Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC3 Year Total Cost
4.09%£532.824.09%£532.82£575Variable4.2%£19,757
4.35%£547.355.74%£614.77£1,024Tracker5.4%£20,559
4.34%£546.794.34%£546.79£999Tracker4.5%£20,783
5.20%£596.306.49%£667.21£15Fixed6.3%£20,982
4.59%£560.956.00%£636.12£850Variable5.9%£21,144

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC3 Year Total Cost
5.20%£596.306.49%£667.21£15Fixed6.3%£20,982
5.01%£585.176.94%£691.01£15Fixed6.6%£21,276
5.43%£609.297.24%£710.34£0Fixed6.9%£21,684
4.95%£581.685.74%£623.79£1,024Fixed5.8%£21,694
5.19%£595.718.24%£769.47£324Fixed7.6%£21,855

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC3 Year Total Cost
4.35%£547.355.74%£614.77£1,024Tracker5.4%£20,559
4.34%£546.794.34%£546.79£999Tracker4.5%£20,783
5.74%£628.505.74%£628.50£1,730Tracker6.1%£24,481
6.20%£656.586.20%£656.58£1,729Tracker6.6%£25,541

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 29 Apr 2026 at 01:30 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.