Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC3 Year Total Cost
4.09%£532.824.09%£532.82£575Variable4.2%£19,757
4.34%£546.794.34%£546.79£999Tracker4.5%£20,783
4.35%£547.355.74%£614.77£1,024Tracker5.4%£20,809
4.59%£560.956.00%£636.12£850Variable5.9%£21,144
4.66%£564.956.24%£642.83£999Fixed5.8%£23,015

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC3 Year Total Cost
4.66%£564.956.24%£642.83£999Fixed5.8%£23,015
4.69%£566.676.94%£688.40£1,510Fixed6.6%£23,969
4.71%£567.827.24%£694.94£999Fixed6.4%£24,238
4.73%£568.977.74%£721.84£1,034Fixed6.7%£25,138
4.74%£569.546.49%£657.43£1,024Fixed6.0%£24,424

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC3 Year Total Cost
4.34%£546.794.34%£546.79£999Tracker4.5%£20,783
4.35%£547.355.74%£614.77£1,024Tracker5.4%£20,809
5.74%£628.505.74%£628.50£1,730Tracker6.1%£24,481
6.20%£656.586.20%£656.58£1,729Tracker6.6%£25,541

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a repayment basis over 25 years.
Source: Mortgage Brain. This information was last revised on 20 May 2026 at 00:42 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.