Best Buys

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	APRC	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.97%	£531.74	6.60%	£30	Fixed	6.4%	25m	25m	£12,147	50178	267	30	AIB
4.20%	£538.94	7.24%	£0	Fixed	6.8%	24m	24m	£12,605	45642	23	0	Progressive B.Soc.
4.25%	£541.74	5.74%	£25	Tracker	5.6%	24m	24m	£12,857	64275	115	25	Barclays
4.34%	£546.79	7.34%	£25	Variable	7.0%	24m	24m	£12,848	23233	6	25	Beverley BS
4.42%	£551.30	6.24%	£0	Fixed	6.0%	26m	26m	£12,581	66987	344	0	HSBC Intermediary

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	APRC	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.97%	£531.74	6.60%	£30	Fixed	6.4%	25m	25m	£12,147	50178	267	30	AIB
4.20%	£538.94	7.24%	£0	Fixed	6.8%	24m	24m	£12,605	45642	23	0	Progressive B.Soc.
4.32%	£545.77	7.99%	£1,019	Fixed	7.6%	24m	24m	£13,217	59386	198	1019	Furness B.Soc
4.42%	£551.30	6.24%	£0	Fixed	6.0%	26m	26m	£12,581	66987	344	0	HSBC Intermediary
4.79%	£572.42	6.49%	£15	Fixed	6.3%	24m	24m	£13,253	17202	75	15	Nationwide B.Soc

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	APRC	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.94%	£524.53	6.49%	£1,014	Tracker	6.3%	24m	0m	£13,103	51138	75	1014	Nationwide B.Soc
3.94%	£524.53	6.49%	£999	Tracker	6.3%	26m	0m	£13,687	9106	80	999	Virgin Money
3.99%	£527.28	6.24%	£999	Tracker	6.1%	24m	0m	£13,304	32156	344	999	HSBC Intermediary
4.25%	£541.74	5.74%	£25	Tracker	5.6%	24m	24m	£12,857	64275	115	25	Barclays
4.57%	£559.81	6.74%	£30	Tracker	6.5%	26m	26m	£13,115	78166	207	30	NatWest

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital repayment basis over 25 years.

Source: Mortgage Brain. This information was last revised on 17 Mar 2026 at 00:47 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.