LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Fixed3.66%£509.256.74%£1,025£13,9596.4%
Fixed3.68%£510.336.49%£999£13,2476.2%
Fixed3.69%£510.876.50%£999£14,4346.2%
Fixed3.70%£511.415.74%£1,024£15,2775.6%
Fixed3.70%£511.416.49%£1,014£12,7886.2%

LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Fixed3.66%£509.256.74%£1,025£13,9596.4%
Fixed3.68%£510.336.49%£999£13,2476.2%
Fixed3.69%£510.876.50%£999£14,4346.2%
Fixed3.70%£511.415.74%£1,024£15,2775.6%
Fixed3.70%£511.416.49%£1,014£12,7886.2%

LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Tracker3.86%£519.667.49%£1,499£13,9717.0%
Tracker3.94%£524.536.49%£1,014£13,1036.3%
Tracker3.94%£524.536.74%£999£13,6876.5%
Tracker3.96%£525.635.74%£1,024£13,7195.6%
Tracker3.99%£527.286.49%£999£13,6546.3%

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 26 Dec 2025 at 05:17 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision. Some buy to let mortgages are not regulated by the Financial Conduct Authority