LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Tracker3.96%£525.147.24%£1,499£14,1026.9%
Tracker4.01%£528.395.74%£1,024£13,7855.7%
Tracker4.04%£530.056.49%£1,014£13,2356.3%
Tracker4.04%£530.056.49%£999£13,8196.3%
Tracker4.34%£546.794.34%£999£14,2224.5%

LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Fixed4.51%£556.406.74%£1,025£15,0956.5%
Fixed4.65%£564.385.74%£1,024£16,5605.7%
Fixed4.68%£566.106.49%£1,014£16,9686.0%
Fixed4.69%£566.676.94%£1,010£16,7176.8%
Fixed4.74%£569.547.24%£995£16,0986.8%

LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Tracker3.96%£525.147.24%£1,499£14,1026.9%
Tracker4.01%£528.395.74%£1,024£13,7855.7%
Tracker4.04%£530.056.49%£999£13,8196.3%
Tracker4.04%£530.056.49%£1,014£13,2356.3%
Tracker4.34%£546.794.34%£999£14,2224.5%

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 28 Mar 2026 at 02:42 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision. Some buy to let mortgages are not regulated by the Financial Conduct Authority