Best Buy Table
LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC2 Year Total Cost
1.46%£397.875.99%£616.80£1,034Tracker5.1%£10,782
1.94%£420.685.25%£584.52£1,148Tracker4.9%£11,068
1.95%£421.175.24%£584.03£1,414Variable4.9%£11,647
1.95%£421.175.05%£573.28£15Variable4.6%£11,205
2.04%£425.545.69%£609.05£20Variable5.1%£10,318
2.09%£428.254.74%£558.14£300Tracker4.4%£11,606
2.09%£427.985.09%£575.59£181Fixed4.6%£11,140
2.24%£435.344.74%£557.86£278Fixed4.4%£11,665
2.38%£442.295.09%£578.02£300Tracker4.7%£10,915
2.51%£448.795.19%£584.02£501Tracker4.8%£11,337

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC2 Year Total Cost
1.83%£415.395.24%£583.44£1,910Fixed4.9%£12,004
2.09%£427.985.09%£575.59£181Fixed4.6%£11,140
2.10%£428.465.05%£574.03£15Fixed4.6%£11,850
2.15%£430.915.19%£580.17£6Fixed4.6%£11,351
2.23%£434.855.09%£576.31£300Fixed4.6%£11,675
2.24%£435.344.74%£557.86£278Fixed4.4%£11,665
2.34%£440.306.29%£643.48£0Fixed5.6%£11,807
2.39%£443.104.75%£560.51£1,234Fixed4.5%£11,918
2.41%£443.784.99%£571.46£8Fixed4.6%£11,724
2.89%£468.144.99%£563.95£195Fixed4.3%£11,936

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC2 Year Total Cost
1.46%£397.875.99%£616.80£1,034Tracker5.1%£10,782
1.94%£420.685.25%£584.52£1,148Tracker4.9%£11,068
2.04%£425.545.19%£579.55£1,213Tracker4.7%£11,913
2.09%£428.254.74%£558.14£300Tracker4.4%£11,606
2.38%£442.295.09%£578.02£300Tracker4.7%£10,915
2.44%£445.604.75%£560.74£1,234Tracker4.5%£11,978
2.49%£447.794.74%£559.09£1,273Tracker4.5%£12,490
2.51%£448.795.19%£584.02£501Tracker4.8%£11,337
3.09%£478.515.24%£589.39£240Tracker5.0%£11,804
3.43%£496.444.74%£563.47£278Tracker4.6%£12,666

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 with an expected monthly rental income of £800. This is calculated on a capital repayment basis over 25 years.
Source: Mortgage Brain. This information was last revised on 24 Oct 2018 at 00:58 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.