| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 28m | 4.39% | £1,235.42 | 7.24% | £1,499 | £31,149 | 38584 | 42 | 1499 | Halifax |
| Tracker | 27m | 4.44% | £1,242.97 | 6.99% | £1,025 | £31,393 | 3095 | 207 | 1025 | NatWest |
| Variable | 24m | 4.44% | £1,242.97 | 7.24% | £999 | £30,930 | 22715 | 190 | 999 | Bath Inv. + B.Soc. |
| Tracker | 24m | 4.48% | £1,248.07 | 6.74% | £1,014 | £30,468 | 52400 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 24m | 4.51% | £1,251.90 | 5.99% | £1,024 | £31,150 | 38235 | 115 | 1024 | Barclays |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 64m | 4.96% | £1,308.77 | 7.24% | £999 | £41,027 | 39277 | 42 | 999 | Halifax |
| Fixed | 63m | 5.08% | £1,325.84 | 6.99% | £1,025 | £42,008 | 36998 | 207 | 1025 | NatWest |
| Fixed | 25m | 5.09% | £1,327.15 | 6.94% | £1,510 | £33,257 | 89967 | 628 | 1510 | Bank of Ireland |
| Fixed | 26m | 5.10% | £1,328.47 | 6.50% | £999 | £33,107 | 21854 | 1 | 999 | Santander |
| Fixed | 61m | 5.14% | £1,333.75 | 5.99% | £1,024 | £41,741 | 3790 | 115 | 1024 | Barclays |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 28m | 4.39% | £1,235.42 | 7.24% | £1,499 | £31,149 | 38584 | 42 | 1499 | Halifax |
| Tracker | 27m | 4.44% | £1,242.97 | 6.99% | £1,025 | £31,393 | 3095 | 207 | 1025 | NatWest |
| Tracker | 24m | 4.48% | £1,248.07 | 6.74% | £1,014 | £30,468 | 52400 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 24m | 4.51% | £1,251.90 | 5.99% | £1,024 | £31,150 | 38235 | 115 | 1024 | Barclays |
| Tracker | 27m | 4.51% | £1,251.90 | 7.74% | £1,034 | £31,344 | 46146 | 57 | 1034 | Leeds B Society |
This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 12 Nov 2026 at 03:11 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.