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Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
0.71%	£771.29	7.99%	£1,752.96	£1,019	Fixed	6.9% APRC	£19,380	5728	198	1019	Furness B.Soc
2.39%	£973.56	7.34%	£1,667.39	£1,015	Fixed	6.6% APRC	£25,247	76521	803	1015	Leek BuildingSociety
2.77%	£1,023.25	6.50%	£1,546.39	£18	Fixed	6.0% APRC	£24,656	27301	220	18	Kensington
3.70%	£1,150.71	5.74%	£1,439.78	£924	Fixed	5.6% APRC	£28,621	61847	115	924	Barclays
3.71%	£1,152.12	6.50%	£1,554.51	£999	Fixed	6.2% APRC	£28,625	65818	1	999	Santander

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
0.71%	£771.29	7.99%	£1,752.96	£1,019	Fixed	6.9% APRC	£19,380	5728	198	1019	Furness B.Soc
2.39%	£973.56	7.34%	£1,667.39	£1,015	Fixed	6.6% APRC	£25,247	76521	803	1015	Leek BuildingSociety
2.77%	£1,023.25	6.50%	£1,546.39	£18	Fixed	6.0% APRC	£24,656	27301	220	18	Kensington
3.70%	£1,150.71	5.74%	£1,439.78	£924	Fixed	5.6% APRC	£28,621	61847	115	924	Barclays
3.71%	£1,152.12	6.50%	£1,554.51	£999	Fixed	6.2% APRC	£28,625	65818	1	999	Santander

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.98%	£1,189.67	7.24%	£1,669.86	£1,599	Tracker	6.8% APRC	£30,151	54024	42	1599	Halifax
4.04%	£1,199.31	6.24%	£1,519.60	£1,016	Tracker	6.1% APRC	£29,799	14989	344	1016	HSBC Intermediary
4.04%	£1,199.31	6.49%	£1,558.25	£1,014	Tracker	6.3% APRC	£29,797	12557	75	1014	Nationwide B.Soc
4.09%	£1,206.55	6.49%	£1,562.55	£1,024	Tracker	6.4% APRC	£30,080	30484	80	1024	Virgin Money
4.10%	£1,208.00	7.74%	£1,754.27	£1,034	Tracker	7.3% APRC	£30,290	62762	57	1034	Leeds B Society

This table is based on a residential property value of £350,000 and a mortgage secured against that property of £250,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 30 years (360 monthly payments).

Source: Mortgage Brain. This information was last revised on 12 Feb 2026 at 01:07 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.