Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.69%	£566.67	6.00%	£636.74	£0	Variable	5.8%	£20,500	16896	76	0	Newbury
4.35%	£547.35	5.74%	£614.77	£1,024	Tracker	5.4%	£20,559	64289	115	1024	Barclays
4.34%	£546.79	4.34%	£546.79	£999	Tracker	4.5%	£20,783	26204	474	999	Co-operative Bank
4.89%	£578.20	4.89%	£578.20	£719	Variable	5.1%	£21,534	85114	48	719	Ecology B.Soc
5.46%	£611.70	6.49%	£668.78	£15	Fixed	6.4%	£21,536	54134	75	15	Nationwide B.Soc

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
5.41%	£608.72	5.74%	£626.58	£25	Fixed	5.8%	£21,519	38838	115	25	Barclays
5.46%	£611.70	6.49%	£668.78	£15	Fixed	6.4%	£21,536	54134	75	15	Nationwide B.Soc
5.54%	£616.48	6.24%	£654.93	£0	Fixed	6.2%	£21,818	13680	686	0	West Brom BS
5.55%	£616.44	7.24%	£711.15	£0	Fixed	6.9%	£21,942	109745	42	0	Halifax
5.28%	£601.02	6.94%	£692.83	£510	Fixed	6.7%	£22,042	90001	628	510	Bank of Ireland

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.35%	£547.35	5.74%	£614.77	£1,024	Tracker	5.4%	£20,559	64289	115	1024	Barclays
4.34%	£546.79	4.34%	£546.79	£999	Tracker	4.5%	£20,783	21747	474	999	Co-operative Bank
4.70%	£567.25	6.31%	£646.00	£999	Tracker	5.8%	£22,016	201	77	999	Newcastle
6.24%	£659.05	6.24%	£659.05	£1,230	Tracker	6.6%	£25,081	91998	1097	1230	United Trust Bank
6.10%	£650.43	6.10%	£650.43	£1,530	Tracker	6.5%	£25,120	4607	957	1530	West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 27 Oct 2026 at 01:51 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.