LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total Cost
Tracker27m4.08%£1,196.467.24%£1,499£30,214
Variable0m4.09%£1,198.844.09%£575£29,347
Tracker24m4.17%£1,208.856.24%£999£30,011
Tracker24m4.18%£1,210.115.74%£1,024£30,147
Tracker26m4.21%£1,213.887.74%£1,034£30,431

LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total Cost
Fixed25m4.61%£1,264.716.24%£999£31,352
Fixed26m4.64%£1,268.576.50%£999£31,420
Fixed26m4.64%£1,268.577.24%£1,495£31,941
Fixed26m4.64%£1,268.577.74%£1,534£32,244
Fixed27m4.69%£1,275.016.74%£1,530£36,522

LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total Cost
Tracker27m4.08%£1,196.467.24%£1,499£30,214
Tracker24m4.17%£1,208.856.24%£999£30,011
Tracker24m4.18%£1,210.115.74%£1,024£30,147
Tracker26m4.21%£1,213.887.74%£1,034£30,431
Tracker24m4.24%£1,217.656.49%£1,014£29,738

This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 10 Jun 2026 at 02:33 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.