Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.68%	£255.16	6.74%	£338.29	£1,025	Fixed	6.5% APRC	26m	26m	£7,149	12049	207	1025	NatWest
3.72%	£256.25	6.50%	£331.44	£999	Fixed	6.3% APRC	26m	26m	£7,124	1779	1	999	Santander
3.74%	£256.79	7.24%	£353.14	£1,495	Fixed	7.0% APRC	26m	26m	£7,658	9360	313	1495	TSB Bank
3.75%	£257.07	5.74%	£307.78	£1,024	Fixed	5.5% APRC	39m	39m	£8,224	37505	115	1024	Barclays
3.78%	£257.88	6.29%	£325.57	£1,495	Fixed	6.3% APRC	26m	26m	£7,684	767	140	1495	Skipton B.Society
3.80%	£258.43	6.49%	£329.02	£1,014	Fixed	6.1% APRC	36m	36m	£7,191	14310	75	1014	Nationwide B.Soc
3.83%	£259.25	6.74%	£336.25	£1,530	Fixed	6.4% APRC	27m	27m	£8,792	15223	360	1530	Accord Mortgages
3.84%	£259.52	6.94%	£344.55	£1,510	Fixed	6.8% APRC	26m	26m	£7,933	5279	628	1510	Bank of Ireland
3.84%	£259.52	6.49%	£332.61	£1,024	Fixed	6.4% APRC	26m	26m	£7,351	11471	80	1024	Virgin Money
3.89%	£260.89	7.74%	£356.58	£1,499	Fixed	6.6% APRC	60m	60m	£9,037	45405	156	1499	Scottish B.Soc
3.92%	£261.71	7.74%	£356.05	£2,034	Fixed	6.7% APRC	62m	62m	£10,291	5966	57	2034	Leeds B Society
3.97%	£263.09	6.54%	£332.79	£1,007	Fixed	6.4% APRC	28m	28m	£8,047	699	28	1007	Coventry
3.99%	£263.64	6.00%	£316.14	£850	Variable	5.8% APRC	36m	36m	£7,753	2768	76	850	Newbury
4.04%	£265.13	7.99%	£377.43	£1,019	Variable	7.7% APRC	24m	24m	£7,232	5191	198	1019	Furness B.Soc
4.05%	£265.05	7.24%	£349.92	£0	Fixed	6.4% APRC	39m	39m	£7,313	28908	42	0	Halifax

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.68%	£255.16	6.74%	£338.29	£1,025	Fixed	6.5% APRC	26m	26m	£7,149	12049	207	1025	NatWest
3.72%	£256.25	6.50%	£331.44	£999	Fixed	6.3% APRC	26m	26m	£7,124	1779	1	999	Santander
3.74%	£256.79	7.24%	£353.14	£1,495	Fixed	7.0% APRC	26m	26m	£7,658	9360	313	1495	TSB Bank
3.75%	£257.07	5.74%	£307.78	£1,024	Fixed	5.5% APRC	39m	39m	£8,224	37505	115	1024	Barclays
3.78%	£257.88	6.29%	£325.57	£1,495	Fixed	6.3% APRC	26m	26m	£7,684	767	140	1495	Skipton B.Society
3.80%	£258.43	6.49%	£329.02	£1,014	Fixed	6.1% APRC	36m	36m	£7,191	14310	75	1014	Nationwide B.Soc
3.83%	£259.25	6.74%	£336.25	£1,530	Fixed	6.4% APRC	27m	27m	£8,792	15223	360	1530	Accord Mortgages
3.84%	£259.52	6.49%	£332.61	£1,024	Fixed	6.4% APRC	26m	26m	£7,351	11471	80	1024	Virgin Money
3.84%	£259.52	6.94%	£344.55	£1,510	Fixed	6.8% APRC	26m	26m	£7,933	5279	628	1510	Bank of Ireland
3.89%	£260.89	7.74%	£356.58	£1,499	Fixed	6.6% APRC	60m	60m	£9,037	45405	156	1499	Scottish B.Soc
3.92%	£261.71	7.74%	£356.05	£2,034	Fixed	6.7% APRC	62m	62m	£10,291	5966	57	2034	Leeds B Society
3.97%	£263.09	6.54%	£332.79	£1,007	Fixed	6.4% APRC	28m	28m	£8,047	699	28	1007	Coventry
4.05%	£265.05	7.24%	£349.92	£0	Fixed	6.4% APRC	39m	39m	£7,313	28908	42	0	Halifax
4.05%	£265.41	7.99%	£377.45	£1,019	Fixed	7.7% APRC	24m	24m	£7,239	76062	198	1019	Furness B.Soc
4.09%	£266.41	6.24%	£325.08	£999	Fixed	6.2% APRC	25m	25m	£7,018	75873	686	999	West Brom BS

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.94%	£262.26	6.49%	£332.86	£999	Tracker	6.4% APRC	26m	0m	£7,392	9106	80	999	Virgin Money
3.94%	£262.26	6.49%	£332.15	£1,014	Tracker	6.4% APRC	24m	0m	£6,808	51138	75	1014	Nationwide B.Soc
4.00%	£263.92	6.50%	£332.57	£999	Tracker	6.4% APRC	24m	0m	£7,558	1642	1	999	Santander
4.01%	£264.19	5.74%	£310.87	£1,024	Tracker	5.8% APRC	24m	0m	£7,445	37289	115	1024	Barclays
4.04%	£265.02	6.29%	£326.59	£995	Tracker	6.2% APRC	24m	0m	£7,355	382	140	995	Skipton B.Society
4.10%	£266.69	7.74%	£369.12	£1,034	Tracker	7.4% APRC	26m	0m	£7,699	62759	57	1034	Leeds B Society
4.20%	£269.47	6.74%	£339.61	£1,025	Tracker	6.6% APRC	26m	26m	£7,492	77947	207	1025	NatWest
4.24%	£270.59	7.24%	£354.46	£995	Tracker	7.0% APRC	26m	0m	£7,489	19964	313	995	TSB Bank
4.30%	£272.27	6.74%	£337.47	£1,030	Tracker	6.4% APRC	27m	0m	£7,654	18274	360	1030	Accord Mortgages
4.40%	£275.09	6.80%	£340.07	£8	Tracker	6.3% APRC	27m	27m	£7,152	12972	90	8	Principality

This table is based on a property value of £150,000 and a mortgage secured against that property of £50,000 calculated on a capital repayment basis over 25 years.

Source: Mortgage Brain. This information was last revised on 04 Mar 2026 at 00:37 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision. Powered by Mortgage Brain.