LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total Cost
3.88%£260.627.24%£353.52£1,525Fixed7.1% APRC26m26m£7,780
3.90%£261.176.24%£324.44£1,034Fixed6.1% APRC26m26m£7,382
3.94%£262.266.75%£339.25£999Fixed6.6% APRC26m26m£7,518
3.97%£263.096.99%£346.89£1,014Fixed6.8% APRC24m24m£6,828
4.06%£265.586.94%£344.37£1,007Fixed6.7% APRC29m29m£8,108
4.09%£266.417.74%£369.09£1,495Fixed7.5% APRC26m26m£7,889
4.09%£266.417.99%£364.59£995Fixed6.7% APRC60m60m£8,917
4.12%£267.247.74%£367.05£1,534Fixed7.4% APRC26m26m£8,212
4.14%£267.806.99%£348.21£1,020Fixed6.9% APRC25m25m£7,546
4.19%£269.197.24%£344.55£1,530Fixed6.4% APRC62m62m£9,748
4.19%£269.196.30%£325.07£850Variable6.1% APRC36m36m£7,887
4.20%£269.476.54%£332.15£1,515Fixed6.4% APRC27m27m£8,633
4.21%£269.756.92%£336.07£8Fixed5.9% APRC63m63m£8,929
4.27%£271.548.24%£372.72£1,019Fixed6.9% APRC60m60m£9,293
4.30%£272.277.99%£377.94£999Fixed7.7% APRC24m24m£7,533

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total Cost
3.88%£260.627.24%£353.52£1,525Fixed7.1% APRC26m26m£7,780
3.90%£261.176.24%£324.44£1,034Fixed6.1% APRC26m26m£7,382
3.94%£262.266.75%£339.25£999Fixed6.6% APRC26m26m£7,518
3.97%£263.096.99%£346.89£1,014Fixed6.8% APRC24m24m£6,828
4.06%£265.586.94%£344.37£1,007Fixed6.7% APRC29m29m£8,108
4.09%£266.417.74%£369.09£1,495Fixed7.5% APRC26m26m£7,889
4.09%£266.417.99%£364.59£995Fixed6.7% APRC60m60m£8,917
4.12%£267.247.74%£367.05£1,534Fixed7.4% APRC26m26m£8,212
4.14%£267.806.99%£348.21£1,020Fixed6.9% APRC25m25m£7,546
4.19%£269.197.24%£344.55£1,530Fixed6.4% APRC62m62m£9,748
4.20%£269.476.54%£332.15£1,515Fixed6.4% APRC27m27m£8,633
4.21%£269.756.92%£336.07£8Fixed5.9% APRC63m63m£8,929
4.27%£271.548.24%£372.72£1,019Fixed6.9% APRC60m60m£9,293
4.30%£272.277.99%£377.94£999Fixed7.7% APRC24m24m£7,533
4.32%£272.577.74%£365.68£0Fixed6.9% APRC38m38m£7,018

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total Cost
4.44%£276.226.99%£347.98£1,014Tracker6.9% APRC24m0m£7,143
4.46%£276.786.24%£326.07£1,034Tracker6.3% APRC24m0m£7,757
4.50%£277.926.75%£341.02£999Tracker6.7% APRC24m0m£7,894
4.60%£280.766.99%£349.31£995Tracker7.0% APRC25m25m£7,832
4.60%£280.767.24%£355.37£1,025Tracker7.1% APRC26m26m£7,763
4.74%£284.777.74%£370.81£995Tracker7.6% APRC26m0m£7,829
4.76%£285.356.54%£333.83£1,015Tracker6.5% APRC24m0m£7,918
4.89%£289.107.24%£352.38£1,030Tracker6.9% APRC26m0m£8,058
5.00%£292.306.92%£345.22£8Tracker6.6% APRC27m27m£7,567
5.25%£299.628.24%£388.00£35Tracker7.9% APRC24m0m£7,101

This table is based on a property value of £150,000 and a mortgage secured against that property of £50,000 calculated on a capital repayment basis over 25 years.
Source: Mortgage Brain. This information was last revised on 01 Jul 2025 at 00:51 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision. Powered by Mortgage Brain.