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| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| 2.94% | £1,046.02 | 7.99% | £1,785.49 | £1,019 | Fixed | 7.3% APRC | £25,973 | 11746 | 198 | 1019 | Furness B.Soc |
| 3.67% | £1,146.47 | 6.45% | £1,548.36 | £18 | Fixed | 6.1% APRC | £27,613 | 5440 | 220 | 18 | Kensington |
| 4.20% | £1,222.54 | 6.49% | £1,559.79 | £1,014 | Tracker | 6.3% APRC | £30,355 | 43883 | 75 | 1014 | Nationwide B.Soc |
| 4.39% | £1,249.36 | 7.24% | £1,674.79 | £1,599 | Tracker | 6.9% APRC | £31,584 | 35694 | 42 | 1599 | Halifax |
| 4.40% | £1,251.90 | 6.24% | £1,520.43 | £1,499 | Variable | 6.1% APRC | £31,670 | 33135 | 686 | 1499 | West Brom BS |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| 2.94% | £1,046.02 | 7.99% | £1,785.49 | £1,019 | Fixed | 7.3% APRC | £25,973 | 11746 | 198 | 1019 | Furness B.Soc |
| 3.67% | £1,146.47 | 6.45% | £1,548.36 | £18 | Fixed | 6.1% APRC | £27,613 | 5440 | 220 | 18 | Kensington |
| 5.02% | £1,345.11 | 5.99% | £1,489.59 | £924 | Fixed | 6.0% APRC | £33,287 | 16910 | 115 | 924 | Barclays |
| 5.03% | £1,346.64 | 6.24% | £1,527.63 | £1,016 | Fixed | 6.2% APRC | £33,335 | 19430 | 344 | 1016 | HSBC Intermediary |
| 5.03% | £1,345.47 | 7.24% | £1,681.98 | £1,099 | Fixed | 7.0% APRC | £35,565 | 4970 | 42 | 1099 | Halifax |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.20% | £1,222.54 | 6.49% | £1,559.79 | £1,014 | Tracker | 6.3% APRC | £30,355 | 43883 | 75 | 1014 | Nationwide B.Soc |
| 4.39% | £1,249.36 | 7.24% | £1,674.79 | £1,599 | Tracker | 6.9% APRC | £31,584 | 35694 | 42 | 1599 | Halifax |
| 4.44% | £1,257.82 | 6.99% | £1,638.10 | £1,025 | Tracker | 6.7% APRC | £31,817 | 508 | 207 | 1025 | NatWest |
| 4.45% | £1,259.30 | 6.50% | £1,563.69 | £1,999 | Tracker | 6.4% APRC | £32,447 | 46867 | 1 | 1999 | Santander |
| 4.51% | £1,268.20 | 5.99% | £1,485.62 | £1,024 | Tracker | 5.9% APRC | £31,541 | 38188 | 115 | 1024 | Barclays |
This table is based on a residential property value of £350,000 and a mortgage secured against that property of £250,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 30 years (360 monthly payments).
Source: Mortgage Brain. This information was last revised on 09 Nov 2026 at 01:14 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.