LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total Cost
Tracker27m4.18%£1,208.967.24%£1,499£30,514
Tracker24m4.20%£1,212.625.74%£1,024£30,207
Tracker24m4.23%£1,216.396.49%£1,014£29,707
Tracker26m4.24%£1,217.656.74%£1,025£30,249
Tracker28m4.26%£1,220.177.74%£1,034£30,582

LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total Cost
Fixed27m4.75%£1,282.765.74%£1,024£36,193
Fixed60m4.84%£1,294.447.74%£995£38,370
Fixed26m4.92%£1,304.866.74%£1,525£32,842
Fixed27m4.93%£1,304.857.24%£999£34,469
Fixed27m4.94%£1,307.476.29%£1,495£35,028

LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total Cost
Tracker27m4.18%£1,208.967.24%£1,499£30,514
Tracker24m4.20%£1,212.625.74%£1,024£30,207
Tracker24m4.23%£1,216.396.49%£1,014£29,707
Tracker26m4.24%£1,217.656.74%£1,025£30,249
Tracker28m4.26%£1,220.177.74%£1,034£30,582

This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 16 Sep 2026 at 03:12 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.