Best Buys

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.74%	£1,155.57	7.24%	£1,495	Fixed	6.8% APRC	26m	26m	£29,229	£466,964	9363	313	1495	TSB Bank
3.78%	£1,160.47	5.74%	£1,024	Fixed	5.5% APRC	27m	27m	£33,230	£413,122	37301	115	1024	Barclays
3.79%	£1,161.70	6.50%	£999	Fixed	6.1% APRC	26m	26m	£29,105	£440,318	35884	1	999	Santander
3.79%	£1,160.64	7.24%	£999	Fixed	6.7% APRC	27m	27m	£30,992	£465,486	27692	42	999	Halifax
3.82%	£1,165.39	6.24%	£999	Fixed	5.9% APRC	26m	26m	£28,968	£431,090	70873	344	999	HSBC Intermediary

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.74%	£1,155.57	7.24%	£1,495	Fixed	6.8% APRC	26m	26m	£29,229	£466,964	9363	313	1495	TSB Bank
3.78%	£1,160.47	5.74%	£1,024	Fixed	5.5% APRC	27m	27m	£33,230	£413,122	37301	115	1024	Barclays
3.79%	£1,161.70	6.50%	£999	Fixed	6.1% APRC	26m	26m	£29,105	£440,318	35884	1	999	Santander
3.79%	£1,160.64	7.24%	£999	Fixed	6.7% APRC	27m	27m	£30,992	£465,486	27692	42	999	Halifax
3.82%	£1,165.39	6.24%	£999	Fixed	5.9% APRC	26m	26m	£28,968	£431,090	70873	344	999	HSBC Intermediary

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.98%	£1,184.04	7.24%	£1,499	Tracker	6.8% APRC	27m	0m	£29,916	£467,265	28681	42	1499	Halifax
4.04%	£1,192.61	6.24%	£999	Tracker	6.0% APRC	24m	0m	£29,622	£433,459	29076	344	999	HSBC Intermediary
4.04%	£1,192.61	6.49%	£999	Tracker	6.3% APRC	26m	0m	£29,721	£444,425	9109	80	999	Virgin Money
4.04%	£1,192.61	6.49%	£1,014	Tracker	6.2% APRC	24m	0m	£29,137	£441,947	51141	75	1014	Nationwide B.Soc
4.11%	£1,201.34	5.74%	£1,024	Tracker	5.6% APRC	24m	0m	£29,936	£416,298	64269	115	1024	Barclays

This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 03 Mar 2026 at 02:37 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.