LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
3.99%£1,186.396.74%£999Fixed5.7% APRC63m63m£37,179£427,786
4.03%£1,191.367.24%£1,014Fixed6.1% APRC60m60m£35,530£443,672
4.03%£1,190.247.99%£999Fixed6.4% APRC64m64m£38,130£461,923
4.09%£1,198.846.24%£1,034Fixed5.5% APRC61m61m£38,455£416,678
4.10%£1,200.097.49%£1,525Fixed6.2% APRC62m62m£38,896£451,402

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
3.99%£1,186.396.74%£999Fixed5.7% APRC63m63m£37,179£427,786
4.03%£1,191.367.24%£1,014Fixed6.1% APRC60m60m£35,530£443,672
4.03%£1,190.247.99%£999Fixed6.4% APRC64m64m£38,130£461,923
4.09%£1,198.846.24%£1,034Fixed5.5% APRC61m61m£38,455£416,678
4.10%£1,200.097.49%£1,525Fixed6.2% APRC62m62m£38,896£451,402

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
4.48%£1,246.857.99%£1,499Tracker7.5% APRC28m0m£31,423£497,557
4.52%£1,253.186.75%£999Tracker6.5% APRC24m0m£31,050£454,650
4.54%£1,255.746.74%£999Tracker6.5% APRC24m0m£30,637£453,924
4.54%£1,255.747.24%£1,014Tracker7.0% APRC24m0m£30,652£472,412
4.61%£1,264.716.24%£1,034Tracker6.1% APRC24m0m£31,467£436,837

This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 09 May 2025 at 04:42 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.