Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.75%	£514.13	5.74%	£615.90	£1,024	Fixed	5.4%	£19,613	2016	115	1024	Barclays
3.75%	£514.13	6.49%	£645.53	£999	Fixed	5.6%	£21,170	8654	344	999	HSBC Intermediary
3.76%	£514.68	6.50%	£645.66	£999	Fixed	5.6%	£22,523	53072	1	999	Santander
3.78%	£515.77	6.74%	£658.13	£1,025	Fixed	5.7%	£21,902	17151	207	1025	NatWest
3.79%	£516.31	6.49%	£646.49	£1,014	Fixed	5.6%	£20,949	111	75	1014	Nationwide B.Soc
3.80%	£516.86	6.62%	£663.83	£999	Fixed	6.0%	£20,630	24358	474	999	Co-operative Bank
3.87%	£520.69	7.74%	£710.73	£2,034	Fixed	6.4%	£24,371	5945	57	2034	Leeds B Society
3.87%	£520.20	7.24%	£699.01	£999	Fixed	6.5%	£19,726	32683	42	999	Halifax
3.89%	£521.78	7.24%	£700.55	£995	Fixed	6.6%	£19,779	3053	313	995	TSB Bank
3.92%	£523.43	6.74%	£660.73	£1,024	Fixed	5.8%	£22,741	34982	80	1024	Virgin Money

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.75%	£514.13	5.74%	£615.90	£1,024	Fixed	5.4%	£19,613	2016	115	1024	Barclays
3.75%	£514.13	6.49%	£645.53	£999	Fixed	5.6%	£21,170	8654	344	999	HSBC Intermediary
3.76%	£514.68	6.50%	£645.66	£999	Fixed	5.6%	£22,523	53072	1	999	Santander
3.78%	£515.77	6.74%	£658.13	£1,025	Fixed	5.7%	£21,902	17151	207	1025	NatWest
3.79%	£516.31	6.49%	£646.49	£1,014	Fixed	5.6%	£20,949	111	75	1014	Nationwide B.Soc
3.80%	£516.86	6.62%	£663.83	£999	Fixed	6.0%	£20,630	24358	474	999	Co-operative Bank
3.87%	£520.20	7.24%	£699.01	£999	Fixed	6.5%	£19,726	32683	42	999	Halifax
3.87%	£520.69	7.74%	£710.73	£2,034	Fixed	6.4%	£24,371	5945	57	2034	Leeds B Society
3.89%	£521.78	7.24%	£700.55	£995	Fixed	6.6%	£19,779	3053	313	995	TSB Bank
3.92%	£523.43	6.74%	£660.73	£1,024	Fixed	5.8%	£22,741	34982	80	1024	Virgin Money

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.34%	£546.79	4.34%	£546.79	£999	Tracker	4.5%	£20,783	13108	474	999	Co-operative Bank
4.35%	£547.35	5.74%	£614.77	£1,024	Tracker	5.4%	£20,809	64287	115	1024	Barclays
5.94%	£640.64	5.94%	£640.64	£1,730	Tracker	6.3%	£24,918	225482	1097	1730	1APP@AMM-UTB
5.94%	£640.64	5.94%	£640.64	£2,029	Tracker	6.3%	£25,217	225483	1097	2029	Brightstar-UTB
5.94%	£640.64	5.94%	£640.64	£1,730	Tracker	6.3%	£24,918	240816	1097	1730	NI Packaging UTB
5.94%	£640.64	5.94%	£640.64	£1,694	Tracker	6.3%	£24,882	16406	1097	1694	impact-UTB
6.20%	£656.58	6.20%	£656.58	£1,729	Tracker	6.6%	£25,541	12182	957	1729	West One
6.20%	£656.58	6.20%	£656.58	£2,028	Tracker	6.6%	£25,840	243506	957	2028	Brightstar-West One
6.20%	£656.58	6.20%	£656.58	£1,729	Tracker	6.6%	£25,541	243507	957	1729	1APP@AMM-West One
6.20%	£656.58	6.20%	£656.58	£1,928	Tracker	6.6%	£25,740	243508	957	1928	impact-West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a repayment basis over 25 years.

Source: Mortgage Brain. This information was last revised on 08 Jan 2026 at 00:47 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.