| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 27m | 4.18% | £1,208.96 | 7.24% | £1,499 | £30,514 | 45283 | 42 | 1499 | Halifax |
| Tracker | 24m | 4.20% | £1,212.62 | 5.74% | £1,024 | £30,207 | 25834 | 115 | 1024 | Barclays |
| Tracker | 24m | 4.23% | £1,216.39 | 6.49% | £1,014 | £29,707 | 62998 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 27m | 4.24% | £1,217.65 | 6.74% | £1,025 | £30,785 | 100686 | 207 | 1025 | NatWest |
| Tracker | 28m | 4.26% | £1,220.17 | 7.74% | £1,034 | £30,582 | 85838 | 57 | 1034 | Leeds B Society |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 27m | 5.00% | £1,315.33 | 5.74% | £1,024 | £36,982 | 26805 | 115 | 1024 | Barclays |
| Fixed | 27m | 5.03% | £1,317.93 | 7.24% | £999 | £34,785 | 14108 | 42 | 999 | Halifax |
| Fixed | 27m | 5.09% | £1,327.15 | 6.94% | £1,510 | £37,869 | 89937 | 628 | 1510 | Bank of Ireland |
| Fixed | 24m | 5.11% | £1,329.79 | 6.49% | £1,014 | £32,429 | 79240 | 75 | 1014 | Nationwide B.Soc |
| Fixed | 26m | 5.11% | £1,329.79 | 6.49% | £1,024 | £33,038 | 87340 | 80 | 1024 | Virgin Money |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 27m | 4.18% | £1,208.96 | 7.24% | £1,499 | £30,514 | 45283 | 42 | 1499 | Halifax |
| Tracker | 24m | 4.20% | £1,212.62 | 5.74% | £1,024 | £30,207 | 25834 | 115 | 1024 | Barclays |
| Tracker | 24m | 4.23% | £1,216.39 | 6.49% | £1,014 | £29,707 | 62998 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 27m | 4.24% | £1,217.65 | 6.74% | £1,025 | £30,785 | 100686 | 207 | 1025 | NatWest |
| Tracker | 28m | 4.26% | £1,220.17 | 7.74% | £1,034 | £30,582 | 85838 | 57 | 1034 | Leeds B Society |
This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 23 Sep 2026 at 03:07 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.