Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.14%	£535.09	5.99%	£632.02	£30	Fixed	5.6%	£19,043	31791	1369	30	MPowered Mtgs Resi
4.29%	£543.98	6.74%	£675.47	£15	Fixed	6.2%	£19,098	59731	75	15	Nationwide B.Soc
4.78%	£571.84	6.74%	£670.83	£1,020	Fixed	6.2%	£19,504	60893	80	1020	Virgin Money
4.04%	£530.05	6.15%	£640.85	£850	Variable	5.8%	£20,032	5791	76	850	Newbury
4.66%	£564.95	7.19%	£703.30	£15	Fixed	6.7%	£20,048	7528	628	15	Bank of Ireland

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.14%	£535.09	5.99%	£632.02	£30	Fixed	5.6%	£19,043	31791	1369	30	MPowered Mtgs Resi
4.29%	£543.98	6.74%	£675.47	£15	Fixed	6.2%	£19,098	59731	75	15	Nationwide B.Soc
4.78%	£571.84	6.74%	£670.83	£1,020	Fixed	6.2%	£19,504	60893	80	1020	Virgin Money
4.66%	£564.95	7.19%	£703.30	£15	Fixed	6.7%	£20,048	7528	628	15	Bank of Ireland
4.22%	£539.54	7.49%	£714.91	£0	Fixed	6.7%	£20,101	64806	42	0	Halifax

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.60%	£561.52	5.99%	£629.99	£1,024	Tracker	5.6%	£21,069	64289	115	1024	Barclays
4.59%	£560.95	4.59%	£560.95	£999	Tracker	4.8%	£21,293	13108	474	999	Co-operative Bank
6.19%	£655.97	6.19%	£655.97	£1,730	Tracker	6.6%	£25,470	3216	1097	1730	United Trust Bank
6.45%	£672.09	6.45%	£672.09	£1,729	Tracker	6.8%	£26,099	12182	957	1729	West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 30 Aug 2025 at 02:55 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.