Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.87%	£260.34	6.75%	£339.07	£999	Fixed	6.6% APRC	26m	26m	£7,222	58237	1	999	Santander
3.89%	£260.89	7.49%	£361.01	£1,495	Fixed	7.3% APRC	26m	26m	£7,756	20116	313	1495	TSB Bank
3.90%	£261.17	6.99%	£345.91	£1,025	Fixed	6.7% APRC	27m	27m	£7,300	64612	207	1025	NatWest
3.91%	£261.44	5.99%	£317.37	£1,024	Fixed	5.9% APRC	26m	26m	£7,379	12600	115	1024	Barclays
3.99%	£263.64	7.74%	£366.69	£1,534	Fixed	7.3% APRC	26m	26m	£8,125	15185	57	1534	Leeds B Society
3.99%	£263.64	7.74%	£357.21	£1,499	Fixed	6.6% APRC	60m	60m	£9,103	44201	156	1499	Scottish B.Soc
3.99%	£263.64	6.74%	£340.49	£1,020	Fixed	6.7% APRC	25m	25m	£7,446	25768	80	1020	Virgin Money
3.99%	£263.64	6.74%	£339.56	£1,014	Fixed	6.6% APRC	24m	24m	£6,841	658	75	1014	Nationwide B.Soc
4.04%	£265.02	6.15%	£320.42	£850	Variable	5.9% APRC	36m	36m	£7,786	5791	76	850	Newbury
4.05%	£265.30	6.54%	£333.22	£1,515	Fixed	6.5% APRC	27m	27m	£8,542	23892	140	1515	Skipton B.Society
4.07%	£265.85	6.74%	£338.60	£1,007	Fixed	6.5% APRC	29m	29m	£8,114	15022	28	1007	Coventry
4.13%	£267.63	8.24%	£381.08	£1,019	Fixed	7.5% APRC	24m	24m	£7,292	4586	198	1019	Furness B.Soc
4.18%	£268.91	6.99%	£343.73	£1,530	Fixed	6.7% APRC	27m	27m	£9,026	49289	360	1530	Accord Mortgages
4.20%	£269.47	7.19%	£352.87	£1,510	Fixed	7.1% APRC	26m	26m	£7,872	55974	628	1510	Bank of Ireland
4.27%	£271.43	6.80%	£333.34	£8	Fixed	5.8% APRC	63m	63m	£8,970	58187	90	8	Principality

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.87%	£260.34	6.75%	£339.07	£999	Fixed	6.6% APRC	26m	26m	£7,222	58237	1	999	Santander
3.89%	£260.89	7.49%	£361.01	£1,495	Fixed	7.3% APRC	26m	26m	£7,756	20116	313	1495	TSB Bank
3.90%	£261.17	6.99%	£345.91	£1,025	Fixed	6.7% APRC	27m	27m	£7,300	64612	207	1025	NatWest
3.91%	£261.44	5.99%	£317.37	£1,024	Fixed	5.9% APRC	26m	26m	£7,379	12600	115	1024	Barclays
3.99%	£263.64	6.74%	£339.56	£1,014	Fixed	6.6% APRC	24m	24m	£6,841	658	75	1014	Nationwide B.Soc
3.99%	£263.64	6.74%	£340.49	£1,020	Fixed	6.7% APRC	25m	25m	£7,446	25768	80	1020	Virgin Money
3.99%	£263.64	7.74%	£366.69	£1,534	Fixed	7.3% APRC	26m	26m	£8,125	15185	57	1534	Leeds B Society
3.99%	£263.64	7.74%	£357.21	£1,499	Fixed	6.6% APRC	60m	60m	£9,103	44201	156	1499	Scottish B.Soc
4.05%	£265.30	6.54%	£333.22	£1,515	Fixed	6.5% APRC	27m	27m	£8,542	23892	140	1515	Skipton B.Society
4.07%	£265.85	6.74%	£338.60	£1,007	Fixed	6.5% APRC	29m	29m	£8,114	15022	28	1007	Coventry
4.13%	£267.63	8.24%	£381.08	£1,019	Fixed	7.5% APRC	24m	24m	£7,292	4586	198	1019	Furness B.Soc
4.18%	£268.91	6.99%	£343.73	£1,530	Fixed	6.7% APRC	27m	27m	£9,026	49289	360	1530	Accord Mortgages
4.20%	£269.47	7.19%	£352.87	£1,510	Fixed	7.1% APRC	26m	26m	£7,872	55974	628	1510	Bank of Ireland
4.27%	£271.43	6.80%	£333.34	£8	Fixed	5.8% APRC	63m	63m	£8,970	58187	90	8	Principality
4.29%	£271.99	6.15%	£317.07	£850	Fixed	5.7% APRC	62m	62m	£8,908	16250	76	850	Newbury

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.19%	£269.19	6.74%	£340.02	£1,014	Tracker	6.6% APRC	24m	0m	£6,975	26745	75	1014	Nationwide B.Soc
4.21%	£269.75	5.99%	£318.37	£1,024	Tracker	6.0% APRC	24m	0m	£7,578	64265	115	1024	Barclays
4.25%	£270.87	6.75%	£340.45	£999	Tracker	6.7% APRC	24m	0m	£7,475	54867	1	999	Santander
4.35%	£273.68	6.74%	£341.36	£995	Tracker	6.8% APRC	25m	25m	£7,662	41325	80	995	Virgin Money
4.35%	£273.68	6.99%	£347.10	£1,025	Tracker	6.8% APRC	27m	27m	£7,713	65212	207	1025	NatWest
4.39%	£274.80	6.54%	£334.62	£1,015	Tracker	6.5% APRC	24m	0m	£7,675	23656	140	1015	Skipton B.Society
4.49%	£277.63	7.49%	£362.60	£995	Tracker	7.3% APRC	26m	0m	£7,658	33294	313	995	TSB Bank
4.57%	£279.91	6.99%	£344.73	£1,030	Tracker	6.6% APRC	27m	0m	£7,838	61704	360	1030	Accord Mortgages
4.75%	£285.06	6.80%	£340.94	£8	Tracker	6.4% APRC	27m	27m	£7,393	58188	90	8	Principality
5.00%	£292.30	7.84%	£375.00	£35	Tracker	7.5% APRC	24m	0m	£6,925	22467	208	35	Hanley Economic

This table is based on a property value of £150,000 and a mortgage secured against that property of £50,000 calculated on a capital repayment basis over 25 years.

Source: Mortgage Brain. This information was last revised on 06 Oct 2025 at 00:46 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision. Powered by Mortgage Brain.