LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total Cost
Tracker24m4.13%£1,203.845.74%£1,024£29,996
Tracker27m4.16%£1,207.607.74%£1,034£30,280
Tracker24m4.17%£1,208.856.24%£999£30,011
Tracker26m4.18%£1,208.967.24%£1,499£30,514
Tracker24m4.23%£1,216.396.49%£1,014£29,707

LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total Cost
Fixed27m4.45%£1,244.256.94%£1,510£35,562
Fixed26m4.60%£1,262.187.24%£999£31,291
Fixed28m4.64%£1,268.577.24%£1,495£35,166
Fixed27m4.68%£1,273.726.24%£999£33,504
Fixed39m4.70%£1,276.306.50%£999£36,157

LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total Cost
Tracker24m4.13%£1,203.845.74%£1,024£29,996
Tracker27m4.16%£1,207.607.74%£1,034£30,280
Tracker24m4.17%£1,208.856.24%£999£30,011
Tracker26m4.18%£1,208.967.24%£1,499£30,514
Tracker24m4.23%£1,216.396.49%£1,014£29,707

This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 22 Jul 2026 at 02:48 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.