Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for ComparisonEarly Repayment Charge3 Year Total Cost
1.29%£390.143.59%£490.76£1,034Fixed3.1% APRC38m£14,909
1.80%£414.194.24%£526.21£25Variable3.7% APRC0m£15,076
1.45%£397.593.59%£483.98£20Fixed2.8% APRC60m£15,470
1.61%£404.913.59%£492.18£0Fixed3.1% APRC39m£15,477
1.99%£423.371.99%£423.37£265Variable2.0% APRC36m£15,656

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for ComparisonEarly Repayment Charge3 Year Total Cost
1.29%£390.143.59%£490.76£1,034Fixed3.1% APRC38m£14,909
1.45%£397.593.59%£483.98£20Fixed2.8% APRC60m£15,470
1.61%£404.913.59%£492.18£0Fixed3.1% APRC39m£15,477
1.19%£385.544.49%£530.58£1,007Fixed3.7% APRC39m£15,907
2.24%£435.645.29%£579.34£35Fixed4.5% APRC37m£15,917

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for ComparisonEarly Repayment Charge3 Year Total Cost
2.49%£448.112.49%£448.11£1,570Tracker2.7% APRC12m£17,797
4.90%£578.784.90%£578.78£875Tracker5.1% APRC0m£21,836

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 23 Jun 2021 at 02:03 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision. Representative example: A mortgage of £186,895 payable over 24 years, initially on a fixed rate for 24 months at a typical interest rate of 2.67%, reverting to a variable rate of 4.55% for the remaining 264 months would require 24 monthly payments of £854.53 and 264 monthly payments of £1,030.74. The total amount payable would be £306,164.17 made up of the loan amount plus interest and an arrangement fee of £995. The overall cost for comparison is 4.36% APRC representative.