LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total Cost
Tracker24m4.13%£1,203.845.74%£1,024£29,996
Tracker24m4.17%£1,208.856.24%£999£30,011
Tracker26m4.18%£1,208.967.24%£1,499£30,514
Tracker24m4.23%£1,216.396.49%£1,014£29,707
Tracker24m4.24%£1,217.656.50%£999£30,198

LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total Cost
Fixed27m4.65%£1,269.866.94%£1,510£36,182
Fixed26m4.65%£1,268.607.24%£999£31,445
Fixed38m4.77%£1,285.355.74%£1,024£36,256
Fixed27m4.78%£1,286.656.24%£999£33,815
Fixed27m4.79%£1,287.956.74%£1,025£33,200

LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total Cost
Tracker24m4.13%£1,203.845.74%£1,024£29,996
Tracker24m4.17%£1,208.856.24%£999£30,011
Tracker26m4.18%£1,208.967.24%£1,499£30,514
Tracker24m4.23%£1,216.396.49%£1,014£29,707
Tracker24m4.24%£1,217.656.50%£999£30,198

This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 29 Jul 2026 at 02:57 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.