LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total Cost
3.89%£260.897.99%£376.52£1,495Fixed7.7% APRC25m25m£7,756
3.89%£260.897.24%£354.13£1,014Fixed7.0% APRC24m24m£6,775
3.93%£261.997.49%£361.12£1,525Fixed7.3% APRC26m26m£7,813
3.95%£262.546.24%£324.75£1,034Fixed6.2% APRC25m25m£7,415
3.98%£263.376.75%£339.35£999Fixed6.6% APRC26m26m£7,545
4.06%£265.587.09%£348.75£1,007Fixed6.8% APRC29m29m£8,108
4.07%£265.857.99%£374.18£1,534Fixed7.5% APRC27m27m£8,821
4.09%£266.167.99%£362.70£0Fixed6.4% APRC64m64m£8,292
4.22%£270.037.49%£351.34£1,530Fixed6.5% APRC62m62m£9,768
4.24%£270.597.09%£340.67£8Fixed6.0% APRC63m63m£8,950
4.29%£271.996.40%£328.18£850Variable6.2% APRC36m36m£7,954
4.30%£272.278.14%£370.02£999Fixed6.9% APRC60m60m£8,964
4.35%£273.686.54%£332.52£1,515Fixed6.5% APRC27m27m£8,734
4.35%£273.687.24%£345.98£1,020Fixed6.4% APRC62m62m£9,595
4.38%£274.638.24%£373.42£1,019Fixed7.0% APRC60m60m£9,369

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total Cost
3.89%£260.897.24%£354.13£1,014Fixed7.0% APRC24m24m£6,775
3.89%£260.897.99%£376.52£1,495Fixed7.7% APRC25m25m£7,756
3.93%£261.997.49%£361.12£1,525Fixed7.3% APRC26m26m£7,813
3.95%£262.546.24%£324.75£1,034Fixed6.2% APRC25m25m£7,415
3.98%£263.376.75%£339.35£999Fixed6.6% APRC26m26m£7,545
4.06%£265.587.09%£348.75£1,007Fixed6.8% APRC29m29m£8,108
4.07%£265.857.99%£374.18£1,534Fixed7.5% APRC27m27m£8,821
4.09%£266.167.99%£362.70£0Fixed6.4% APRC64m64m£8,292
4.22%£270.037.49%£351.34£1,530Fixed6.5% APRC62m62m£9,768
4.24%£270.597.09%£340.67£8Fixed6.0% APRC63m63m£8,950
4.29%£271.996.40%£323.60£850Fixed5.8% APRC61m61m£8,908
4.30%£272.278.14%£370.02£999Fixed6.9% APRC60m60m£8,964
4.35%£273.686.54%£332.52£1,515Fixed6.5% APRC27m27m£8,734
4.35%£273.687.24%£345.98£1,020Fixed6.4% APRC62m62m£9,595
4.38%£274.638.24%£373.42£1,019Fixed7.0% APRC60m60m£9,369

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total Cost
4.35%£273.686.75%£340.68£999Tracker6.7% APRC24m0m£7,792
4.44%£276.227.24%£355.45£1,014Tracker7.1% APRC24m0m£7,143
4.46%£276.786.24%£326.07£1,034Tracker6.3% APRC24m0m£7,757
4.60%£280.767.24%£356.52£995Tracker7.2% APRC26m26m£7,832
4.64%£281.907.99%£378.49£995Tracker7.8% APRC25m0m£7,761
4.67%£282.766.54%£333.64£1,515Tracker6.6% APRC24m0m£8,356
4.85%£287.947.49%£363.50£1,025Tracker7.4% APRC26m26m£7,936
4.89%£289.107.49%£359.13£1,030Tracker7.0% APRC26m0m£8,058
4.90%£289.397.09%£350.02£8Tracker6.7% APRC27m27m£7,497
4.99%£292.004.99%£292.00£35Tracker5.1% APRC0m0m£7,168

This table is based on a property value of £150,000 and a mortgage secured against that property of £50,000 calculated on a capital repayment basis over 25 years.
Source: Mortgage Brain. This information was last revised on 09 May 2025 at 00:46 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision. Powered by Mortgage Brain.