LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total Cost
Tracker27m4.08%£1,196.467.24%£1,499£30,214
Variable0m4.09%£1,198.844.09%£575£29,347
Tracker24m4.17%£1,208.856.24%£999£30,011
Tracker24m4.18%£1,210.115.74%£1,024£30,147
Tracker27m4.21%£1,213.887.74%£1,034£30,431

LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total Cost
Fixed25m4.54%£1,255.746.24%£999£31,137
Fixed27m4.59%£1,262.146.50%£999£33,665
Fixed26m4.59%£1,262.147.24%£1,495£31,786
Fixed27m4.63%£1,267.285.74%£1,024£35,818
Fixed28m4.63%£1,267.286.29%£1,495£34,060

LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total Cost
Tracker27m4.08%£1,196.467.24%£1,499£30,214
Tracker24m4.17%£1,208.856.24%£999£30,011
Tracker24m4.18%£1,210.115.74%£1,024£30,147
Tracker27m4.21%£1,213.887.74%£1,034£30,431
Tracker24m4.24%£1,217.656.49%£1,014£29,738

This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 24 Jun 2026 at 02:30 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.