LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
4.06%£1,195.106.24%£1,034Fixed5.5% APRC63m63m£38,363£415,379
4.07%£1,196.357.24%£1,025Fixed6.0% APRC63m63m£38,840£442,754
4.08%£1,197.596.74%£999Fixed5.8% APRC62m62m£35,525£429,627
4.08%£1,197.596.75%£999Fixed5.8% APRC63m63m£40,676£429,577
4.14%£1,205.096.99%£1,020Fixed6.0% APRC62m62m£38,613£438,602

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
4.06%£1,195.106.24%£1,034Fixed5.5% APRC63m63m£38,363£415,379
4.07%£1,196.357.24%£1,025Fixed6.0% APRC63m63m£38,840£442,754
4.08%£1,197.596.74%£999Fixed5.8% APRC62m62m£35,525£429,627
4.08%£1,197.596.75%£999Fixed5.8% APRC63m63m£40,676£429,577
4.14%£1,205.096.99%£1,020Fixed6.0% APRC62m62m£38,613£438,602

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
4.48%£1,246.857.74%£1,499Tracker7.3% APRC27m0m£31,423£489,040
4.54%£1,255.746.74%£999Tracker6.5% APRC24m0m£30,637£453,924
4.54%£1,255.746.99%£1,014Tracker6.8% APRC24m0m£30,652£463,130
4.61%£1,264.716.24%£1,034Tracker6.1% APRC24m0m£31,467£436,837
4.67%£1,272.436.99%£995Tracker6.8% APRC26m26m£31,632£466,458

This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 20 Jun 2025 at 05:15 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.