Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC3 Year Total Cost
3.99%£527.286.00%£632.28£850Variable5.7%£19,932
4.09%£532.824.09%£532.82£575Variable4.2%£19,757
4.09%£532.824.09%£532.82£575Variable4.2%£19,757
4.35%£547.355.74%£614.77£1,024Tracker5.4%£20,809
4.64%£563.816.74%£667.96£1,025Fixed6.1%£25,049
4.68%£566.106.49%£656.49£1,014Fixed6.0%£22,758
4.74%£569.547.24%£706.32£995Fixed6.8%£21,498
4.83%£574.736.50%£657.75£999Fixed6.0%£24,465
4.84%£575.316.94%£680.70£1,510Fixed6.3%£24,717
4.86%£576.466.74%£670.17£1,530Fixed6.2%£25,640

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC3 Year Total Cost
4.64%£563.816.74%£667.96£1,025Fixed6.1%£25,049
4.65%£564.385.74%£621.72£1,024Fixed5.7%£23,285
4.68%£566.106.49%£656.49£1,014Fixed6.0%£22,758
4.74%£569.547.24%£706.32£995Fixed6.8%£21,498
4.83%£574.736.50%£657.75£999Fixed6.0%£24,465
4.84%£575.316.94%£680.70£1,510Fixed6.3%£24,717
4.86%£576.466.74%£670.17£1,530Fixed6.2%£25,640
4.87%£577.046.29%£647.18£0Fixed5.8%£25,442
4.96%£581.687.24%£706.72£999Fixed6.8%£22,874
4.99%£584.018.24%£754.09£224Fixed7.0%£24,138

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC3 Year Total Cost
4.35%£547.355.74%£614.77£1,024Tracker5.4%£20,809
5.54%£616.485.54%£616.48£1,694Tracker5.9%£24,012
5.74%£628.505.74%£628.50£1,730Tracker6.1%£24,481
5.74%£628.505.74%£628.50£2,029Tracker6.1%£24,780
5.74%£628.505.74%£628.50£1,730Tracker6.1%£24,481
6.20%£656.586.20%£656.58£2,028Tracker6.6%£25,840
6.20%£656.586.20%£656.58£1,729Tracker6.6%£25,541
6.20%£656.586.20%£656.58£1,928Tracker6.6%£25,740
6.20%£656.586.20%£656.58£1,729Tracker6.6%£25,541
6.20%£656.586.20%£656.58£1,729Tracker6.6%£25,541

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a repayment basis over 25 years.
Source: Mortgage Brain. This information was last revised on 27 Mar 2026 at 00:36 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.