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Type	Initial Rate	Initial Payment	Reverting Rate	Total Fees	Early Repayment Charge	Initial Period (months)	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	4.45%	£553.00	6.80%	£8	26m	26m	6.4% APRC	£13,345	1257	90	8	Principality
Tracker	4.74%	£569.54	6.74%	£30	26m	26m	6.5% APRC	£13,349	94661	207	30	NatWest
Tracker	4.79%	£572.42	6.49%	£15	0m	24m	6.3% APRC	£13,253	63540	75	15	Nationwide B.Soc
Variable	4.84%	£575.31	7.34%	£25	24m	24m	7.1% APRC	£13,532	22376	6	25	Beverley BS
Fixed	4.92%	£579.94	6.24%	£0	25m	25m	6.1% APRC	£13,269	49334	344	0	HSBC Intermediary

Type	Initial Rate	Initial Payment	Reverting Rate	Total Fees	Early Repayment Charge	Initial Period (months)	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	4.92%	£579.94	6.24%	£0	25m	25m	6.1% APRC	£13,269	49334	344	0	HSBC Intermediary
Fixed	4.94%	£581.10	6.50%	£0	26m	26m	6.4% APRC	£13,921	11624	1	0	Santander
Fixed	5.04%	£586.92	7.24%	£0	26m	26m	7.0% APRC	£13,536	38956	313	0	TSB Bank
Fixed	5.04%	£586.92	6.49%	£15	24m	24m	6.4% APRC	£13,601	63111	75	15	Nationwide B.Soc
Fixed	5.13%	£592.19	6.74%	£30	26m	26m	6.6% APRC	£13,893	29414	207	30	NatWest

Type	Initial Rate	Initial Payment	Reverting Rate	Total Fees	Early Repayment Charge	Initial Period (months)	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	4.12%	£534.49	6.24%	£999	0m	24m	6.1% APRC	£13,477	67202	344	999	HSBC Intermediary
Tracker	4.44%	£552.43	7.24%	£995	0m	26m	7.0% APRC	£13,703	46705	313	995	TSB Bank
Tracker	4.45%	£553.00	6.80%	£8	26m	26m	6.4% APRC	£13,345	1257	90	8	Principality
Tracker	4.74%	£569.54	6.74%	£30	26m	26m	6.5% APRC	£13,349	94661	207	30	NatWest
Tracker	4.79%	£572.42	6.49%	£15	0m	24m	6.3% APRC	£13,253	63540	75	15	Nationwide B.Soc

This table is based on a property value of £200,000 and a mortgage of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 12 Sep 2026 at 01:28 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.