Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC3 Year Total Cost
3.99%£527.286.00%£632.28£850Variable5.7%£19,932
4.09%£532.824.09%£532.82£575Variable4.2%£19,757
4.21%£539.506.24%£637.79£999Fixed5.6%£22,091
4.30%£544.545.74%£619.39£1,024Fixed5.6%£22,565
4.34%£546.796.74%£664.42£1,024Fixed5.9%£24,523

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC3 Year Total Cost
4.21%£539.506.24%£637.79£999Fixed5.6%£22,091
4.30%£544.545.74%£619.39£1,024Fixed5.6%£22,565
4.34%£546.796.74%£664.42£1,024Fixed5.9%£24,523
4.36%£547.926.74%£671.78£1,030Fixed6.2%£22,703
4.36%£547.927.24%£703.54£999Fixed6.7%£20,724

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC3 Year Total Cost
4.35%£547.355.74%£614.77£1,024Tracker5.4%£20,809
5.74%£628.505.74%£628.50£1,730Tracker6.1%£24,481
6.20%£656.586.20%£656.58£1,729Tracker6.6%£25,541

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a repayment basis over 25 years.
Source: Mortgage Brain. This information was last revised on 21 Mar 2026 at 00:41 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.