LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total Cost
3.83%£259.256.24%£324.27£1,034Fixed6.1% APRC26m26m£7,336
3.84%£259.526.75%£339.00£999Fixed6.5% APRC26m26m£7,202
3.87%£260.347.24%£353.19£1,025Fixed6.9% APRC27m27m£7,630
3.89%£260.897.74%£368.54£1,495Fixed7.5% APRC26m26m£7,756
3.94%£262.266.99%£346.81£1,014Fixed6.8% APRC24m24m£6,808
3.99%£263.647.74%£366.35£1,534Fixed7.3% APRC27m27m£8,768
3.99%£263.647.99%£377.15£1,249Fixed7.7% APRC24m24m£7,576
4.06%£265.586.54%£331.79£1,515Fixed6.4% APRC27m27m£8,539
4.06%£265.586.94%£344.37£1,007Fixed6.7% APRC29m29m£8,108
4.09%£266.416.99%£347.54£1,020Fixed6.9% APRC27m27m£8,227
4.09%£266.417.99%£364.59£995Fixed6.7% APRC60m60m£8,667
4.14%£267.807.24%£343.96£1,530Fixed6.3% APRC63m63m£9,952
4.19%£269.196.30%£325.07£850Variable6.1% APRC36m36m£7,887
4.21%£269.756.92%£336.07£8Fixed5.9% APRC63m63m£8,929
4.24%£270.708.24%£381.36£1,019Fixed7.5% APRC24m24m£7,366

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total Cost
3.83%£259.256.24%£324.27£1,034Fixed6.1% APRC26m26m£7,336
3.84%£259.526.75%£339.00£999Fixed6.5% APRC26m26m£7,202
3.87%£260.347.24%£353.19£1,025Fixed6.9% APRC27m27m£7,630
3.89%£260.897.74%£368.54£1,495Fixed7.5% APRC26m26m£7,756
3.94%£262.266.99%£346.81£1,014Fixed6.8% APRC24m24m£6,808
3.99%£263.647.74%£366.35£1,534Fixed7.3% APRC27m27m£8,768
3.99%£263.647.99%£377.15£1,249Fixed7.7% APRC24m24m£7,576
4.06%£265.586.54%£331.79£1,515Fixed6.4% APRC27m27m£8,539
4.06%£265.586.94%£344.37£1,007Fixed6.7% APRC29m29m£8,108
4.09%£266.416.99%£347.54£1,020Fixed6.9% APRC27m27m£8,227
4.09%£266.417.99%£364.59£995Fixed6.7% APRC60m60m£8,667
4.14%£267.807.24%£343.96£1,530Fixed6.3% APRC63m63m£9,952
4.21%£269.756.92%£336.07£8Fixed5.9% APRC63m63m£8,929
4.24%£270.708.24%£381.36£1,019Fixed7.5% APRC24m24m£7,366
4.25%£270.876.49%£331.90£999Fixed6.4% APRC29m29m£8,336

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total Cost
4.44%£276.226.99%£347.98£1,014Tracker6.9% APRC24m0m£7,143
4.46%£276.786.24%£326.07£1,034Tracker6.3% APRC24m0m£7,757
4.50%£277.926.75%£341.02£999Tracker6.7% APRC24m0m£7,894
4.60%£280.766.99%£348.87£995Tracker7.0% APRC27m27m£7,952
4.60%£280.767.24%£355.15£1,025Tracker7.1% APRC27m27m£7,883
4.74%£284.777.74%£370.81£995Tracker7.6% APRC26m0m£7,829
4.76%£285.356.54%£333.83£1,015Tracker6.5% APRC24m0m£7,918
4.89%£289.107.24%£352.18£1,030Tracker6.9% APRC27m0m£8,058
5.00%£292.306.92%£345.22£8Tracker6.6% APRC27m27m£7,567
5.25%£299.627.99%£380.22£35Tracker7.7% APRC24m0m£7,101

This table is based on a property value of £150,000 and a mortgage secured against that property of £50,000 calculated on a capital repayment basis over 25 years.
Source: Mortgage Brain. This information was last revised on 15 Jul 2025 at 00:49 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision. Powered by Mortgage Brain.