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Type	Initial Rate	Initial Payment	Reverting Rate	Total Fees	Early Repayment Charge	Initial Period (months)	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	4.26%	£542.30	6.49%	£0	26m	26m	6.2% APRC	£12,365	47230	344	0	HSBC Intermediary
Fixed	4.30%	£544.54	6.74%	£15	24m	24m	6.4% APRC	£12,584	19915	75	15	Nationwide B.Soc
Fixed	4.39%	£549.61	7.24%	£530	26m	26m	6.6% APRC	£13,311	40498	360	530	Accord Mortgages
Fixed	4.44%	£552.43	7.99%	£0	24m	24m	7.5% APRC	£13,108	1029	156	0	Scottish B.Soc
Tracker	4.50%	£555.83	5.99%	£25	24m	24m	5.9% APRC	£13,195	64275	115	25	Barclays

Type	Initial Rate	Initial Payment	Reverting Rate	Total Fees	Early Repayment Charge	Initial Period (months)	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	4.26%	£542.30	6.49%	£0	26m	26m	6.2% APRC	£12,365	47230	344	0	HSBC Intermediary
Fixed	4.27%	£542.86	6.99%	£30	27m	27m	6.6% APRC	£13,424	18606	207	30	NatWest
Fixed	4.30%	£544.54	6.74%	£15	24m	24m	6.4% APRC	£12,584	19915	75	15	Nationwide B.Soc
Fixed	4.39%	£549.61	7.24%	£530	26m	26m	6.6% APRC	£13,311	40498	360	530	Accord Mortgages
Fixed	4.44%	£552.43	7.99%	£0	24m	24m	7.5% APRC	£13,108	1029	156	0	Scottish B.Soc

Type	Initial Rate	Initial Payment	Reverting Rate	Total Fees	Early Repayment Charge	Initial Period (months)	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	4.19%	£538.38	6.74%	£1,014	0m	24m	6.5% APRC	£13,435	26745	75	1014	Nationwide B.Soc
Tracker	4.24%	£541.18	6.49%	£999	0m	24m	6.3% APRC	£13,637	21194	344	999	HSBC Intermediary
Tracker	4.50%	£555.83	5.99%	£25	24m	24m	5.9% APRC	£13,195	64275	115	25	Barclays
Tracker	4.72%	£568.39	6.99%	£30	27m	27m	6.7% APRC	£13,560	19946	207	30	NatWest
Tracker	5.00%	£584.59	7.99%	£35	0m	24m	7.6% APRC	£13,940	22467	208	35	Hanley Economic

This table is based on a property value of £200,000 and a mortgage of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 15 Sep 2025 at 02:29 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.