| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 26m | 4.18% | £1,208.96 | 7.24% | £1,499 | £30,514 | 109302 | 42 | 1499 | Halifax |
| Tracker | 27m | 4.19% | £1,211.36 | 6.74% | £1,025 | £30,634 | 32167 | 207 | 1025 | NatWest |
| Tracker | 24m | 4.23% | £1,216.39 | 6.49% | £1,014 | £29,707 | 52400 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 24m | 4.26% | £1,220.17 | 5.74% | £1,024 | £30,388 | 38235 | 115 | 1024 | Barclays |
| Tracker | 27m | 4.26% | £1,220.17 | 7.74% | £1,034 | £30,582 | 39880 | 57 | 1034 | Leeds B Society |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 26m | 5.09% | £1,327.15 | 6.94% | £1,510 | £33,257 | 89967 | 628 | 1510 | Bank of Ireland |
| Fixed | 26m | 5.11% | £1,328.44 | 7.24% | £999 | £32,882 | 109205 | 42 | 999 | Halifax |
| Fixed | 63m | 5.14% | £1,333.75 | 6.24% | £999 | £40,773 | 22916 | 344 | 999 | HSBC Intermediary |
| Fixed | 60m | 5.14% | £1,333.75 | 7.74% | £995 | £39,325 | 101598 | 156 | 995 | Scottish B.Soc |
| Fixed | 39m | 5.18% | £1,339.03 | 6.50% | £999 | £37,675 | 37362 | 1 | 999 | Santander |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 26m | 4.18% | £1,208.96 | 7.24% | £1,499 | £30,514 | 109302 | 42 | 1499 | Halifax |
| Tracker | 27m | 4.19% | £1,211.36 | 6.74% | £1,025 | £30,634 | 32167 | 207 | 1025 | NatWest |
| Tracker | 24m | 4.23% | £1,216.39 | 6.49% | £1,014 | £29,707 | 52400 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 24m | 4.26% | £1,220.17 | 5.74% | £1,024 | £30,388 | 38235 | 115 | 1024 | Barclays |
| Tracker | 27m | 4.26% | £1,220.17 | 7.74% | £1,034 | £30,582 | 39880 | 57 | 1034 | Leeds B Society |
This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 29 Oct 2026 at 03:28 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.