Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC3 Year Total Cost
3.75%£514.135.74%£615.56£1,024Fixed5.4%£21,459
3.76%£514.686.50%£645.17£999Fixed5.5%£22,523
3.77%£515.226.49%£645.28£999Fixed5.5%£21,209
3.78%£515.776.74%£657.59£1,025Fixed5.7%£23,287
3.79%£516.316.49%£646.49£1,014Fixed5.6%£20,949
3.80%£516.866.62%£663.33£999Fixed6.0%£20,630
3.87%£520.697.74%£711.45£2,034Fixed6.4%£23,539
3.87%£520.207.49%£712.67£999Fixed6.7%£20,651
3.89%£521.787.49%£714.29£995Fixed6.7%£19,779
3.89%£521.786.00%£631.62£850Variable5.7%£19,734

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC3 Year Total Cost
3.75%£514.135.74%£615.56£1,024Fixed5.4%£21,459
3.76%£514.686.50%£645.17£999Fixed5.5%£22,523
3.77%£515.226.49%£645.28£999Fixed5.5%£21,209
3.78%£515.776.74%£657.59£1,025Fixed5.7%£23,287
3.79%£516.316.49%£646.49£1,014Fixed5.6%£20,949
3.80%£516.866.62%£663.33£999Fixed6.0%£20,630
3.87%£520.207.49%£712.67£999Fixed6.7%£20,651
3.87%£520.697.74%£711.45£2,034Fixed6.4%£23,539
3.89%£521.787.49%£714.29£995Fixed6.7%£19,779
3.92%£523.436.74%£660.17£1,024Fixed5.8%£23,666

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC3 Year Total Cost
4.34%£546.794.34%£546.79£999Tracker4.5%£20,783
4.35%£547.355.74%£614.77£1,024Tracker5.4%£20,809
5.94%£640.645.94%£640.64£1,730Tracker6.3%£24,918
5.94%£640.645.94%£640.64£2,029Tracker6.3%£25,217
5.94%£640.645.94%£640.64£1,730Tracker6.3%£24,918
5.94%£640.645.94%£640.64£1,694Tracker6.3%£24,882
6.20%£656.586.20%£656.58£1,729Tracker6.6%£25,541
6.20%£656.586.20%£656.58£2,028Tracker6.6%£25,840
6.20%£656.586.20%£656.58£1,729Tracker6.6%£25,541
6.20%£656.586.20%£656.58£1,928Tracker6.6%£25,740

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a repayment basis over 25 years.
Source: Mortgage Brain. This information was last revised on 26 Dec 2025 at 00:47 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.