Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.06%	£265.58	5.74%	£310.97	£1,024	Tracker	5.8% APRC	24m	0m	£7,478	43446	115	1024	Barclays
4.09%	£266.41	7.74%	£368.77	£1,034	Tracker	7.4% APRC	27m	0m	£7,692	48413	57	1034	Leeds B Society
4.14%	£267.80	6.49%	£332.60	£1,014	Tracker	6.4% APRC	24m	0m	£6,941	30057	75	1014	Nationwide B.Soc
4.28%	£271.71	6.74%	£339.60	£1,025	Tracker	6.6% APRC	27m	27m	£7,665	59209	207	1025	NatWest
4.30%	£272.27	6.50%	£333.25	£999	Tracker	6.5% APRC	24m	0m	£7,508	54472	1	999	Santander
4.36%	£273.96	6.29%	£327.29	£995	Tracker	6.3% APRC	24m	0m	£7,570	33995	140	995	Skipton B.Society
4.39%	£274.80	6.49%	£333.96	£1,024	Tracker	6.5% APRC	26m	0m	£7,718	35923	80	1024	Virgin Money
4.44%	£276.22	8.24%	£377.87	£1,524	Variable	7.4% APRC	25m	25m	£8,303	75019	65	1524	Marsden
4.44%	£276.33	7.99%	£378.44	£1,019	Variable	7.8% APRC	24m	24m	£7,501	119850	198	1019	Furness B.Soc
4.44%	£276.22	7.24%	£354.73	£995	Tracker	7.0% APRC	27m	0m	£7,624	29823	313	995	TSB Bank
4.49%	£277.63	8.24%	£386.16	£1,524	Variable	8.1% APRC	24m	24m	£8,272	12057	132	1524	Teachers B Society
4.49%	£277.63	6.74%	£337.75	£1,030	Tracker	6.5% APRC	28m	0m	£7,783	57504	360	1030	Accord Mortgages
4.54%	£279.05	7.34%	£358.70	£25	Variable	7.0% APRC	24m	24m	£6,422	25218	6	25	Beverley BS
4.59%	£280.48	6.00%	£318.06	£850	Variable	5.9% APRC	36m	36m	£8,159	16594	76	850	Newbury
4.64%	£281.90	7.74%	£371.09	£0	Variable	7.3% APRC	24m	24m	£6,616	6555	156	0	Scottish B.Soc

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.62%	£281.33	5.74%	£308.40	£1,024	Fixed	5.6% APRC	64m	64m	£9,767	58128	115	1024	Barclays
4.62%	£281.33	6.50%	£333.48	£999	Fixed	6.5% APRC	27m	27m	£8,454	49410	1	999	Santander
4.64%	£281.90	7.74%	£370.29	£1,534	Fixed	7.6% APRC	27m	27m	£9,209	48425	57	1534	Leeds B Society
4.68%	£283.05	6.49%	£334.65	£1,024	Fixed	6.6% APRC	26m	26m	£7,916	36099	80	1024	Virgin Money
4.68%	£283.05	6.49%	£333.79	£1,014	Fixed	6.5% APRC	24m	24m	£7,307	41993	75	1014	Nationwide B.Soc
4.69%	£283.34	6.94%	£344.20	£1,510	Fixed	6.8% APRC	39m	39m	£9,939	8884	628	1510	Bank of Ireland
4.69%	£283.34	7.24%	£355.38	£1,495	Fixed	7.2% APRC	27m	27m	£9,012	53760	313	1495	TSB Bank
4.74%	£284.77	6.74%	£334.56	£1,025	Fixed	6.2% APRC	63m	63m	£9,891	58795	207	1025	NatWest
4.76%	£285.35	6.29%	£327.64	£1,495	Fixed	6.4% APRC	28m	28m	£8,822	35177	140	1495	Skipton B.Society
4.79%	£286.21	6.54%	£334.61	£1,007	Fixed	6.5% APRC	30m	30m	£8,607	56766	28	1007	Coventry
4.79%	£286.21	7.74%	£371.44	£995	Fixed	7.6% APRC	24m	24m	£7,964	13074	156	995	Scottish B.Soc
4.91%	£289.68	6.24%	£326.79	£1,499	Fixed	6.5% APRC	26m	26m	£8,076	45490	686	1499	West Brom BS
4.96%	£291.13	6.74%	£335.66	£1,530	Fixed	6.4% APRC	64m	64m	£10,522	43276	360	1530	Accord Mortgages
5.02%	£292.58	7.24%	£348.71	£0	Fixed	6.4% APRC	64m	64m	£8,938	50293	42	0	Halifax
5.12%	£295.92	7.99%	£371.04	£1,019	Fixed	7.2% APRC	60m	60m	£9,889	34700	198	1019	Furness B.Soc

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.06%	£265.58	5.74%	£310.97	£1,024	Tracker	5.8% APRC	24m	0m	£7,478	43446	115	1024	Barclays
4.09%	£266.41	7.74%	£368.77	£1,034	Tracker	7.4% APRC	27m	0m	£7,692	48413	57	1034	Leeds B Society
4.14%	£267.80	6.49%	£332.60	£1,014	Tracker	6.4% APRC	24m	0m	£6,941	30057	75	1014	Nationwide B.Soc
4.28%	£271.71	6.74%	£339.60	£1,025	Tracker	6.6% APRC	27m	27m	£7,665	59209	207	1025	NatWest
4.30%	£272.27	6.50%	£333.25	£999	Tracker	6.5% APRC	24m	0m	£7,508	54472	1	999	Santander
4.36%	£273.96	6.29%	£327.29	£995	Tracker	6.3% APRC	24m	0m	£7,570	33995	140	995	Skipton B.Society
4.39%	£274.80	6.49%	£333.96	£1,024	Tracker	6.5% APRC	26m	0m	£7,718	35923	80	1024	Virgin Money
4.44%	£276.22	7.24%	£354.73	£995	Tracker	7.0% APRC	27m	0m	£7,624	29823	313	995	TSB Bank
4.49%	£277.63	6.74%	£337.75	£1,030	Tracker	6.5% APRC	28m	0m	£7,783	57504	360	1030	Accord Mortgages

This table is based on a property value of £150,000 and a mortgage secured against that property of £50,000 calculated on a capital repayment basis over 25 years.

Source: Mortgage Brain. This information was last revised on 30 May 2026 at 00:37 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision. Powered by Mortgage Brain.