LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
4.12%£1,202.596.74%£999Fixed5.8% APRC62m62m£35,646£430,194
4.20%£1,212.626.49%£1,034Fixed5.7% APRC63m63m£38,792£424,103
4.21%£1,213.887.49%£1,525Fixed6.3% APRC63m63m£39,770£452,310
4.21%£1,213.886.75%£999Fixed5.8% APRC63m63m£41,077£431,445
4.24%£1,216.486.49%£1,029Fixed6.1% APRC36m36m£32,119£436,810

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
4.12%£1,202.596.74%£999Fixed5.8% APRC62m62m£35,646£430,194
4.20%£1,212.626.49%£1,034Fixed5.7% APRC63m63m£38,792£424,103
4.21%£1,213.886.75%£999Fixed5.8% APRC63m63m£41,077£431,445
4.21%£1,213.887.49%£1,525Fixed6.3% APRC63m63m£39,770£452,310
4.24%£1,216.486.49%£1,029Fixed6.1% APRC36m36m£32,119£436,810

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
4.73%£1,278.907.99%£1,499Tracker7.6% APRC27m0m£32,193£500,094
4.77%£1,285.356.75%£999Tracker6.6% APRC24m0m£32,072£456,351
4.79%£1,287.956.74%£999Tracker6.6% APRC24m0m£31,160£455,123
4.79%£1,287.957.24%£1,014Tracker7.0% APRC24m0m£31,425£473,894
4.86%£1,297.046.49%£1,034Tracker6.4% APRC24m0m£32,243£447,278

This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 24 Mar 2025 at 04:00 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.