| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 28m | 4.14% | £1,203.95 | 7.24% | £1,499 | £30,394 | 38584 | 42 | 1499 | Halifax |
| Tracker | 27m | 4.19% | £1,211.36 | 6.74% | £1,025 | £30,634 | 3095 | 207 | 1025 | NatWest |
| Tracker | 24m | 4.23% | £1,216.39 | 6.49% | £1,014 | £29,707 | 52400 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 24m | 4.26% | £1,220.17 | 5.74% | £1,024 | £30,388 | 38235 | 115 | 1024 | Barclays |
| Tracker | 27m | 4.26% | £1,220.17 | 7.74% | £1,034 | £30,582 | 46146 | 57 | 1034 | Leeds B Society |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 64m | 4.96% | £1,308.77 | 7.24% | £999 | £41,027 | 39277 | 42 | 999 | Halifax |
| Fixed | 25m | 5.09% | £1,327.15 | 6.94% | £1,510 | £33,257 | 89967 | 628 | 1510 | Bank of Ireland |
| Fixed | 62m | 5.14% | £1,333.75 | 6.24% | £999 | £38,832 | 22916 | 344 | 999 | HSBC Intermediary |
| Fixed | 60m | 5.14% | £1,333.75 | 7.74% | £995 | £39,325 | 4352 | 156 | 995 | Scottish B.Soc |
| Fixed | 62m | 5.16% | £1,336.39 | 6.49% | £1,024 | £39,667 | 47930 | 80 | 1024 | Virgin Money |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 28m | 4.14% | £1,203.95 | 7.24% | £1,499 | £30,394 | 38584 | 42 | 1499 | Halifax |
| Tracker | 27m | 4.19% | £1,211.36 | 6.74% | £1,025 | £30,634 | 3095 | 207 | 1025 | NatWest |
| Tracker | 24m | 4.23% | £1,216.39 | 6.49% | £1,014 | £29,707 | 52400 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 24m | 4.26% | £1,220.17 | 5.74% | £1,024 | £30,388 | 38235 | 115 | 1024 | Barclays |
| Tracker | 27m | 4.26% | £1,220.17 | 7.74% | £1,034 | £30,582 | 46146 | 57 | 1034 | Leeds B Society |
This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 05 Nov 2026 at 03:29 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.