LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total Cost
Tracker27m4.18%£1,208.967.24%£1,499£30,514
Tracker24m4.20%£1,212.625.74%£1,024£30,207
Tracker24m4.23%£1,216.396.49%£1,014£29,707
Tracker28m4.24%£1,217.656.74%£1,025£30,785
Tracker24m4.32%£1,227.756.24%£999£30,465

LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total Cost
Fixed39m5.02%£1,317.955.74%£1,024£37,045
Fixed27m5.03%£1,317.937.24%£999£34,785
Fixed27m5.09%£1,327.156.94%£1,510£37,569
Fixed64m5.11%£1,329.796.74%£1,025£42,104
Fixed38m5.14%£1,333.757.24%£995£36,240

LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total Cost
Tracker27m4.18%£1,208.967.24%£1,499£30,514
Tracker24m4.20%£1,212.625.74%£1,024£30,207
Tracker24m4.23%£1,216.396.49%£1,014£29,707
Tracker28m4.24%£1,217.656.74%£1,025£30,785
Tracker24m4.32%£1,227.756.24%£999£30,465

This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 30 Sep 2026 at 03:05 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.