LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total Cost
Tracker24m4.17%£1,208.856.24%£999£30,011
Tracker28m4.18%£1,208.967.24%£1,499£30,514
Tracker24m4.23%£1,216.396.49%£1,014£29,707
Tracker24m4.24%£1,217.655.74%£1,024£30,328
Tracker24m4.24%£1,217.656.50%£999£30,198

LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total Cost
Fixed28m4.59%£1,262.146.94%£1,510£36,295
Fixed27m4.66%£1,271.146.50%£999£33,882
Fixed28m4.68%£1,272.467.24%£999£33,689
Fixed27m4.68%£1,273.727.74%£1,534£35,270
Fixed26m4.71%£1,277.596.24%£999£31,661

LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total Cost
Tracker24m4.17%£1,208.856.24%£999£30,011
Tracker28m4.18%£1,208.967.24%£1,499£30,514
Tracker24m4.23%£1,216.396.49%£1,014£29,707
Tracker24m4.24%£1,217.655.74%£1,024£30,328
Tracker24m4.24%£1,217.656.50%£999£30,198

This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 19 Aug 2026 at 03:06 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.