LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Tracker4.04%£530.055.74%£1,024£13,8255.7%
Tracker4.05%£530.606.24%£999£13,7336.1%
Tracker4.06%£530.657.24%£1,499£14,2356.9%
Tracker4.13%£535.046.49%£1,014£13,3556.3%
Tracker4.14%£535.606.29%£995£13,8496.1%

LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Fixed4.45%£553.006.94%£1,510£16,5866.8%
Fixed4.50%£555.297.24%£999£14,3267.0%
Fixed4.58%£560.386.24%£999£15,3086.2%
Fixed4.59%£560.956.50%£999£16,5976.2%
Fixed4.65%£564.385.74%£1,024£14,6495.8%

LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Tracker4.04%£530.055.74%£1,024£13,8255.7%
Tracker4.05%£530.606.24%£999£13,7336.1%
Tracker4.06%£530.657.24%£1,499£14,2356.9%
Tracker4.13%£535.046.49%£1,014£13,3556.3%
Tracker4.14%£535.606.29%£995£13,8496.1%

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 26 Jul 2026 at 02:50 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision. Some buy to let mortgages are not regulated by the Financial Conduct Authority