LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total Cost
3.87%£260.346.24%£324.57£1,034Fixed6.2% APRC25m25m£7,362
3.88%£260.627.24%£353.22£1,025Fixed6.9% APRC27m27m£7,636
3.89%£260.896.99%£346.69£1,014Fixed6.8% APRC24m24m£6,775
3.92%£261.716.75%£339.20£999Fixed6.6% APRC26m26m£7,505
3.94%£262.267.99%£373.81£1,534Fixed7.5% APRC27m27m£8,734
3.99%£263.646.54%£329.49£1,515Fixed6.2% APRC39m39m£9,324
4.06%£265.587.09%£348.75£1,007Fixed6.8% APRC29m29m£8,108
4.09%£266.417.74%£369.42£1,495Fixed7.5% APRC25m25m£7,889
4.09%£266.417.24%£344.37£1,020Fixed6.3% APRC62m62m£9,417
4.09%£266.167.74%£356.05£0Fixed6.2% APRC64m64m£8,292
4.15%£268.087.49%£350.59£1,530Fixed6.5% APRC63m63m£9,959
4.15%£268.087.09%£340.11£8Fixed5.9% APRC63m63m£8,888
4.19%£269.196.30%£325.07£850Variable6.1% APRC36m36m£7,887
4.27%£271.548.24%£372.72£1,019Fixed6.9% APRC60m60m£9,293
4.30%£272.278.14%£370.02£999Fixed6.9% APRC60m60m£8,964

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total Cost
3.87%£260.346.24%£324.57£1,034Fixed6.2% APRC25m25m£7,362
3.88%£260.627.24%£353.22£1,025Fixed6.9% APRC27m27m£7,636
3.89%£260.896.99%£346.69£1,014Fixed6.8% APRC24m24m£6,775
3.92%£261.716.75%£339.20£999Fixed6.6% APRC26m26m£7,505
3.94%£262.267.99%£373.81£1,534Fixed7.5% APRC27m27m£8,734
3.99%£263.646.54%£329.49£1,515Fixed6.2% APRC39m39m£9,324
4.06%£265.587.09%£348.75£1,007Fixed6.8% APRC29m29m£8,108
4.09%£266.417.24%£344.37£1,020Fixed6.3% APRC62m62m£9,417
4.09%£266.417.74%£369.42£1,495Fixed7.5% APRC25m25m£7,889
4.09%£266.167.74%£356.05£0Fixed6.2% APRC64m64m£8,292
4.15%£268.087.09%£340.11£8Fixed5.9% APRC63m63m£8,888
4.15%£268.087.49%£350.59£1,530Fixed6.5% APRC63m63m£9,959
4.27%£271.548.24%£372.72£1,019Fixed6.9% APRC60m60m£9,293
4.29%£271.996.30%£321.05£850Fixed5.8% APRC61m61m£8,908
4.30%£272.278.14%£370.02£999Fixed6.9% APRC60m60m£8,964

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total Cost
4.35%£273.686.75%£340.68£999Tracker6.7% APRC24m0m£7,792
4.44%£276.226.99%£347.98£1,014Tracker6.9% APRC24m0m£7,143
4.46%£276.786.24%£326.07£1,034Tracker6.3% APRC24m0m£7,757
4.60%£280.767.24%£355.15£1,025Tracker7.1% APRC27m27m£7,883
4.60%£280.767.24%£356.52£995Tracker7.2% APRC26m26m£7,832
4.64%£281.907.74%£370.82£995Tracker7.6% APRC25m0m£7,761
4.67%£282.766.54%£333.64£1,515Tracker6.6% APRC24m0m£8,356
4.89%£289.107.49%£358.90£1,030Tracker7.0% APRC27m0m£8,058
4.90%£289.397.09%£350.02£8Tracker6.7% APRC27m27m£7,497
4.99%£292.004.99%£292.00£35Tracker5.1% APRC0m0m£7,168

This table is based on a property value of £150,000 and a mortgage secured against that property of £50,000 calculated on a capital repayment basis over 25 years.
Source: Mortgage Brain. This information was last revised on 17 May 2025 at 00:48 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision. Powered by Mortgage Brain.