| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 4.23% | £972.18 | 7.24% | £1,499 | £24,831 | 6.9% | 109308 | 42 | 1499 | Halifax |
| Tracker | 4.32% | £982.20 | 6.74% | £1,025 | £25,027 | 6.5% | 105539 | 207 | 1025 | NatWest |
| Tracker | 4.33% | £983.21 | 6.49% | £1,014 | £24,111 | 6.3% | 52404 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 4.44% | £994.38 | 6.49% | £1,024 | £24,988 | 6.4% | 59491 | 80 | 1024 | Virgin Money |
| Variable | 4.44% | £994.38 | 7.24% | £999 | £24,964 | 6.7% | 22715 | 190 | 999 | Bath Inv. + B.Soc. |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 5.19% | £1,072.28 | 7.60% | £999 | £32,011 | 6.8% | 42099 | 175 | 999 | Vernon BS |
| Fixed | 5.21% | £1,074.40 | 6.94% | £1,510 | £30,943 | 6.7% | 90005 | 628 | 1510 | Bank of Ireland |
| Fixed | 5.24% | £1,076.48 | 7.24% | £999 | £26,835 | 7.1% | 109215 | 42 | 999 | Halifax |
| Fixed | 5.29% | £1,082.90 | 6.24% | £999 | £33,205 | 6.0% | 106906 | 344 | 999 | HSBC Intermediary |
| Fixed | 5.29% | £1,082.90 | 6.49% | £1,024 | £32,293 | 6.2% | 59771 | 80 | 1024 | Virgin Money |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 4.23% | £972.18 | 7.24% | £1,499 | £24,831 | 6.9% | 109308 | 42 | 1499 | Halifax |
| Tracker | 4.32% | £982.20 | 6.74% | £1,025 | £25,027 | 6.5% | 105539 | 207 | 1025 | NatWest |
| Tracker | 4.33% | £983.21 | 6.49% | £1,014 | £24,111 | 6.3% | 52404 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 4.44% | £994.38 | 6.49% | £1,024 | £24,988 | 6.4% | 59491 | 80 | 1024 | Virgin Money |
| Tracker | 4.48% | £998.46 | 5.74% | £1,024 | £25,067 | 5.7% | 64307 | 115 | 1024 | Barclays |
This table is based on a residential property value of £225,000 and a mortgage secured against that property of £180,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments). You may have to pay an early repayment charge to your existing lender if you remortgage
Source: Mortgage Brain. This information was last revised on 06 Oct 2026 at 03:28 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.