LenderInitial RateReverting RateReverting PaymentTotal FeesTypeAPRC2 Year Total CostInitial Payment
3.64%6.74%£676.37£1,025Fixed6.4%£12,871£508.16
3.66%6.24%£647.25£999Fixed5.9%£14,075£509.25
3.69%7.24%£705.38£1,495Fixed6.8%£15,180£510.87
3.69%6.50%£662.74£999Fixed6.2%£13,485£510.87
3.70%6.49%£663.18£1,014Fixed6.2%£12,788£511.41
3.73%7.24%£706.85£1,019Fixed6.8%£13,492£513.04
3.75%5.74%£616.24£1,024Fixed5.4%£15,343£514.13
3.75%6.62%£668.98£999Fixed6.3%£14,388£514.13
3.79%6.74%£677.15£1,024Fixed6.4%£13,514£516.31
3.80%6.94%£688.89£1,010Fixed6.6%£13,610£516.86

LenderInitial RateReverting RateReverting PaymentTotal FeesTypeAPRC2 Year Total CostInitial Payment
3.64%6.74%£676.37£1,025Fixed6.4%£12,871£508.16
3.66%6.24%£647.25£999Fixed5.9%£14,075£509.25
3.69%6.50%£662.74£999Fixed6.2%£13,485£510.87
3.69%7.24%£705.38£1,495Fixed6.8%£15,180£510.87
3.70%6.49%£663.18£1,014Fixed6.2%£12,788£511.41
3.73%7.24%£706.85£1,019Fixed6.8%£13,492£513.04
3.75%5.74%£616.24£1,024Fixed5.4%£15,343£514.13
3.75%6.62%£668.98£999Fixed6.3%£14,388£514.13
3.79%6.74%£677.15£1,024Fixed6.4%£13,514£516.31
3.80%6.94%£688.89£1,010Fixed6.6%£13,610£516.86

LenderInitial RateReverting RateReverting PaymentTotal FeesTypeAPRC2 Year Total CostInitial Payment
3.86%7.24%£704.96£1,499Tracker6.8%£13,971£519.66
3.94%6.49%£666.20£999Tracker6.3%£13,687£524.53
3.94%6.49%£664.29£1,014Tracker6.3%£13,103£524.53
3.96%5.74%£621.52£1,024Tracker5.6%£13,719£525.63
3.99%6.24%£650.08£999Tracker6.1%£13,654£527.28
4.00%6.50%£665.15£999Tracker6.3%£13,642£527.84
4.10%6.74%£678.73£1,025Tracker6.5%£13,826£533.37
4.21%6.54%£668.43£1,015Tracker6.4%£13,963£539.50
4.24%7.24%£708.41£995Tracker6.9%£13,983£541.18
4.34%4.34%£546.79£999Tracker4.5%£14,222£546.79

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 01 Feb 2026 at 03:58 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.