Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC3 Year Total Cost
3.99%£527.286.00%£632.28£850Variable5.7%£19,932
4.09%£532.824.09%£532.82£575Variable4.2%£19,757
4.09%£532.824.09%£532.82£575Variable4.2%£19,757
4.34%£546.794.34%£546.79£999Tracker4.5%£20,783
4.35%£547.355.74%£614.77£1,024Tracker5.4%£20,809
4.80%£573.006.49%£657.78£1,014Fixed6.0%£23,008
4.83%£574.736.50%£658.04£999Fixed6.0%£24,715
4.86%£576.466.74%£670.50£1,530Fixed6.2%£25,640
4.92%£579.946.74%£671.50£1,025Fixed6.2%£24,238
4.94%£581.107.44%£709.67£1,380Variable6.7%£23,851

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC3 Year Total Cost
4.80%£573.006.49%£657.78£1,014Fixed6.0%£23,008
4.83%£574.736.50%£658.04£999Fixed6.0%£24,715
4.86%£576.466.74%£670.50£1,530Fixed6.2%£25,640
4.92%£579.946.74%£671.50£1,025Fixed6.2%£24,238
4.94%£581.107.74%£725.95£995Fixed6.8%£24,818
4.95%£581.685.74%£623.79£1,024Fixed5.8%£22,044
4.99%£584.016.00%£634.51£850Fixed5.8%£24,779
4.99%£584.018.24%£754.68£224Fixed7.1%£24,138
5.00%£584.597.74%£725.66£1,034Fixed6.8%£24,868
5.02%£585.766.62%£671.85£999Fixed6.4%£23,121

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC3 Year Total Cost
4.34%£546.794.34%£546.79£999Tracker4.5%£20,783
4.35%£547.355.74%£614.77£1,024Tracker5.4%£20,809
5.54%£616.485.54%£616.48£1,694Tracker5.9%£24,012
5.74%£628.505.74%£628.50£1,730Tracker6.1%£24,481
5.74%£628.505.74%£628.50£2,029Tracker6.1%£24,780
5.74%£628.505.74%£628.50£1,730Tracker6.1%£24,481
6.20%£656.586.20%£656.58£1,729Tracker6.6%£25,541
6.20%£656.586.20%£656.58£2,028Tracker6.6%£25,840
6.20%£656.586.20%£656.58£1,729Tracker6.6%£25,541
6.20%£656.586.20%£656.58£1,928Tracker6.6%£25,740

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a repayment basis over 25 years.
Source: Mortgage Brain. This information was last revised on 09 Apr 2026 at 00:38 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.