12,052	47701	267	30	AIB
4.24%	£541.18	6.74%	£15	Fixed	6.4%	24m	24m	£12,503	10030	75	15	Nationwide B.Soc
4.25%	£541.74	5.99%	£25	Fixed	5.8%	26m	26m	£12,607	13963	115	25	Barclays
4.29%	£543.98	6.49%	£0	Fixed	6.2%	25m	25m	£12,406	28555	344	0	HSBC Intermediary
4.34%	£546.79	7.49%	£0	Fixed	7.0%	26m	26m	£12,823	20175	313	0	TSB Bank

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	APRC	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.19%	£538.38	6.74%	£1,014	Tracker	6.5%	24m	0m	£13,435	26745	75	1014	Nationwide B.Soc
4.24%	£541.18	6.49%	£999	Tracker	6.3%	24m	0m	£13,637	21179	344	999	HSBC Intermediary
4.50%	£555.83	5.99%	£25	Tracker	5.9%	24m	24m	£13,195	64275	115	25	Barclays
4.72%	£568.39	6.99%	£30	Tracker	6.7%	27m	27m	£13,560	65285	207	30	NatWest
5.00%	£584.59	7.84%	£35	Tracker	7.5%	24m	0m	£13,940	22467	208	35	Hanley Economic

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital repayment basis over 25 years.

Source: Mortgage Brain. This information was last revised on 17 Oct 2025 at 01:08 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.