Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.13%	£267.52	6.49%	£332.58	£1,014	Tracker	6.4% APRC	24m	0m	£6,934	62909	75	1014	Nationwide B.Soc
4.15%	£268.08	5.74%	£311.17	£1,024	Tracker	5.8% APRC	24m	0m	£7,538	3900	115	1024	Barclays
4.18%	£268.91	6.74%	£339.34	£1,025	Tracker	6.6% APRC	27m	27m	£7,598	100641	207	1025	NatWest
4.19%	£269.19	7.74%	£368.74	£1,034	Tracker	7.4% APRC	28m	0m	£7,759	85836	57	1034	Leeds B Society
4.24%	£270.59	6.49%	£333.60	£1,024	Tracker	6.5% APRC	26m	0m	£7,617	87046	80	1024	Virgin Money
4.25%	£270.87	6.29%	£327.05	£995	Tracker	6.3% APRC	24m	0m	£7,496	51729	140	995	Skipton B.Society
4.34%	£273.39	6.50%	£333.34	£999	Tracker	6.5% APRC	24m	0m	£7,535	83044	1	999	Santander
4.39%	£274.80	6.00%	£317.43	£0	Variable	5.7% APRC	36m	36m	£7,172	38087	76	0	Newbury
4.44%	£276.22	7.24%	£354.97	£995	Tracker	7.1% APRC	26m	0m	£7,374	46667	313	995	TSB Bank
4.49%	£277.63	8.24%	£386.16	£1,524	Variable	8.1% APRC	24m	24m	£8,022	81916	132	1524	Teachers B Society
4.50%	£277.92	6.74%	£337.78	£1,030	Tracker	6.5% APRC	28m	0m	£7,790	89087	360	1030	Accord Mortgages
4.79%	£286.21	7.64%	£368.14	£999	Variable	7.5% APRC	25m	25m	£7,913	9115	30	999	Darlington
4.80%	£286.50	6.24%	£326.43	£1,499	Variable	6.4% APRC	27m	0m	£8,000	3046	686	1499	West Brom BS
4.84%	£287.65	7.34%	£359.38	£25	Variable	7.1% APRC	24m	24m	£6,629	22376	6	25	Beverley BS
4.89%	£289.10	7.39%	£361.01	£524	Variable	7.2% APRC	24m	24m	£7,522	66267	15	524	Cambridge BS

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.66%	£282.48	5.74%	£311.95	£1,024	Fixed	5.9% APRC	27m	27m	£8,839	76821	115	1024	Barclays
5.04%	£293.46	7.24%	£354.22	£995	Fixed	7.0% APRC	38m	38m	£8,756	90686	313	995	TSB Bank
5.05%	£293.46	7.24%	£349.09	£0	Fixed	6.4% APRC	63m	63m	£8,959	79867	42	0	Halifax
5.06%	£294.05	6.49%	£334.58	£1,014	Fixed	6.6% APRC	24m	24m	£7,571	79236	75	1014	Nationwide B.Soc
5.06%	£294.05	6.49%	£335.51	£1,024	Fixed	6.7% APRC	26m	26m	£8,180	87337	80	1024	Virgin Money
5.09%	£294.92	6.74%	£336.55	£1,025	Fixed	6.4% APRC	63m	63m	£10,139	94232	207	1025	NatWest
5.09%	£294.92	6.94%	£347.47	£1,510	Fixed	7.1% APRC	27m	27m	£9,741	89937	628	1510	Bank of Ireland
5.11%	£295.51	6.54%	£335.57	£1,007	Fixed	6.6% APRC	29m	29m	£8,833	215	28	1007	Coventry
5.14%	£296.39	6.50%	£333.37	£999	Fixed	6.5% APRC	39m	39m	£9,046	81771	1	999	Santander
5.14%	£296.39	7.74%	£371.37	£1,034	Fixed	7.6% APRC	28m	28m	£9,058	85840	57	1034	Leeds B Society
5.19%	£297.98	7.99%	£380.23	£1,019	Fixed	7.9% APRC	24m	24m	£8,021	95189	198	1019	Furness B.Soc
5.23%	£299.03	6.29%	£328.84	£1,495	Fixed	6.6% APRC	27m	27m	£9,151	96487	140	1495	Skipton B.Society
5.24%	£299.33	6.75%	£342.60	£624	Fixed	6.8% APRC	24m	24m	£7,848	39884	351	624	Precise Mortgages
5.26%	£299.92	6.35%	£330.72	£1,011	Fixed	6.5% APRC	26m	26m	£8,209	53848	82	1011	Nottingham
5.29%	£300.80	7.64%	£368.93	£999	Fixed	7.6% APRC	27m	27m	£9,223	51368	30	999	Darlington

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.13%	£267.52	6.49%	£332.58	£1,014	Tracker	6.4% APRC	24m	0m	£6,934	62909	75	1014	Nationwide B.Soc
4.15%	£268.08	5.74%	£311.17	£1,024	Tracker	5.8% APRC	24m	0m	£7,538	3900	115	1024	Barclays
4.18%	£268.91	6.74%	£339.34	£1,025	Tracker	6.6% APRC	27m	27m	£7,598	100641	207	1025	NatWest
4.19%	£269.19	7.74%	£368.74	£1,034	Tracker	7.4% APRC	28m	0m	£7,759	85836	57	1034	Leeds B Society
4.24%	£270.59	6.49%	£333.60	£1,024	Tracker	6.5% APRC	26m	0m	£7,617	87046	80	1024	Virgin Money
4.25%	£270.87	6.29%	£327.05	£995	Tracker	6.3% APRC	24m	0m	£7,496	51729	140	995	Skipton B.Society
4.34%	£273.39	6.50%	£333.34	£999	Tracker	6.5% APRC	24m	0m	£7,535	83044	1	999	Santander
4.44%	£276.22	7.24%	£354.97	£995	Tracker	7.1% APRC	26m	0m	£7,374	46667	313	995	TSB Bank
4.50%	£277.92	6.74%	£337.78	£1,030	Tracker	6.5% APRC	28m	0m	£7,790	89087	360	1030	Accord Mortgages

This table is based on a property value of £150,000 and a mortgage secured against that property of £50,000 calculated on a capital repayment basis over 25 years.

Source: Mortgage Brain. This information was last revised on 21 Sep 2026 at 00:38 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision. Powered by Mortgage Brain.