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Type	Initial Rate	Initial Payment	Reverting Rate	Total Fees	Early Repayment Charge	Initial Period (months)	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	4.25%	£541.74	5.74%	£25	24m	24m	5.6% APRC	£12,857	64275	115	25	Barclays
Variable	4.34%	£546.79	7.34%	£25	24m	24m	7.0% APRC	£12,848	23233	6	25	Beverley BS
Fixed	4.38%	£549.04	6.74%	£30	26m	26m	6.4% APRC	£12,857	79180	207	30	NatWest
Fixed	4.42%	£551.30	6.24%	£0	26m	26m	6.0% APRC	£12,581	66988	344	0	HSBC Intermediary
Fixed	4.49%	£555.27	6.49%	£15	24m	24m	6.3% APRC	£12,841	37210	75	15	Nationwide B.Soc

Type	Initial Rate	Initial Payment	Reverting Rate	Total Fees	Early Repayment Charge	Initial Period (months)	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	4.19%	£538.38	6.50%	£0	26m	26m	6.2% APRC	£12,896	47966	1	0	Santander
Fixed	4.32%	£545.77	7.99%	£1,019	24m	24m	7.6% APRC	£13,217	59386	198	1019	Furness B.Soc
Fixed	4.38%	£549.04	6.74%	£30	26m	26m	6.4% APRC	£12,857	79180	207	30	NatWest
Fixed	4.42%	£551.30	6.24%	£0	26m	26m	6.0% APRC	£12,581	66988	344	0	HSBC Intermediary
Fixed	4.49%	£555.27	6.49%	£15	24m	24m	6.3% APRC	£12,841	37210	75	15	Nationwide B.Soc

Type	Initial Rate	Initial Payment	Reverting Rate	Total Fees	Early Repayment Charge	Initial Period (months)	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	3.94%	£524.53	6.49%	£1,014	0m	24m	6.3% APRC	£13,103	51138	75	1014	Nationwide B.Soc
Tracker	3.94%	£524.53	6.49%	£999	0m	26m	6.3% APRC	£13,687	9106	80	999	Virgin Money
Tracker	3.99%	£527.28	6.24%	£999	0m	24m	6.1% APRC	£13,304	32159	344	999	HSBC Intermediary
Tracker	4.25%	£541.74	5.74%	£25	24m	24m	5.6% APRC	£12,857	64275	115	25	Barclays
Tracker	4.57%	£559.81	6.74%	£30	26m	26m	6.5% APRC	£13,115	78166	207	30	NatWest

This table is based on a property value of £200,000 and a mortgage of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 16 Mar 2026 at 01:19 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.