LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total Cost
Tracker26m4.08%£1,196.467.24%£1,499£30,214
Tracker24m4.12%£1,202.596.49%£1,014£29,376
Tracker24m4.13%£1,203.845.74%£1,024£29,996
Tracker26m4.16%£1,207.607.74%£1,034£30,280
Tracker24m4.17%£1,208.856.24%£999£30,011

LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total Cost
Fixed27m4.39%£1,236.626.94%£1,510£35,677
Fixed27m4.49%£1,249.356.74%£1,530£35,900
Fixed25m4.49%£1,249.357.24%£1,495£31,479
Fixed27m4.51%£1,251.906.24%£999£32,978
Fixed24m4.51%£1,251.906.49%£1,014£30,560

LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total Cost
Tracker26m4.08%£1,196.467.24%£1,499£30,214
Tracker24m4.12%£1,202.596.49%£1,014£29,376
Tracker24m4.13%£1,203.845.74%£1,024£29,996
Tracker26m4.16%£1,207.607.74%£1,034£30,280
Tracker24m4.17%£1,208.856.24%£999£30,011

This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 08 Jul 2026 at 02:44 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.