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| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| 1.05% | £809.85 | 6.74% | £1,561.07 | £1,020 | Fixed | 6.0% APRC | £20,555 | 31730 | 80 | 1020 | Virgin Money |
| 1.09% | £814.54 | 8.24% | £1,782.95 | £1,019 | Fixed | 6.9% APRC | £20,418 | 45274 | 198 | 1019 | Furness B.Soc |
| 2.09% | £935.34 | 6.60% | £1,553.70 | £18 | Fixed | 6.0% APRC | £22,546 | 42132 | 220 | 18 | Kensington |
| 2.77% | £1,023.25 | 7.34% | £1,676.37 | £20 | Fixed | 6.7% APRC | £24,653 | 18765 | 803 | 20 | Leek BuildingSociety |
| 3.90% | £1,179.17 | 6.87% | £1,612.08 | £999 | Fixed | 6.5% APRC | £31,808 | 28960 | 474 | 999 | Co-operative Bank |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| 1.05% | £809.85 | 6.74% | £1,561.07 | £1,020 | Fixed | 6.0% APRC | £20,555 | 31730 | 80 | 1020 | Virgin Money |
| 1.09% | £814.54 | 8.24% | £1,782.95 | £1,019 | Fixed | 6.9% APRC | £20,418 | 45274 | 198 | 1019 | Furness B.Soc |
| 2.09% | £935.34 | 6.60% | £1,553.70 | £18 | Fixed | 6.0% APRC | £22,546 | 42132 | 220 | 18 | Kensington |
| 2.77% | £1,023.25 | 7.34% | £1,676.37 | £20 | Fixed | 6.7% APRC | £24,653 | 18765 | 803 | 20 | Leek BuildingSociety |
| 3.90% | £1,179.17 | 6.87% | £1,612.08 | £999 | Fixed | 6.5% APRC | £31,808 | 28960 | 474 | 999 | Co-operative Bank |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.23% | £1,225.89 | 7.49% | £1,713.99 | £1,599 | Tracker | 7.1% APRC | £31,020 | 16257 | 42 | 1599 | Halifax |
| 4.29% | £1,235.71 | 6.49% | £1,560.64 | £1,016 | Tracker | 6.3% APRC | £30,323 | 12568 | 344 | 1016 | HSBC Intermediary |
| 4.29% | £1,235.71 | 6.74% | £1,599.76 | £1,014 | Tracker | 6.5% APRC | £30,671 | 28804 | 75 | 1014 | Nationwide B.Soc |
| 4.33% | £1,241.59 | 6.99% | £1,636.89 | £1,025 | Tracker | 6.7% APRC | £31,427 | 17092 | 207 | 1025 | NatWest |
| 4.36% | £1,246.00 | 5.99% | £1,484.30 | £1,024 | Tracker | 5.9% APRC | £31,008 | 64208 | 115 | 1024 | Barclays |
This table is based on a residential property value of £350,000 and a mortgage secured against that property of £250,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 30 years (360 monthly payments).
Source: Mortgage Brain. This information was last revised on 15 Sep 2025 at 01:54 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.